From f7faebe62ac537f67881f28c7a5664a56fe5325e Mon Sep 17 00:00:00 2001
From: dd <gitluke@outlook.com>
Date: Mon, 27 Oct 2025 11:55:27 +0800
Subject: [PATCH] 1
---
ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java | 331 ++++++++++++++++++++++++++++++++++++++++++++++++------
1 files changed, 292 insertions(+), 39 deletions(-)
diff --git a/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java b/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
index ddc3209..3cc288d 100644
--- a/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
+++ b/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
@@ -1,28 +1,39 @@
package com.ruoyi.im.service.impl;
import cn.hutool.core.util.ObjectUtil;
+import cn.hutool.json.JSON;
+import cn.hutool.json.JSONUtil;
+import com.alibaba.druid.support.json.JSONUtils;
import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
import com.ruoyi.common.utils.DateUtils;
import com.ruoyi.im.comm.Result;
import com.ruoyi.im.service.InsuranceProductService;
+import com.ruoyi.im.service.UserKycService;
import com.ruoyi.im.service.UserPolicyService;
+import com.ruoyi.im.util.PayService;
import com.ruoyi.im.util.ValidatorUtil;
-import com.ruoyi.system.domain.InsuranceProduct;
-import com.ruoyi.system.domain.UserAccount;
-import com.ruoyi.system.domain.UserPolicy;
+import com.ruoyi.imenum.PaymentMode;
+import com.ruoyi.system.domain.*;
import com.ruoyi.system.domain.dto.UserPolicyDto;
+import com.ruoyi.system.mapper.SystemConfigurationMapper;
import com.ruoyi.system.mapper.UserPolicyMapper;
+import com.ruoyi.system.service.FundsLogService;
+import com.ruoyi.system.service.GroupWelcomeConfigService;
+import com.ruoyi.system.service.PaymentRecordService;
import com.ruoyi.system.service.UserAccountService;
+import org.json.JSONObject;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Transactional;
+import java.math.BigDecimal;
import java.text.ParseException;
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.time.format.DateTimeFormatter;
import java.util.Date;
+import java.util.Map;
import java.util.Random;
import java.util.concurrent.atomic.AtomicLong;
@@ -33,6 +44,20 @@
InsuranceProductService insuranceProductService;
@Autowired
UserAccountService userAccountService;
+ @Autowired
+ private PayService payService;
+ @Autowired
+ private PaymentRecordService paymentRecordService;
+ @Autowired
+ private UserKycService userKycService;
+ @Autowired
+ private GroupWelcomeConfigService groupWelcomeConfigService;
+ @Autowired
+ private FundsLogService fundsLogService;
+ @Autowired
+ private SystemConfigurationMapper systemConfigurationMapper;
+ @Autowired
+ private UserPolicyService userPolicyService;
@Override
@@ -55,58 +80,286 @@
if(!isPhoneValid){
return Result.error("手机号格式不正确！");
}
-// // 验证身份证
-// boolean isIdCardValid = ValidatorUtil.isValidIdCard(dto.getIdCard());
-// if(!isIdCardValid){
-// return Result.error("身份证格式不正确！");
-// }
+ SystemConfiguration systemConfiguration = systemConfigurationMapper.selectById(1);
+ if(ObjectUtil.isEmpty(systemConfiguration)){
+ return Result.error("无可用支付方式！");
+ }
long count = count(new LambdaQueryWrapper<UserPolicy>()
.eq(UserPolicy::getUserId, userAccount.getId())
- .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.ACTIVE)
+ .eq(UserPolicy::getProductId,dto.getProductId())
+ .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
+ .and(a-> a.eq(UserPolicy::getApprovalStatus, 1)
.or()
- .eq(UserPolicy::getApprovalStatus, 0)
- .or()
- .eq(UserPolicy::getApprovalStatus, 1)
+ .eq(UserPolicy::getPayStatus, 2))
+
);
if(count > 0){
- return Result.error("你已申购此保险，请勿重复申购");
+ return Result.error("你已购此保险，请勿重复申请！");
}
InsuranceProduct insuranceProduct = insuranceProductService.getById(dto.getProductId());
