From df30c88c2c76da0cb607bcf129446f43c9a521da Mon Sep 17 00:00:00 2001
From: zj <1772600164@qq.com>
Date: Thu, 09 Oct 2025 02:51:02 +0800
Subject: [PATCH] 1

---
 ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java |  162 +++++++++++++++++++++++++++++++++++++++++++-----------
 1 files changed, 129 insertions(+), 33 deletions(-)

diff --git a/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java b/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
index aef921a..73903bf 100644
--- a/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
+++ b/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
@@ -1,12 +1,16 @@
 package com.ruoyi.im.service.impl;
 
 import cn.hutool.core.util.ObjectUtil;
+import cn.hutool.json.JSON;
+import cn.hutool.json.JSONUtil;
+import com.alibaba.druid.support.json.JSONUtils;
 import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
 import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
 import com.ruoyi.common.utils.DateUtils;
 import com.ruoyi.im.comm.Result;
 import com.ruoyi.im.service.InsuranceProductService;
 import com.ruoyi.im.service.UserPolicyService;
+import com.ruoyi.im.util.PayService;
 import com.ruoyi.im.util.ValidatorUtil;
 import com.ruoyi.system.domain.InsuranceProduct;
 import com.ruoyi.system.domain.UserAccount;
@@ -14,15 +18,18 @@
 import com.ruoyi.system.domain.dto.UserPolicyDto;
 import com.ruoyi.system.mapper.UserPolicyMapper;
 import com.ruoyi.system.service.UserAccountService;
+import org.json.JSONObject;
 import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.stereotype.Service;
 import org.springframework.transaction.annotation.Transactional;
 
+import java.math.BigDecimal;
 import java.text.ParseException;
 import java.time.LocalDate;
 import java.time.LocalDateTime;
 import java.time.format.DateTimeFormatter;
 import java.util.Date;
+import java.util.Map;
 import java.util.Random;
 import java.util.concurrent.atomic.AtomicLong;
 
@@ -33,6 +40,8 @@
     InsuranceProductService insuranceProductService;
     @Autowired
     UserAccountService userAccountService;
+    @Autowired
+    private PayService payService;
 
 
     @Override
@@ -59,7 +68,7 @@
         long count = count(new LambdaQueryWrapper<UserPolicy>()
                 .eq(UserPolicy::getUserId, userAccount.getId())
                 .eq(UserPolicy::getProductId,dto.getProductId())
-                .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.ACTIVE)
+                .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
                 .and(a-> a.eq(UserPolicy::getApprovalStatus, 0)
                 .or()
                 .eq(UserPolicy::getApprovalStatus, 1))
@@ -73,45 +82,132 @@
             return Result.error("该产品停止购买或已下架!");
         }
         if(userAccount.getBalance().compareTo(insuranceProduct.getPremium()) < 0){
-            return Result.error("余额不足!");
+            String orderNo = generateOrderNo();
+            String payOrder = payService.createOrder(insuranceProduct.getPremium().multiply(new BigDecimal("100")), orderNo,dto.getPayProductId());
+            Map<String, Object> parse = (Map<String, Object>) JSONUtils.parse(payOrder);
+            if("0014".equals(parse.get("errCode"))){
+                return Result.error("当前支付不可用,请更换其他支付方式!");
+            }
+            if("FAIL".equals(parse.get("retCode"))){
+                return Result.error("获取支付通道失败!");
+            }
+
+            userAccountService.updateById(userAccount);
+
+            UserPolicy userPolicy = new UserPolicy();
+            userPolicy.setAccount(userAccount.getAccount());
+            userPolicy.setProductName(insuranceProduct.getProductName());
+            userPolicy.setUserId(userAccount.getId());
+            userPolicy.setProductId(insuranceProduct.getId());
+            userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
+            userPolicy.setPremium(insuranceProduct.getPremium());
+            userPolicy.setTerm(insuranceProduct.getTerm());
+            userPolicy.setName(dto.getName());
+            userPolicy.setGender(dto.getGender());
+            userPolicy.setPayStatus(0);
+            userPolicy.setOrderNo(orderNo);
+            userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
+
+            userPolicy.setOccupation(dto.getOccupation());
+            userPolicy.setIdCard(dto.getIdCard());
+            userPolicy.setPhone(dto.getPhone());
+            userPolicy.setPolicyNumber(generatePolicyNumber());
+            userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
+            userPolicy.setCreatedAt(new Date());
+            userPolicy.setUpdatedAt(new Date());
+            userPolicy.setApprovalStatus(0);
+            userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
+
+            save(userPolicy);
+            // 获取 payUrl
+            Object payParamsObj = parse.get("payParams");
+            if (payParamsObj instanceof Map) {
+                Map<?, ?> payParamsMap = (Map<?, ?>) payParamsObj;
+                String payUrl = (String) payParamsMap.get("payUrl");
+
+                if (payUrl != null && !payUrl.trim().isEmpty()) {
+                    return Result.success(payUrl);
+                }
+            }
+
+            return Result.error("支付链接获取失败,请联系客服!");
+        }else{
+            userAccount.setBalance(userAccount.getBalance().subtract(insuranceProduct.getPremium()));
+
+            userAccountService.updateById(userAccount);
+
+            String orderNo = generateOrderNo();
+
+            UserPolicy userPolicy = new UserPolicy();
+            userPolicy.setAccount(userAccount.getAccount());
+            userPolicy.setProductName(insuranceProduct.getProductName());
+            userPolicy.setUserId(userAccount.getId());
+            userPolicy.setProductId(insuranceProduct.getId());
+            userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
+            userPolicy.setPremium(insuranceProduct.getPremium());
+            userPolicy.setTerm(insuranceProduct.getTerm());
+            userPolicy.setName(dto.getName());
+            userPolicy.setGender(dto.getGender());
+            userPolicy.setPayStatus(2);
+            userPolicy.setOrderNo(orderNo);
+            userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
+
+            userPolicy.setOccupation(dto.getOccupation());
+            userPolicy.setIdCard(dto.getIdCard());
+            userPolicy.setPhone(dto.getPhone());
+            userPolicy.setPolicyNumber(generatePolicyNumber());
+            userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
+            userPolicy.setCreatedAt(new Date());
+            userPolicy.setUpdatedAt(new Date());
+            userPolicy.setApprovalStatus(0);
+            userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
+
+            save(userPolicy);
+            return Result.success();
         }
+    }
 
