package com.nq.service.impl; import com.alibaba.fastjson2.JSONObject; import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper; import com.baomidou.mybatisplus.core.conditions.query.QueryWrapper; import com.fasterxml.jackson.databind.ObjectMapper; import com.google.gson.Gson; import com.nq.dao.*; import com.nq.enums.EUserAssets; import com.nq.pojo.*; import com.nq.service.*; import com.github.pagehelper.PageHelper; import com.github.pagehelper.PageInfo; import com.nq.common.PayV2GatewayKeys; import com.nq.common.ServerResponse; import com.nq.utils.*; import com.nq.utils.http.HttpClientRequest; import com.nq.utils.http.HttpClientUtil; import com.nq.utils.pay.PayV2RsaSignUtil; import java.io.IOException; import java.io.PrintWriter; import java.math.BigDecimal; import java.math.RoundingMode; import java.time.LocalDate; import java.time.LocalDateTime; import java.time.format.DateTimeFormatter; import java.text.SimpleDateFormat; import java.util.*; import javax.annotation.Resource; import javax.servlet.http.HttpServletRequest; import javax.servlet.http.HttpServletResponse; import com.nq.utils.timeutil.TimeUtil; import okhttp3.*; import org.apache.commons.lang3.ObjectUtils; import org.apache.commons.lang3.StringUtils; import org.slf4j.Logger; import org.slf4j.LoggerFactory; import org.springframework.beans.factory.annotation.Autowired; import org.springframework.transaction.annotation.Transactional; import org.springframework.stereotype.Service; @Service("iUserWithdrawService") public class UserWithdrawServiceImpl implements IUserWithdrawService { private static final Logger log = LoggerFactory.getLogger(UserWithdrawServiceImpl.class); private static final String PAY_V2_PAYOUT_CREATE_URL = "https://pay.kkpay100.com/v2/payOutCreate"; private static final int PAY_V2_MID = 10724; @Autowired UserWithdrawMapper userWithdrawMapper; @Autowired IUserService iUserService; @Resource UserMapper userMapper; @Resource IUserAssetsServices iUserAssetsServices; @Autowired IAgentUserService iAgentUserService; @Autowired AgentUserMapper agentUserMapper; @Autowired IUserPositionService iUserPositionService; @Autowired IUserBankService iUserBankService; @Autowired ISiteSettingService iSiteSettingService; @Autowired ISiteProductService iSiteProductService; @Autowired UserBankMapper userBankMapper; @Autowired SiteSettingServiceImpl siteSettingService; @Autowired IStockConfigServices iStockConfigServices; @Autowired UserAssetsMapper userAssetsMapper; @Resource StockTimeSettingMapper stockTimeSettingMapper; @Autowired TransferResponseService transferResponseService; @Transactional public ServerResponse outMoney(String amt, String with_Pwd,String accsetType,String bankId,HttpServletRequest request) throws Exception { if (StringUtils.isBlank(amt)) { return ServerResponse.createByErrorMsg("The parameter cannot be null"); } User user = this.iUserService.getCurrentRefreshUser(request); String w = user.getWithPwd(); if (w == null) { w = ""; } if (with_Pwd == null) { with_Pwd = ""; } if (w.equals(with_Pwd)) { if (user.getIsLogin().intValue() == 1) { return ServerResponse.createByErrorMsg("用户被锁定",request); } if (user.getIsActive() != 2) { return ServerResponse.createByErrorMsg("未实名认证",request); } UserBank userBank = this.userBankMapper.selectById(bankId); if (userBank == null) { return ServerResponse.createByErrorMsg("银行卡不存在",request); } if (user.getAccountType().intValue() == 1) { return ServerResponse.createByErrorMsg("模拟用户无法提取资金",request); } SiteSetting siteSetting = this.iSiteSettingService.getSiteSetting(); if ((new BigDecimal(amt)).compareTo(new BigDecimal(siteSetting.getWithMinAmt().intValue())) == -1) { return