if(ObjectUtil.isEmpty(insuranceProduct)){
return Result.error("该产品停止购买或已下架！");
}
- UserPolicy userPolicy = new UserPolicy();
- userPolicy.setAccount(userAccount.getAccount());
- userPolicy.setProductName(insuranceProduct.getProductName());
- userPolicy.setUserId(userAccount.getId());
- userPolicy.setProductId(insuranceProduct.getId());
- userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
- userPolicy.setPremium(insuranceProduct.getPremium());
- userPolicy.setTerm(insuranceProduct.getTerm());
- userPolicy.setName(dto.getName());
- userPolicy.setGender(dto.getGender());
- DateTimeFormatter formatter = DateTimeFormatter.ofPattern("yyyy-MM-dd HH:mm:ss");
- LocalDateTime dateTime = LocalDateTime.parse(dto.getBirthDate(), formatter);
- userPolicy.setBirthDate(dateTime.toLocalDate());
+ if(!dto.getPayProductId().equals("0")){
- userPolicy.setOccupation(dto.getOccupation());
- userPolicy.setIdCard(dto.getIdCard());
- userPolicy.setPhone(dto.getPhone());
- userPolicy.setPolicyNumber(generatePolicyNumber());
- userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
- userPolicy.setCreatedAt(new Date());
- userPolicy.setUpdatedAt(new Date());
- userPolicy.setApprovalStatus(0);
- userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
+ GroupWelcomeConfig groupWelcomeConfig = groupWelcomeConfigService.getOne(new LambdaQueryWrapper<>(GroupWelcomeConfig.class)
+ .eq(GroupWelcomeConfig::getConfigurationName, "IM-BASICS").last(" limit 1"));
+ if(ObjectUtil.isNotEmpty(groupWelcomeConfig) && ObjectUtil.isNotEmpty(groupWelcomeConfig.getPaymentSwitch()) && !groupWelcomeConfig.getPaymentSwitch()){
+ return Result.error("无可用支付方式！");
+ }
- save(userPolicy);
- return Result.success("购买成功，注意查看资料审核状态！");
+ String orderNo = generateOrderNo();
+ String payOrder = payService.createOrder(
+ insuranceProduct.getPremium(),
+ orderNo,
+ dto.getPayProductId(),
+ systemConfiguration.getCallBackUrl()
+ );
+
+ Map<String, Object> parse = (Map<String, Object>) JSONUtils.parse(payOrder);
+ Integer code = (Integer) parse.get("code");
+ if (code == null) {
+ return Result.error("支付系统返回异常");
+ }
+ String payUrl;
+ switch (code) {
+ case 200:
+ // 成功，获取支付链接
+ payUrl = (String) parse.get("result");
+
+ userAccountService.updateById(userAccount);
+
+
+ UserPolicy one = getOne(new LambdaQueryWrapper<UserPolicy>()
+ .eq(UserPolicy::getUserId, userAccount.getId())
+ .eq(UserPolicy::getProductId, dto.getProductId())
+ .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
+ .eq(UserPolicy::getApprovalStatus, 0)
+ .ne(UserPolicy::getPayStatus, 2)
+ );
+ PaymentMode payment = PaymentMode.getByCode(dto.getPayProductId());
+ if(ObjectUtil.isEmpty(one)){
+ UserPolicy userPolicy = new UserPolicy();
+ userPolicy.setAccount(userAccount.getAccount());
+ userPolicy.setProductName(insuranceProduct.getProductName());
+ userPolicy.setUserId(userAccount.getId());
+ userPolicy.setProductId(insuranceProduct.getId());
+ userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
+ userPolicy.setPremium(insuranceProduct.getPremium());
+ userPolicy.setTerm(insuranceProduct.getTerm());
+ userPolicy.setName(dto.getName());
+ userPolicy.setGender(dto.getGender());
+ userPolicy.setPayStatus(1);
+ userPolicy.setOrderNo(orderNo);
+ userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
+ userPolicy.setNumberDays(insuranceProduct.getNumberDays());
+ userPolicy.setOccupation(dto.getOccupation());
+ userPolicy.setIdCard(dto.getIdCard());
+ userPolicy.setPhone(dto.getPhone());
+ userPolicy.setPolicyNumber(generatePolicyNumber());
+ userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
+ userPolicy.setCreatedAt(new Date());
+ userPolicy.setUpdatedAt(new Date());
