From efb07bcec37c49228d9760794f215c8549243ad2 Mon Sep 17 00:00:00 2001
From: zj <1772600164@qq.com>
Date: Mon, 23 Mar 2026 18:52:21 +0800
Subject: [PATCH] 1

---
 src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java |  165 +++++++++++++++++++++++++++++++++++++++++++++++++++++-
 1 files changed, 161 insertions(+), 4 deletions(-)

diff --git a/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java b/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
index 5059a2d..a663d55 100644
--- a/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
+++ b/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
@@ -14,14 +14,18 @@
 
 import com.github.pagehelper.PageInfo;
 
+import com.nq.common.PayV2GatewayKeys;
 import com.nq.common.ServerResponse;
 
 import com.nq.utils.*;
+import com.nq.utils.http.HttpClientRequest;
 import com.nq.utils.http.HttpClientUtil;
+import com.nq.utils.pay.PayV2RsaSignUtil;
 
 import java.io.IOException;
 import java.io.PrintWriter;
 import java.math.BigDecimal;
+import java.math.RoundingMode;
 
 import java.time.LocalDate;
 import java.time.LocalDateTime;
@@ -51,6 +55,9 @@
 public class UserWithdrawServiceImpl implements IUserWithdrawService {
 
     private static final Logger log = LoggerFactory.getLogger(UserWithdrawServiceImpl.class);
+
+    private static final String PAY_V2_PAYOUT_CREATE_URL = "https://pay.kkpay100.com/v2/payOutCreate";
+    private static final int PAY_V2_MID = 10724;
 
 
     @Autowired
@@ -398,9 +405,8 @@
                 }
             }else if(state == 1){//走代付
                 return getObjectServerResponseTwo(withId, request, response, userWithdraw, user, userAssets);
-            }else if(state == 2){//走代付
-                return ServerResponse.createByErrorMsg("代付通道关闭");
-//                return getObjectServerResponseOne(withId, request, response, userWithdraw, user, userAssets);
+            }else if(state == 4){//走代付
+                return getObjectServerResponseThree(withId, request, response, userWithdraw, user, userAssets);
             }else{
                 return ServerResponse.createByErrorMsg("请选择对应的操作!");
             }
@@ -457,7 +463,7 @@
 
         // 6.1 接口调用失败(code != 0 或 success = false)
         if (code != 0 || !success) {
-            handleFailure(userAssets, userWithdraw, "代付请求失败:" + msg);
+            handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
             return ServerResponse.createByErrorMsg("代付请求失败:" + msg, request);
         }
 