ServerResponse.createByErrorMsg("最小提现金额:" + siteSetting.getWithMinAmt(),request); } boolean b = getServerResponse(); if (!b) { return ServerResponse.createByErrorMsg("提现失败,当前时间已停止提现", request); } BigDecimal useAmt = iUserAssetsServices.getAvailableBalance(accsetType,user.getId()); BigDecimal tAmt = new BigDecimal(amt); if(useAmt.compareTo(tAmt)<0){ return ServerResponse.createByErrorMsg("余额不足",request); } iUserAssetsServices.availablebalanceChange(accsetType,user.getId(), EUserAssets.WITHDRAW,tAmt.negate(),"",""); UserWithdraw userWithdraw = new UserWithdraw(); userWithdraw.setUserId(user.getId()); userWithdraw.setNickName(user.getRealName()); userWithdraw.setAgentId(user.getAgentId()); userWithdraw.setWithAmt(new BigDecimal(amt)); userWithdraw.setApplyTime(new Date()); userWithdraw.setWithName(user.getRealName()); userWithdraw.setBankNo(userBank.getBankNo()); userWithdraw.setBankName(userBank.getBankName()); userWithdraw.setBankAddress(userBank.getBankAddress()); userWithdraw.setWithStatus(Integer.valueOf(0)); BigDecimal withfee = siteSetting.getWithFeePercent().multiply(new BigDecimal(amt)).add(new BigDecimal(siteSetting.getWithFeeSingle().intValue())); userWithdraw.setWithFee(withfee); int insertCount = this.userWithdrawMapper.insert(userWithdraw); if (insertCount > 0) { return ServerResponse.createBySuccessMsg("提现成功",request); } log.error("保存提现记录失败"); throw new Exception("用户提现,保存提现记录失败"); } else { return ServerResponse.createByErrorMsg("提现密码不正确!",request); } } private boolean getServerResponse() { StockTimeSetting stockTimeSetting = stockTimeSettingMapper.selectOne(new QueryWrapper().eq("accets_type", "IN")); if (stockTimeSetting == null) { return false; } if (!stockTimeSetting.getWeekDay().contains(String.valueOf(LocalDate.now().getDayOfWeek().getValue()))) { return false; } return TimeUtil.isTradingHour(stockTimeSetting.getAmStartTime(), stockTimeSetting.getAmEndTime(), stockTimeSetting.getPmStartTime(), stockTimeSetting.getPmEndTime()); } public ServerResponse findUserWithList(String withStatus, HttpServletRequest request, int pageNum, int pageSize) { PageHelper.startPage(pageNum, pageSize); User user = this.iUserService.getCurrentUser(request); List userWithdraws = this.userWithdrawMapper.findUserWithList(user.getId(), withStatus); PageInfo pageInfo = new PageInfo(userWithdraws); return ServerResponse.createBySuccess(pageInfo); } public ServerResponse userCancel(Integer withId) { if (withId == null) { return ServerResponse.createByErrorMsg("id不能为空"); } UserWithdraw userWithdraw = this.userWithdrawMapper.selectByPrimaryKey(withId); if (userWithdraw == null) { return ServerResponse.createByErrorMsg("订单不存在"); } if (0 != userWithdraw.getWithStatus().intValue()) { return ServerResponse.createByErrorMsg("当前订单不能取消"); } userWithdraw.setWithStatus(Integer.valueOf(3)); userWithdraw.setWithMsg("The user cancels the withdrawal"); int updateCount = this.userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); if (updateCount > 0) { log.info("修改用户提现订单 {} 状态成功", withId); User user = this.userMapper.selectById(userWithdraw.getUserId()); UserAssets userAssets = iUserAssetsServices.assetsByTypeAndUserId("IN", user.getId()); if (userAssets == null) { return ServerResponse.createByErrorMsg("用户资金账户不存在"); } userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt())); userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt())); int updateUserCount = userAssetsMapper.updateById(userAssets); if (updateUserCount > 0) { return ServerResponse.createBySuccessMsg("Cancel Success"); } return ServerResponse.createByErrorMsg("取消失败"); } log.info("修改用户提现订单 {} 状态失败", withId); return ServerResponse.createByErrorMsg("取消失败"); } public ServerResponse listByAgent(Integer agentId, String realName, Integer state, HttpServletRequest request, int pageNum, int pageSize) { AgentUser currentAgent = this.iAgentUserService.getCurrentAgent(request); if (agentId != null) { AgentUser agentUser = this.agentUserMapper.selectByPrimaryKey(agentId); if (agentUser.getParentId() != currentAgent.getId()) { return ServerResponse.createByErrorMsg("不能查询非下级代理记录"); } } Integer searchId = null; if (agentId == null) { searchId = currentAgent.getId(); } else { searchId = agentId; } PageHelper.startPage(pageNum, pageSize); List userWithdraws = this.userWithdrawMapper.listByAgent(searchId, realName, state); PageInfo pageInfo = new PageInfo(userWithdraws); return ServerResponse.createBySuccess(pageInfo); } public ServerResponse listByAdmin(Integer agentId, Integer userId, String realName, Integer state, String beginTime, String endTime, HttpServletRequest request, int pageNum, int pageSize) { PageHelper.startPage(pageNum, pageSize); List userWithdraws = this.userWithdrawMapper.listByAdmin(agentId, userId, realName, state, beginTime, endTime); for (int i = 0; i 0){ BigDecimal subtract = userWithdraw.getWithAmt().subtract(userAssets.getAmountToBeCovered()); if(subtract.compareTo(BigDecimal.ZERO) > 0){ userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(subtract)); userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(subtract)); userAssets.setAmountToBeCovered(BigDecimal.ZERO); }else{ userAssets.setAmountToBeCovered(userAssets.getAmountToBeCovered().subtract(userWithdraw.getWithAmt())); } }else{ userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt())); userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt())); } int updateCount = userAssetsMapper.updateById(userAssets); if (updateCount > 0) { log.info("提现失败,返还用户资金成功!"); } else { log.error("返还用户资金出错,抛出异常"); throw new Exception("修改用户资金出错,抛出异常"); } userWithdraw.setWithMsg(authMsg); userWithdraw.setWithStatus(2); userWithdraw.setTransTime(new Date()); userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); return ServerResponse.createBySuccessMsg("操作成功!"); }else if(state == 2){//手动打款 userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt())); userAssetsMapper.updateById(userAssets); userWithdraw.setWithStatus(1); userWithdraw.setTransTime(new Date()); int updateCount = this.userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); if (updateCount > 0) { return ServerResponse.createBySuccessMsg("操作成功!"); } }else if(state == 1){//走代付 return getObjectServerResponseTwo(withId, request, response, userWithdraw, user, userAssets); }else if(state == 4){//走代付 return getObjectServerResponseThree(withId, request, response, userWithdraw, user, userAssets); }else{ return ServerResponse.createByErrorMsg("请选择对应的操作!"); } }catch (Exception e){ log.info("提现失败:"+e.getMessage()); throw e; } return ServerResponse.createBySuccessMsg("操作失败!"); } //代付二 private ServerResponse getObjectServerResponseTwo(Integer withId, HttpServletRequest request, HttpServletResponse response, UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception { String payoutUrl = "https://gateway.kings-pays.com/gateway/payout/init";//正式地址 String merchantKey = "qqaC1DH/LeR9iPvm";//商户key 需替换 String aesKey = "ge6vK40fHNZPFJ4p";//商户aesKey 需替换 String aesIv = "6gJoHTEE1i2O3ovE";//商户aesIv 需替换 // 1. 生成商户订单号 String merchantOrderNo = generatePayoutOrderId(withId); // 2. 