+ userPolicy.setApprovalStatus(0);
+ if (payment != null) {
+ userPolicy.setModePayment(payment.getMode());
+ } else {
+ // 处理未知支付方式
+ userPolicy.setModePayment(0);
+ }
+ userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
+
+ save(userPolicy);
+ extracted(userAccount, userPolicy.getId(), orderNo,PaymentRecord.PaymentStatus.PENDING.getCode(),userPolicy.getProductId(),userPolicy.getProductName(),payment.getMode());
+ return Result.success(payUrl);
+ }else{
+ extracted(userAccount, one.getId(), orderNo,PaymentRecord.PaymentStatus.PENDING.getCode(),one.getProductId(),one.getProductName(),payment.getMode());
+ return Result.success(payUrl);
+ }
+ case 401:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("未授权访问支付系统");
+ case 403:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("禁止访问支付系统");
+ case 404:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("支付接口不存在");
+ case 0014: // 注意：0014可能是字符串，需要根据实际情况处理
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("当前支付不可用，请更换其他支付方式！");
+ default:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ // 其他错误码
+ String message = (String) parse.get("message");
+ if (message != null && !message.isEmpty()) {
+ return Result.error("支付失败: " + message);
+ } else {
+ return Result.error("获取支付通道失败！");
+ }
+ }
+ }else{
+ if(userAccount.getBalance().compareTo(insuranceProduct.getPremium()) < 0){
+ return Result.error("余额不足！");
+ }
+ userAccount.setBalance(userAccount.getBalance().subtract(insuranceProduct.getPremium()));
+
+ userAccountService.updateById(userAccount);
+
+ String orderNo = generateOrderNo();
+
+
+ UserPolicy one = getOne(new LambdaQueryWrapper<UserPolicy>()
+ .eq(UserPolicy::getUserId, userAccount.getId())
+ .eq(UserPolicy::getProductId, dto.getProductId())
+ .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
+ .eq(UserPolicy::getApprovalStatus, 0)
+ .ne(UserPolicy::getPayStatus, 2)
+ );
+ if(ObjectUtil.isEmpty(one)){
+ UserPolicy userPolicy = new UserPolicy();
+ userPolicy.setAccount(userAccount.getAccount());
+ userPolicy.setProductName(insuranceProduct.getProductName());
+ userPolicy.setUserId(userAccount.getId());
+ userPolicy.setProductId(insuranceProduct.getId());
+ userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
+ userPolicy.setPremium(insuranceProduct.getPremium());
+ userPolicy.setTerm(insuranceProduct.getTerm());
+ userPolicy.setName(dto.getName());
+ userPolicy.setGender(dto.getGender());
+ userPolicy.setPayStatus(2);
+ userPolicy.setOrderNo(orderNo);
+ userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
+ userPolicy.setNumberDays(insuranceProduct.getNumberDays());
+ userPolicy.setOccupation(dto.getOccupation());
+ userPolicy.setIdCard(dto.getIdCard());
+ userPolicy.setPhone(dto.getPhone());
+ userPolicy.setPolicyNumber(generatePolicyNumber());
+ userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
+ userPolicy.setCreatedAt(new Date());
+ userPolicy.setUpdatedAt(new Date());
+ userPolicy.setApprovalStatus(0);
+ userPolicy.setModePayment(3);
+ userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
+
+ save(userPolicy);
+
+ UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
+ .eq(UserKyc::getAccount, userAccount.getAccount())
+ );
+ PaymentRecord paymentRecord = new PaymentRecord();
+ paymentRecord.setUserId(userAccount.getId());
+ paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.PAID.getCode());
+ paymentRecord.setProductId(userPolicy.getProductId());
+ paymentRecord.setOrderId(userPolicy.getId());
+ paymentRecord.setPayOrdeNo(orderNo);
+ paymentRecord.setAccount(userAccount.getAccount());
+ paymentRecord.setName(userKyc.getName());
+ paymentRecord.setInvitationCode(userAccount.getInvitationCode());