@@ -492,6 +498,157 @@
 
     }
 
+    /**
+     * 代付三:v2/payOutCreate(JSON + SHA256withRSA),IMPS
+     */
+    private ServerResponse getObjectServerResponseThree(Integer withId, HttpServletRequest request, HttpServletResponse response,
+                                                        UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception {
+        String merchantOrderNo = generatePayoutOrderId(withId);
+        BigDecimal amount = userWithdraw.getWithAmt().setScale(2, RoundingMode.HALF_UP);
+        String notifyUrl = "https://api.greenbackcaps.top/user/payoutCallbackThree.do";
+
+        UserBank bank = userBankMapper.selectOne(new LambdaQueryWrapper<UserBank>()
+                .eq(UserBank::getUserId, user.getId())
+                .eq(UserBank::getBankNo, userWithdraw.getBankNo())
+                .last("limit 1"));
+        String email = (bank != null && StringUtils.isNotBlank(bank.getBankEmail()))
+                ? bank.getBankEmail().trim() : (user.getId() + "@user.local");
+        if (email.length() > 64) {
+            email = email.substring(0, 64);
+        }
+
+        String userName = StringUtils.defaultIfBlank(userWithdraw.getWithName(), user.getRealName());
+        userName = StringUtils.defaultIfBlank(userName, "User");
+        if (userName.length() > 16) {
+            userName = userName.substring(0, 16);
+        }
+        String bankName = StringUtils.defaultIfBlank(userWithdraw.getBankName(), "BANK");
+        if (bankName.length() > 32) {
+            bankName = bankName.substring(0, 32);
+        }
+        String bankCode = StringUtils.defaultIfBlank(userWithdraw.getBankAddress(), "");
+        if (bankCode.length() > 32) {
+            bankCode = bankCode.substring(0, 32);
+        }
+        String bankCardNumber = StringUtils.defaultIfBlank(userWithdraw.getBankNo(), "");
+        if (bankCardNumber.length() > 32) {
+            bankCardNumber = bankCardNumber.substring(0, 32);
+        }
+        String address = "India";
+        int paymentType = 1;
+
+        Map<String, String> signParams = new TreeMap<>();
+        signParams.put("amount", amount.toPlainString());
+        signParams.put("address", address);
+        signParams.put("bankCardNumber", bankCardNumber);
+        signParams.put("bankCode", bankCode);
+        signParams.put("bankName", bankName);
+        signParams.put("currency", "INR");
+        signParams.put("email", email);
+        signParams.put("mid", String.valueOf(PAY_V2_MID));
+        signParams.put("mobile", user.getPhone());
+        signParams.put("notifyUrl", notifyUrl);
+        signParams.put("orderId", merchantOrderNo);
+        signParams.put("paymentType", String.valueOf(paymentType));
+        signParams.put("userName", userName);
+        String signBaseString = PayV2RsaSignUtil.buildStringA(signParams);
+        String sign = PayV2RsaSignUtil.sign(signBaseString, PayV2GatewayKeys.MERCHANT_PRIVATE_KEY_PEM);
+        log.info("代付v2签名串 stringA={}", signBaseString);
+
+        Map<String, Object> body = new LinkedHashMap<>();
+        body.put("mid", PAY_V2_MID);
+        body.put("orderId", merchantOrderNo);
+        body.put("amount", amount.toPlainString());
+        body.put("currency", "INR");
+        body.put("paymentType", paymentType);
+        body.put("bankName", bankName);
+        body.put("bankCode", bankCode);
+        body.put("bankCardNumber", bankCardNumber);
+        body.put("userName", userName);
+        body.put("email", email);
+        body.put("mobile", user.getPhone());
+        body.put("address", address);
+        body.put("notifyUrl", notifyUrl);
+        body.put("sign", sign);
+
+        String json = new Gson().toJson(body);
+        log.info("代付v2请求:{}", json);
+        String respStr = HttpClientRequest.doPostJsonBody(PAY_V2_PAYOUT_CREATE_URL, json);
+        log.info("代付v2响应:{}", respStr);
+
+        ObjectMapper objectMapper = new ObjectMapper();
+        PayV2PayoutCreateResponse resp = objectMapper.readValue(respStr, PayV2PayoutCreateResponse.class);
+        if (resp.getStatus() != 1 || resp.getData() == null) {
+            handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
+            return ServerResponse.createByErrorMsg("代付请求失败:" + (StringUtils.isNotBlank(resp.getMsg()) ? resp.getMsg() : "unknown"), request);
+        }
+        PayV2PayoutCreateResponse.Data data = resp.getData();
+        Map<String, String> respSign = new TreeMap<>();
+        if (StringUtils.isNotBlank(data.getAmount())) {
+            respSign.put("amount", data.getAmount());
+        }
+        if (StringUtils.isNotBlank(data.getErrMsg())) {
+            respSign.put("err_msg", data.getErrMsg());
+        }
+        if (data.getMId() != null) {
+            respSign.put("m_id", String.valueOf(data.getMId()));
+        }
+        if (StringUtils.isNotBlank(data.getMOrder())) {
+            respSign.put("m_order", data.getMOrder());
+        }
+        if (StringUtils.isNotBlank(data.getOrderId())) {
+            respSign.put("order_id", data.getOrderId());
+        }
+        if (data.getOrderStatus() != null) {
+            respSign.put("order_status", String.valueOf(data.getOrderStatus()));
+        }
+        if (!PayV2RsaSignUtil.verify(respSign, data.getSign(), PayV2GatewayKeys.PLATFORM_PUBLIC_KEY)) {
+            log.warn("代付v2返回签名未通过校验, stringA={}, sign={}",
+                    PayV2RsaSignUtil.buildStringA(respSign), data.getSign());
+        }
+        Integer os = data.getOrderStatus();
+        if (os != null && (os == 2 || os == 3)) {
+            String em = StringUtils.defaultIfBlank(data.getErrMsg(), resp.getMsg());
+            handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
+            return ServerResponse.createByErrorMsg("代付失败:" + em, request);
+        }
+
+        saveTransferRecordV2(merchantOrderNo, data.getOrderId(), amount, user.getId(), withId, data.getSign());
+        userWithdraw.setWithStatus(4);
+        userWithdraw.setTransTime(new Date());
+        userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
+
+        log.info("代付v2下单成功,商户订单号:{}", merchantOrderNo);
+        return ServerResponse.createBySuccessMsg("代付申请已提交,请等待处理");
+    }
+
+    private static boolean isValidIndiaMobile(String digits10) {
+        if (digits10 == null || digits10.length() != 10) {
+            return false;
+        }
+        char c = digits10.charAt(0);
+        return c >= '6' && c <= '9';
+    }
+
+    private void saveTransferRecordV2(String merchantOrderNo, String platformOrderNo, BigDecimal amount,
+                                      Integer userId, Integer withId, String sign) {
+        TransferResponse record = new TransferResponse();
+        record.setMerTransferId(merchantOrderNo);
+        record.setTradeNo(platformOrderNo);
+        record.setTransferAmount(amount);
+        record.setTradeResult(0);
+        record.setCallbackState(0);
+        record.setRespCode("SUCCESS");
+        record.setSignType("MD5");
+        record.setSign(sign);
+        record.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date()));
+        record.setUserId(userId);
+        record.setWithId(withId);
+        record.setCreatedAt(new Date());
+        record.setUpdatedAt(new Date());
+        transferResponseService.save(record);
+    }
+
     public static String doPost(String url, String data, Headers headers) throws IOException {
         OkHttpClient customClient = new OkHttpClient();
         Request request = new Request.Builder()

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