-        userAccount.setBalance(userAccount.getBalance().subtract(insuranceProduct.getPremium()));
-
-        userAccountService.updateById(userAccount);
-
-        UserPolicy userPolicy = new UserPolicy();
-        userPolicy.setAccount(userAccount.getAccount());
-        userPolicy.setProductName(insuranceProduct.getProductName());
-        userPolicy.setUserId(userAccount.getId());
-        userPolicy.setProductId(insuranceProduct.getId());
-        userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
-        userPolicy.setPremium(insuranceProduct.getPremium());
-        userPolicy.setTerm(insuranceProduct.getTerm());
-        userPolicy.setName(dto.getName());
-        userPolicy.setGender(dto.getGender());
-
-        userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
-
-        userPolicy.setOccupation(dto.getOccupation());
-        userPolicy.setIdCard(dto.getIdCard());
-        userPolicy.setPhone(dto.getPhone());
-        userPolicy.setPolicyNumber(generatePolicyNumber());
-        userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
-        userPolicy.setCreatedAt(new Date());
-        userPolicy.setUpdatedAt(new Date());
-        userPolicy.setApprovalStatus(0);
-        userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
-
-        save(userPolicy);
+    private final Random random = new Random();
+    /**
+     * 生成随机订单号 (格式: 时间戳 + 6位随机数)
+     */
+    public String generateOrderNo() {
+        long timestamp = System.currentTimeMillis();
+        int randomNum = random.nextInt(900000) + 100000; // 6位随机数
+        return "ORDER" + timestamp + randomNum;
+    }
 
 
-        return Result.success("购买成功,注意查看资料审核状态!");
+    /**
+     * 处理支付结果 - 这里您自己实现业务逻辑
+     */
+    private void verifySign(String orderNo, String status, String amount, Map<String, String> params) {
+        // TODO: 在这里实现您的具体业务逻辑
+
+        if ("2".equals(status)) {
+            // 支付成功
+            System.out.println("=== 支付成功 ===");
+            System.out.println("订单号: " + orderNo);
+            System.out.println("金额: " + amount);
+            System.out.println("=================");
+
+            // 示例业务逻辑:
+            // 1. 更新订单状态为已支付
+            // 2. 记录支付时间
+            // 3. 发放商品或服务
+            // 4. 发送通知等
+
+        } else if ("3".equals(status)) {
+            // 业务处理完成
+            System.out.println("订单 " + orderNo + " 业务处理完成");
+
+        } else {
+            System.out.println("订单 " + orderNo + " 状态: " + status);
+        }
     }
 
     // 使用原子长整型确保线程安全
     private static final AtomicLong lastTimestamp = new AtomicLong(0);
-    private static final Random random = new Random();
     private static final String PREFIX = "POL";
 
     /**
@@ -119,7 +215,7 @@
      * 格式: POL + 时间戳 + 随机数
      * 示例: POL16973512345671234
      */
-    public static String generatePolicyNumber() {
+    public String generatePolicyNumber() {
         long currentTimestamp = System.currentTimeMillis();
         long lastTime = lastTimestamp.get();
 

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