构建加密前的业务参数 JSONObject dataObj = new JSONObject(); dataObj.put("amount", userWithdraw.getWithAmt().intValue()); // 注意金额单位(示例中为整数) dataObj.put("transferType", "BANK_TRANSFER"); dataObj.put("beneficiaryName", user.getNickName()); dataObj.put("beneficiaryEmail", "null@gmail.com"); dataObj.put("beneficiaryPhoneNo", user.getPhone()); dataObj.put("beneficiaryAccount", userWithdraw.getBankNo()); dataObj.put("beneficiaryIFSC", userWithdraw.getBankAddress()); dataObj.put("merchantOrderNo", merchantOrderNo); dataObj.put("notifyUrl", "https://api.greenbackcaps.top/user/payoutCallbackTwo.do"); // 3. AES 加密 String encryptedData = AesEncryptUtil.encrypt(dataObj.toJSONString(), aesKey, aesIv); JSONObject requestObj = new JSONObject(); requestObj.put("data", encryptedData); // 4. 设置请求头 Headers headers = new Headers.Builder() .add("merchant_key", merchantKey) .build(); // 5. 发送 HTTP 请求 log.info("代付请求参数:{}", requestObj.toJSONString()); String respStr = doPost(payoutUrl, requestObj.toJSONString(), headers); log.info("代付响应原始数据:{}", respStr); // 6. 解析响应(使用 Jackson 或 fastjson,这里以 fastjson 为例) JSONObject respJson = JSONObject.parseObject(respStr); int code = respJson.getIntValue("code"); boolean success = respJson.getBooleanValue("success"); String msg = respJson.getString("msg"); // 6.1 接口调用失败(code != 0 或 success = false) if (code != 0 || !success) { handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service."); return ServerResponse.createByErrorMsg("代付请求失败:" + msg, request); } // 6.2 获取 data 部分 JSONObject data = respJson.getJSONObject("data"); String status = data.getString("status"); // ACCEPT / FAILURE / PROCESSING String failMsg = data.getString("message"); // 失败时的具体原因 // 7. 根据 status 判断业务是否成功 if ("ACCEPT".equals(status)) { // 代付订单被接受(不一定最终成功,需等待回调) String platformOrderNo = data.getString("orderNo"); // 保存代付记录 saveTransferRecord(merchantOrderNo, platformOrderNo, userWithdraw.getWithAmt(), user.getId(), withId); // 更新提现记录为“已提交” userWithdraw.setWithStatus(4); // 4:已提交 userWithdraw.setTransTime(new Date()); userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); log.info("代付下单成功,商户订单号:{}", merchantOrderNo); return ServerResponse.createBySuccessMsg("代付申请已提交,请等待处理"); } else { // 业务失败(如 FAILURE) String errorMsg = (failMsg != null && !failMsg.isEmpty()) ? failMsg : msg; handleFailure(userAssets, userWithdraw, "Withdrawal failed:" + errorMsg); return ServerResponse.createByErrorMsg("Withdrawal failed:" + errorMsg, request); } } /** * 代付三:v2/payOutCreate(JSON + SHA256withRSA),IMPS */ private ServerResponse getObjectServerResponseThree(Integer withId, HttpServletRequest request, HttpServletResponse response, UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception { String merchantOrderNo = generatePayoutOrderId(withId); BigDecimal amount = userWithdraw.getWithAmt().setScale(2, RoundingMode.HALF_UP); String notifyUrl = "https://api.greenbackcaps.top/user/payoutCallbackThree.do"; UserBank bank = userBankMapper.selectOne(new LambdaQueryWrapper() .eq(UserBank::getUserId, user.getId()) .eq(UserBank::getBankNo, userWithdraw.getBankNo()) .last("limit 1")); String email = (bank != null && StringUtils.isNotBlank(bank.getBankEmail())) ? bank.getBankEmail().trim() : (user.getId() + "@user.local"); if (email.length() > 64) { email = email.substring(0, 64); } String userName = StringUtils.defaultIfBlank(userWithdraw.getWithName(), user.getRealName()); userName = StringUtils.defaultIfBlank(userName, "User"); if (userName.length() > 16) { userName = userName.substring(0, 16); } String bankName = StringUtils.defaultIfBlank(userWithdraw.getBankName(), "BANK"); if (bankName.length() > 32) { bankName = bankName.substring(0, 32); } String bankCode = StringUtils.defaultIfBlank(userWithdraw.getBankAddress(), ""); if (bankCode.length() > 32) { bankCode = bankCode.substring(0, 32); } String bankCardNumber = StringUtils.defaultIfBlank(userWithdraw.getBankNo(), ""); if (bankCardNumber.length() > 32) { bankCardNumber = bankCardNumber.substring(0, 32); } String address = "India"; int paymentType = 1; Map signParams = new TreeMap<>(); signParams.put("amount", amount.toPlainString()); signParams.put("address", address); signParams.put("bankCardNumber", bankCardNumber); signParams.put("bankCode", bankCode); signParams.put("bankName", bankName); signParams.put("currency", "INR"); signParams.put("email", email); signParams.put("mid", String.valueOf(PAY_V2_MID)); signParams.put("mobile", user.getPhone()); signParams.put("notifyUrl", notifyUrl); signParams.put("orderId", merchantOrderNo); signParams.put("paymentType", String.valueOf(paymentType)); signParams.put("userName", userName); String signBaseString = PayV2RsaSignUtil.buildStringA(signParams); String sign = PayV2RsaSignUtil.sign(signBaseString, PayV2GatewayKeys.MERCHANT_PRIVATE_KEY_PEM); log.info("代付v2签名串 stringA={}", signBaseString); Map body = new LinkedHashMap<>(); body.put("mid", PAY_V2_MID); body.put("orderId", merchantOrderNo); body.put("amount", amount.toPlainString()); body.put("currency", "INR"); body.put("paymentType", paymentType); body.put("bankName", bankName); body.put("bankCode", bankCode); body.put("bankCardNumber", bankCardNumber); body.put("userName", userName); body.put("email", email); body.put("mobile", user.getPhone()); body.put("address", address); body.put("notifyUrl", notifyUrl); body.put("sign", sign); String json = new Gson().toJson(body); log.info("代付v2请求:{}", json); String respStr = HttpClientRequest.doPostJsonBody(PAY_V2_PAYOUT_CREATE_URL, json); log.info("代付v2响应:{}", respStr); ObjectMapper objectMapper = new ObjectMapper(); PayV2PayoutCreateResponse resp = objectMapper.readValue(respStr, PayV2PayoutCreateResponse.class); if (resp.getStatus() != 1 || resp.getData() == null) { handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service."); return ServerResponse.createByErrorMsg("代付请求失败:" + (StringUtils.isNotBlank(resp.getMsg()) ? resp.getMsg() : "unknown"), request); } PayV2PayoutCreateResponse.Data data = resp.getData(); Map respSign = new TreeMap<>(); if (StringUtils.isNotBlank(data.getAmount())) { respSign.put("amount", data.getAmount()); } if (StringUtils.isNotBlank(data.getErrMsg())) { respSign.put("err_msg", data.getErrMsg()); } if (data.getMId() != null) { respSign.put("m_id", String.valueOf(data.getMId())); } if (StringUtils.isNotBlank(data.getMOrder())) { respSign.put("m_order", data.getMOrder()); } if (StringUtils.isNotBlank(data.getOrderId())) { respSign.put("order_id", data.getOrderId()); } if (data.getOrderStatus() != null) { respSign.put("order_status", String.valueOf(data.getOrderStatus())); } if (!PayV2RsaSignUtil.verify(respSign, data.getSign(), PayV2GatewayKeys.PLATFORM_PUBLIC_KEY)) { log.warn("代付v2返回签名未通过校验, stringA={}, sign={}", PayV2RsaSignUtil.buildStringA(respSign), data.getSign()); } Integer os = data.getOrderStatus(); if (os != null && (os == 2 || os == 3)) { String em = StringUtils.defaultIfBlank(data.getErrMsg(), resp.getMsg()); handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service."); return ServerResponse.createByErrorMsg("代付失败:" + em, request); } saveTransferRecordV2(merchantOrderNo, data.getOrderId(), amount, user.getId(), withId, data.getSign()); userWithdraw.setWithStatus(4); userWithdraw.setTransTime(new Date()); userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); log.info("代付v2下单成功,商户订单号:{}", merchantOrderNo); return ServerResponse.createBySuccessMsg("代付申请已提交,请等待处理"); } private