From 2ec5c14a87bce4cb6ccba7a1bd87708bcce055a9 Mon Sep 17 00:00:00 2001
From: zj <1772600164@qq.com>
Date: Fri, 21 Nov 2025 23:45:06 +0800
Subject: [PATCH] 1
---
ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java | 306 ++++++++++++++++++++++++++++++++++++++------------
1 files changed, 229 insertions(+), 77 deletions(-)
diff --git a/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java b/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
index 73903bf..3cc288d 100644
--- a/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
+++ b/ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java
@@ -9,14 +9,18 @@
import com.ruoyi.common.utils.DateUtils;
import com.ruoyi.im.comm.Result;
import com.ruoyi.im.service.InsuranceProductService;
+import com.ruoyi.im.service.UserKycService;
import com.ruoyi.im.service.UserPolicyService;
import com.ruoyi.im.util.PayService;
import com.ruoyi.im.util.ValidatorUtil;
-import com.ruoyi.system.domain.InsuranceProduct;
-import com.ruoyi.system.domain.UserAccount;
-import com.ruoyi.system.domain.UserPolicy;
+import com.ruoyi.imenum.PaymentMode;
+import com.ruoyi.system.domain.*;
import com.ruoyi.system.domain.dto.UserPolicyDto;
+import com.ruoyi.system.mapper.SystemConfigurationMapper;
import com.ruoyi.system.mapper.UserPolicyMapper;
+import com.ruoyi.system.service.FundsLogService;
+import com.ruoyi.system.service.GroupWelcomeConfigService;
+import com.ruoyi.system.service.PaymentRecordService;
import com.ruoyi.system.service.UserAccountService;
import org.json.JSONObject;
import org.springframework.beans.factory.annotation.Autowired;
@@ -42,6 +46,18 @@
UserAccountService userAccountService;
@Autowired
private PayService payService;
+ @Autowired
+ private PaymentRecordService paymentRecordService;
+ @Autowired
+ private UserKycService userKycService;
+ @Autowired
+ private GroupWelcomeConfigService groupWelcomeConfigService;
+ @Autowired
+ private FundsLogService fundsLogService;
+ @Autowired
+ private SystemConfigurationMapper systemConfigurationMapper;
+ @Autowired
+ private UserPolicyService userPolicyService;
@Override
@@ -64,109 +80,245 @@
if(!isPhoneValid){
return Result.error("手机号格式不正确！");
}
-
+ SystemConfiguration systemConfiguration = systemConfigurationMapper.selectById(1);
+ if(ObjectUtil.isEmpty(systemConfiguration)){
+ return Result.error("无可用支付方式！");
+ }
long count = count(new LambdaQueryWrapper<UserPolicy>()
.eq(UserPolicy::getUserId, userAccount.getId())
.eq(UserPolicy::getProductId,dto.getProductId())
.eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
- .and(a-> a.eq(UserPolicy::getApprovalStatus, 0)
+ .and(a-> a.eq(UserPolicy::getApprovalStatus, 1)
.or()
- .eq(UserPolicy::getApprovalStatus, 1))
+ .eq(UserPolicy::getPayStatus, 2))
);
if(count > 0){
- return Result.error("你已申购此保险，请勿重复申购");
+ return Result.error("你已购此保险，请勿重复申请！");
}
InsuranceProduct insuranceProduct = insuranceProductService.getById(dto.getProductId());
if(ObjectUtil.isEmpty(insuranceProduct)){
return Result.error("该产品停止购买或已下架！");
}
- if(userAccount.getBalance().compareTo(insuranceProduct.getPremium()) < 0){
+
+ if(!dto.getPayProductId().equals("0")){
+
+ GroupWelcomeConfig groupWelcomeConfig = groupWelcomeConfigService.getOne(new LambdaQueryWrapper<>(GroupWelcomeConfig.class)
+ .eq(GroupWelcomeConfig::getConfigurationName, "IM-BASICS").last(" limit 1"));
+ if(ObjectUtil.isNotEmpty(groupWelcomeConfig) && ObjectUtil.isNotEmpty(groupWelcomeConfig.getPaymentSwitch()) && !groupWelcomeConfig.getPaymentSwitch()){
+ return Result.error("无可用支付方式！");
+ }
+
String orderNo = generateOrderNo();