+ paymentRecord.setProductName(insuranceProduct.getProductName());
+ paymentRecord.setModePayment(3);
+ paymentRecordService.save(paymentRecord);
+
+ fundsLogService.addLog(userAccount.getId(), userAccount.getAccount(), insuranceProduct.getPremium(), OperationType.USER_ORDER);
+ // 生成资金日志
+ return Result.success();
+ }else{
+ one.setApprovalStatus(0);
+ one.setModePayment(3);
+ one.setPayStatus(2);
+ updateById(one);
+
+ UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
+ .eq(UserKyc::getAccount, userAccount.getAccount())
+ );
+ PaymentRecord paymentRecord = new PaymentRecord();
+ paymentRecord.setUserId(userAccount.getId());
+ paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.PAID.getCode());
+ paymentRecord.setProductId(one.getProductId());
+ paymentRecord.setOrderId(one.getId());
+ paymentRecord.setPayOrdeNo(orderNo);
+ paymentRecord.setAccount(userAccount.getAccount());
+ paymentRecord.setName(userKyc.getName());
+ paymentRecord.setInvitationCode(userAccount.getInvitationCode());
+ paymentRecord.setProductName(insuranceProduct.getProductName());
+ paymentRecord.setModePayment(3);
+ paymentRecordService.save(paymentRecord);
+
+ fundsLogService.addLog(userAccount.getId(), userAccount.getAccount(), insuranceProduct.getPremium(), OperationType.USER_ORDER);
+ // 生成资金日志
+ return Result.success();
+ }
+ }
+ }
+
+
+ private void extracted(UserAccount userAccount, Integer userPolicyId,
+ String orderNo,Integer payCode,Integer productId,String productName,Integer modePayment) {
+ UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
+ .eq(UserKyc::getAccount, userAccount.getAccount())
+ );
+ PaymentRecord paymentRecord = new PaymentRecord();
+ paymentRecord.setUserId(userAccount.getId());
+ paymentRecord.setAccount(userAccount.getAccount());
+ paymentRecord.setName(userKyc.getName());
+ paymentRecord.setInvitationCode(userAccount.getInvitationCode());
+ paymentRecord.setProductName(productName);
+ paymentRecord.setPaymentStatus(payCode);
+ if(userPolicyId != null){
+ paymentRecord.setOrderId(userPolicyId);
+ }
+ if(userPolicyId != null){
+ paymentRecord.setOrderId(userPolicyId);
+ }
+ paymentRecord.setProductId(productId);
+
+ paymentRecord.setPayOrdeNo(orderNo);
+ paymentRecord.setModePayment(modePayment);
+ paymentRecordService.save(paymentRecord);
+ }
+
+ private final Random random = new Random();
+ /**
+ * 生成随机订单号 (格式: 时间戳 + 6位随机数)
+ */
+ public String generateOrderNo() {
+ long timestamp = System.currentTimeMillis();
+ int randomNum = random.nextInt(900000) + 100000; // 6位随机数
+ return "ORDER" + timestamp + randomNum;
+ }
+
+
+ /**
+ * 处理支付结果 - 这里您自己实现业务逻辑
+ */
+ private void verifySign(String orderNo, String status, String amount, Map<String, String> params) {
+ // TODO: 在这里实现您的具体业务逻辑
+
+ if ("2".equals(status)) {
+ // 支付成功
+ System.out.println("=== 支付成功 ===");
+ System.out.println("订单号: " + orderNo);
+ System.out.println("金额: " + amount);
+ System.out.println("=================");
+
+ // 示例业务逻辑：
+ // 1. 更新订单状态为已支付
+ // 2. 记录支付时间
+ // 3. 发放商品或服务
+ // 4. 发送通知等
+
+ } else if ("3".equals(status)) {
+ // 业务处理完成
+ System.out.println("订单 " + orderNo + " 业务处理完成");
+
+ } else {
+ System.out.println("订单 " + orderNo + " 状态: " + status);
+ }
}
// 使用原子长整型确保线程安全
private static final AtomicLong lastTimestamp = new AtomicLong(0);
- private static final Random random = new Random();
private static final String PREFIX = "POL";
/**
@@ -114,7 +367,7 @@
* 格式: POL + 时间戳 + 随机数
* 示例: POL16973512345671234
*/
- public static String generatePolicyNumber() {
+ public String generatePolicyNumber() {
long currentTimestamp = System.currentTimeMillis();
long lastTime = lastTimestamp.get();
--
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