static boolean isValidIndiaMobile(String digits10) { if (digits10 == null || digits10.length() != 10) { return false; } char c = digits10.charAt(0); return c >= '6' && c <= '9'; } private void saveTransferRecordV2(String merchantOrderNo, String platformOrderNo, BigDecimal amount, Integer userId, Integer withId, String sign) { TransferResponse record = new TransferResponse(); record.setMerTransferId(merchantOrderNo); record.setTradeNo(platformOrderNo); record.setTransferAmount(amount); record.setTradeResult(0); record.setCallbackState(0); record.setRespCode("SUCCESS"); record.setSignType("MD5"); record.setSign(sign); record.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date())); record.setUserId(userId); record.setWithId(withId); record.setCreatedAt(new Date()); record.setUpdatedAt(new Date()); transferResponseService.save(record); } public static String doPost(String url, String data, Headers headers) throws IOException { OkHttpClient customClient = new OkHttpClient(); Request request = new Request.Builder() .url(url) .headers(headers) .post(RequestBody.create(MediaType.parse("application/json;charset=UTF-8"), data)) .build(); Response response = customClient.newCall(request).execute(); String resp = response.body().string(); return resp; } private void handleFailure(UserAssets userAssets, UserWithdraw userWithdraw, String errorMsg) { userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt())); userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt())); userAssetsMapper.updateById(userAssets); userWithdraw.setWithStatus(2); // 2:失败 userWithdraw.setWithMsg(errorMsg); userWithdraw.setTransTime(new Date()); userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); } private void saveTransferRecord(String merchantOrderNo, String platformOrderNo, BigDecimal amount, Integer userId, Integer withId) { TransferResponse record = new TransferResponse(); record.setMerTransferId(merchantOrderNo); record.setTradeNo(platformOrderNo); record.setTransferAmount(amount); record.setTradeResult(0); // 0:已下单 record.setCallbackState(0); // 0:未处理 record.setRespCode("SUCCESS"); record.setSignType("AES"); record.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date())); record.setUserId(userId); record.setWithId(withId); record.setCreatedAt(new Date()); record.setUpdatedAt(new Date()); transferResponseService.save(record); } public int deleteByUserId(Integer userId) { return this.userWithdrawMapper.deleteByUserId(userId); } public BigDecimal CountSpWithSumAmtByState(Integer withState) { return this.userWithdrawMapper.CountSpWithSumAmtByState(withState); } public BigDecimal CountSpWithSumAmTodaytByState(Integer withState) { return this.userWithdrawMapper.CountSpWithSumAmTodaytByState(withState); } public ServerResponse deleteWithdraw(Integer withdrawId) { if (withdrawId == null) { return ServerResponse.createByErrorMsg("删除id不能为空"); } int updateCount = this.userWithdrawMapper.deleteByPrimaryKey(withdrawId); if (updateCount > 0) { return ServerResponse.createBySuccessMsg("删除成功"); } return ServerResponse.createByErrorMsg("删除失败"); } //导出用户提现 @Override public List exportByAdmin(Integer agentId, Integer userId, String realName, Integer state, String beginTime, String endTime, HttpServletRequest request) { return this.userWithdrawMapper.listByAdmin(agentId, userId, realName, state, beginTime, endTime); } /** * 代付接口调用 */ private ServerResponse getObjectServerResponseOne(Integer withId, HttpServletRequest request, HttpServletResponse response, UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception { try { // 配置参数(建议放到配置文件中) String appId = "db270b73dc384c89ae7241d6465cee03"; // 