- String payOrder = payService.createOrder(insuranceProduct.getPremium().multiply(new BigDecimal("100")), orderNo,dto.getPayProductId());
+ String payOrder = payService.createOrder(
+ insuranceProduct.getPremium(),
+ orderNo,
+ dto.getPayProductId(),
+ systemConfiguration.getCallBackUrl()
+ );
+
Map<String, Object> parse = (Map<String, Object>) JSONUtils.parse(payOrder);
- if("0014".equals(parse.get("errCode"))){
- return Result.error("当前支付不可用，请更换其他支付方式！");
+ Integer code = (Integer) parse.get("code");
+ if (code == null) {
+ return Result.error("支付系统返回异常");
}
- if("FAIL".equals(parse.get("retCode"))){
- return Result.error("获取支付通道失败！");
+ String payUrl;
+ switch (code) {
+ case 200:
+ // 成功，获取支付链接
+ payUrl = (String) parse.get("result");
+
+ userAccountService.updateById(userAccount);
+
+
+ UserPolicy one = getOne(new LambdaQueryWrapper<UserPolicy>()
+ .eq(UserPolicy::getUserId, userAccount.getId())
+ .eq(UserPolicy::getProductId, dto.getProductId())
+ .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
+ .eq(UserPolicy::getApprovalStatus, 0)
+ .ne(UserPolicy::getPayStatus, 2)
+ );
+ PaymentMode payment = PaymentMode.getByCode(dto.getPayProductId());
+ if(ObjectUtil.isEmpty(one)){
+ UserPolicy userPolicy = new UserPolicy();
+ userPolicy.setAccount(userAccount.getAccount());
+ userPolicy.setProductName(insuranceProduct.getProductName());
+ userPolicy.setUserId(userAccount.getId());
+ userPolicy.setProductId(insuranceProduct.getId());
+ userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
+ userPolicy.setPremium(insuranceProduct.getPremium());
+ userPolicy.setTerm(insuranceProduct.getTerm());
+ userPolicy.setName(dto.getName());
+ userPolicy.setGender(dto.getGender());
+ userPolicy.setPayStatus(1);
+ userPolicy.setOrderNo(orderNo);
+ userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
+ userPolicy.setNumberDays(insuranceProduct.getNumberDays());
+ userPolicy.setOccupation(dto.getOccupation());
+ userPolicy.setIdCard(dto.getIdCard());
+ userPolicy.setPhone(dto.getPhone());
+ userPolicy.setPolicyNumber(generatePolicyNumber());
+ userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
+ userPolicy.setCreatedAt(new Date());
+ userPolicy.setUpdatedAt(new Date());
+ userPolicy.setApprovalStatus(0);
+ if (payment != null) {
+ userPolicy.setModePayment(payment.getMode());
+ } else {
+ // 处理未知支付方式
+ userPolicy.setModePayment(0);
+ }
+ userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
+
+ save(userPolicy);
+ extracted(userAccount, userPolicy.getId(), orderNo,PaymentRecord.PaymentStatus.PENDING.getCode(),userPolicy.getProductId(),userPolicy.getProductName(),payment.getMode());
+ return Result.success(payUrl);
+ }else{
+ extracted(userAccount, one.getId(), orderNo,PaymentRecord.PaymentStatus.PENDING.getCode(),one.getProductId(),one.getProductName(),payment.getMode());
+ return Result.success(payUrl);
+ }
+ case 401:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("未授权访问支付系统");
+ case 403:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("禁止访问支付系统");
+ case 404:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("支付接口不存在");
+ case 0014: // 注意：0014可能是字符串，需要根据实际情况处理
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ return Result.error("当前支付不可用，请更换其他支付方式！");
+ default:
+ extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
+ // 其他错误码
+ String message = (String) parse.get("message");
+ if (message != null && !message.isEmpty()) {
+ return Result.error("支付失败: " + message);
+ } else {
+ return Result.error("获取支付通道失败！");
+ }
}
-
- userAccountService.updateById(userAccount);
-
- UserPolicy userPolicy = new UserPolicy();
- userPolicy.setAccount(userAccount.getAccount());
- userPolicy.setProductName(insuranceProduct.getProductName());
- userPolicy.setUserId(userAccount.getId());
- userPolicy.setProductId(insuranceProduct.getId());
- userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
- userPolicy.setPremium(insuranceProduct.getPremium());
- userPolicy.setTerm(insuranceProduct.getTerm());
- userPolicy.setName(dto.getName());
- userPolicy.setGender(dto.getGender());
- userPolicy.setPayStatus(0);
- userPolicy.setOrderNo(orderNo);
- userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
-
- userPolicy.setOccupation(dto.getOccupation());
- userPolicy.setIdCard(dto.getIdCard());
- userPolicy.setPhone(dto.getPhone());
- userPolicy.setPolicyNumber(generatePolicyNumber());
- userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
- userPolicy.setCreatedAt(new Date());
- userPolicy.setUpdatedAt(new Date());
- userPolicy.setApprovalStatus(0);
- userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
-
- save(userPolicy);
- // 获取 payUrl
- Object payParamsObj = parse.get("payParams");
- if (payParamsObj instanceof Map) {
- Map<?, ?> payParamsMap = (Map<?, ?>) payParamsObj;
- String payUrl = (String) payParamsMap.get("payUrl");
-
- if (payUrl != null && !payUrl.trim().isEmpty()) {
- return Result.success(payUrl);
- }
- }
-
- return Result.error("支付链接获取失败，请联系客服！");
}else{
+ if(userAccount.getBalance().compareTo(insuranceProduct.getPremium()) < 0){
+ return Result.error("余额不足！");
+ }
userAccount.setBalance(userAccount.getBalance().subtract(insuranceProduct.getPremium()));
userAccountService.updateById(userAccount);
String orderNo = generateOrderNo();
- UserPolicy userPolicy = new UserPolicy();
- userPolicy.setAccount(userAccount.getAccount());
- userPolicy.setProductName(insuranceProduct.getProductName());
- userPolicy.setUserId(userAccount.getId());
- userPolicy.setProductId(insuranceProduct.getId());
- userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
- userPolicy.setPremium(insuranceProduct.getPremium());
- userPolicy.setTerm(insuranceProduct.getTerm());
- userPolicy.setName(dto.getName());
- userPolicy.setGender(dto.getGender());
- userPolicy.setPayStatus(2);
- userPolicy.setOrderNo(orderNo);
- userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
- userPolicy.setOccupation(dto.getOccupation());
- userPolicy.setIdCard(dto.getIdCard());
- userPolicy.setPhone(dto.getPhone());
- userPolicy.setPolicyNumber(generatePolicyNumber());
- userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
- userPolicy.setCreatedAt(new Date());
- userPolicy.setUpdatedAt(new Date());
- userPolicy.setApprovalStatus(0);
- userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
+ UserPolicy one = getOne(new LambdaQueryWrapper<UserPolicy>()
+ .eq(UserPolicy::getUserId, userAccount.getId())
+ .eq(UserPolicy::getProductId, dto.getProductId())
+ .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
+ .eq(UserPolicy::getApprovalStatus, 0)
+ .ne(UserPolicy::getPayStatus, 2)
+ );
+ if(ObjectUtil.isEmpty(one)){
+ UserPolicy userPolicy = new UserPolicy();
+ userPolicy.setAccount(userAccount.getAccount());
+ userPolicy.setProductName(insuranceProduct.getProductName());
+ userPolicy.setUserId(userAccount.getId());
+ userPolicy.setProductId(insuranceProduct.getId());
+ userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
+ userPolicy.setPremium(insuranceProduct.getPremium());
+ userPolicy.setTerm(insuranceProduct.getTerm());
+ userPolicy.setName(dto.getName());
+ userPolicy.setGender(dto.getGender());
+ userPolicy.setPayStatus(2);
+ userPolicy.setOrderNo(orderNo);
+ userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