从商户后台获取 String key = "PAXkm5ptBhvzNYBSpdm3p7ipwGUQOF8Fm3tYp0"; // 商户密钥 String payoutUrl = "https://www.copays.net/open-api/create-payout-order"; // 代付接口地址 // 生成商户订单号 String merchantOrderId = generatePayoutOrderId(withId); // 处理金额,保留两位小数 BigDecimal amount = userWithdraw.getWithAmt(); amount = amount.setScale(2, BigDecimal.ROUND_HALF_UP); // 构建请求参数 Map params = new HashMap<>(); params.put("app_id", appId); params.put("merchant_order_id", merchantOrderId); params.put("amount", amount.toString()); params.put("payout_mode", "INDIA_IMPS"); // 代付模式,根据实际情况选择 params.put("customer_account_type", userWithdraw.getBankAddress()); // 账号类型 params.put("customer_account_no", userWithdraw.getBankNo()); // 收款人账号(银行卡号或UPI ID) params.put("notify_url", "https://api.greenbackcaps.top/user/payoutCallback.do"); // 异步通知地址 // 生成签名 String sign = PaymentSignUtil.generateSign(params, key); params.put("sign", sign); log.info("代付请求参数:{}", params); log.info("生成的签名:{}", sign); // 发送请求 String result = HttpClientUtil.doPost(payoutUrl, params, "utf-8"); log.info("代付返回参数:{}", result); // 解析响应 ObjectMapper objectMapper = new ObjectMapper(); PayoutOrderResponseVo payoutResponse = objectMapper.readValue(result, PayoutOrderResponseVo.class); // 检查响应 if (!Integer.valueOf(200).equals(payoutResponse.getCode())) { log.error("代付下单失败,返回码:{},消息:{},请求参数:{}", payoutResponse.getCode(), payoutResponse.getMessage(), params); // 代付失败,返还用户资金 userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt())); userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt())); userAssetsMapper.updateById(userAssets); userWithdraw.setWithStatus(2); // 失败 userWithdraw.setWithMsg("fail:" + payoutResponse.getMessage()); userWithdraw.setTransTime(new Date()); userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); return ServerResponse.createByErrorMsg("fail:" + payoutResponse.getMessage(),request); } // 保存代付记录 PayoutOrderResponseVo.PayoutOrderData responseData = payoutResponse.getData(); TransferResponse transferResponse = new TransferResponse(); transferResponse.setMerTransferId(merchantOrderId); // 商户订单号 transferResponse.setTradeNo(responseData.getSystemOrderId()); // 系统订单号 transferResponse.setTransferAmount(amount); transferResponse.setTradeResult(0); // 0:已下单 transferResponse.setCallbackState(0); // 0:未处理 transferResponse.setRespCode("SUCCESS"); // 响应状态:下单成功 transferResponse.setSignType("MD5"); // 签名方式 transferResponse.setSign(responseData.getSign()); // 签名 transferResponse.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date())); // 订单时间 transferResponse.setUserId(user.getId()); transferResponse.setWithId(withId); transferResponse.setCreatedAt(new Date()); transferResponse.setUpdatedAt(new Date()); transferResponseService.save(transferResponse); // 更新提现记录状态为已提交(4) userWithdraw.setWithStatus(4); // 已提交 userWithdraw.setTransTime(new Date()); userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); log.info("代付下单成功,订单号:{}", merchantOrderId); return ServerResponse.createBySuccessMsg("代付申请已提交,请等待处理"); } catch (Exception e) { log.error("代付下单异常:", e); // 异常时返还用户资金 userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt())); userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt())); userAssetsMapper.updateById(userAssets); userWithdraw.setWithStatus(2); // 失败 userWithdraw.setWithMsg("代付下单异常:" + e.getMessage()); userWithdraw.setTransTime(new Date()); userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw); throw e; } } /** * 生成代付订单号 */ private String generatePayoutOrderId(Integer withId) { // 使用提现ID + 时间戳生成唯一订单号 long timestamp = System.currentTimeMillis(); return "PAYOUT_" + withId + "_" + timestamp; } }