+ userPolicy.setNumberDays(insuranceProduct.getNumberDays());
+ userPolicy.setOccupation(dto.getOccupation());
+ userPolicy.setIdCard(dto.getIdCard());
+ userPolicy.setPhone(dto.getPhone());
+ userPolicy.setPolicyNumber(generatePolicyNumber());
+ userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
+ userPolicy.setCreatedAt(new Date());
+ userPolicy.setUpdatedAt(new Date());
+ userPolicy.setApprovalStatus(0);
+ userPolicy.setModePayment(3);
+ userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
- save(userPolicy);
- return Result.success();
+ save(userPolicy);
+
+ UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
+ .eq(UserKyc::getAccount, userAccount.getAccount())
+ );
+ PaymentRecord paymentRecord = new PaymentRecord();
+ paymentRecord.setUserId(userAccount.getId());
+ paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.PAID.getCode());
+ paymentRecord.setProductId(userPolicy.getProductId());
+ paymentRecord.setOrderId(userPolicy.getId());
+ paymentRecord.setPayOrdeNo(orderNo);
+ paymentRecord.setAccount(userAccount.getAccount());
+ paymentRecord.setName(userKyc.getName());
+ paymentRecord.setInvitationCode(userAccount.getInvitationCode());
+ paymentRecord.setProductName(insuranceProduct.getProductName());
+ paymentRecord.setModePayment(3);
+ paymentRecordService.save(paymentRecord);
+
+ fundsLogService.addLog(userAccount.getId(), userAccount.getAccount(), insuranceProduct.getPremium(), OperationType.USER_ORDER);
+ // 生成资金日志
+ return Result.success();
+ }else{
+ one.setApprovalStatus(0);
+ one.setModePayment(3);
+ one.setPayStatus(2);
+ updateById(one);
+
+ UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
+ .eq(UserKyc::getAccount, userAccount.getAccount())
+ );
+ PaymentRecord paymentRecord = new PaymentRecord();
+ paymentRecord.setUserId(userAccount.getId());
+ paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.PAID.getCode());
+ paymentRecord.setProductId(one.getProductId());
+ paymentRecord.setOrderId(one.getId());
+ paymentRecord.setPayOrdeNo(orderNo);
+ paymentRecord.setAccount(userAccount.getAccount());
+ paymentRecord.setName(userKyc.getName());
+ paymentRecord.setInvitationCode(userAccount.getInvitationCode());
+ paymentRecord.setProductName(insuranceProduct.getProductName());
+ paymentRecord.setModePayment(3);
+ paymentRecordService.save(paymentRecord);
+
+ fundsLogService.addLog(userAccount.getId(), userAccount.getAccount(), insuranceProduct.getPremium(), OperationType.USER_ORDER);
+ // 生成资金日志
+ return Result.success();
+ }
}
}
+
+ private void extracted(UserAccount userAccount, Integer userPolicyId,
+ String orderNo,Integer payCode,Integer productId,String productName,Integer modePayment) {
+ UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
+ .eq(UserKyc::getAccount, userAccount.getAccount())
+ );
+ PaymentRecord paymentRecord = new PaymentRecord();
+ paymentRecord.setUserId(userAccount.getId());
+ paymentRecord.setAccount(userAccount.getAccount());
+ paymentRecord.setName(userKyc.getName());
+ paymentRecord.setInvitationCode(userAccount.getInvitationCode());
+ paymentRecord.setProductName(productName);
+ paymentRecord.setPaymentStatus(payCode);
+ if(userPolicyId != null){
+ paymentRecord.setOrderId(userPolicyId);
+ }
+ if(userPolicyId != null){
+ paymentRecord.setOrderId(userPolicyId);
+ }
+ paymentRecord.setProductId(productId);
+
+ paymentRecord.setPayOrdeNo(orderNo);
+ paymentRecord.setModePayment(modePayment);
+ paymentRecordService.save(paymentRecord);
+ }
+
private final Random random = new Random();
/**
* 生成随机订单号 (格式: 时间戳 + 6位随机数)
--
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