From a20da8817adb2342bd60f79e47487186a586f93a Mon Sep 17 00:00:00 2001
From: zj <1772600164@qq.com>
Date: Mon, 05 Jan 2026 19:23:31 +0800
Subject: [PATCH] 代收，代付
---
src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java | 435 +++++++++++++----------------------------------------
1 files changed, 111 insertions(+), 324 deletions(-)
diff --git a/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java b/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
index 20d95a2..b90e97d 100644
--- a/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
+++ b/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
@@ -25,6 +25,7 @@
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.time.format.DateTimeFormatter;
+import java.text.SimpleDateFormat;
import java.util.*;
import javax.annotation.Resource;
@@ -395,10 +396,8 @@
}
}else if(state == 1){//走代付
return getObjectServerResponseOne(withId, request, response, userWithdraw, user, userAssets);
- }else if(state == 4){//代付 2
- return getObjectServerResponseTwo(withId, request, response, userWithdraw, user, userAssets);
}else{
- return ServerResponse.createBySuccessMsg("请选择对应的操作！");
+ return ServerResponse.createByErrorMsg("请选择对应的操作！");
}
}catch (Exception e){
log.info("提现失败："+e.getMessage());
@@ -407,185 +406,7 @@
return ServerResponse.createBySuccessMsg("操作失败！");
}
- private ServerResponse getObjectServerResponseTwo(Integer withId, HttpServletRequest request, HttpServletResponse response, UserWithdraw userWithdraw, User user, UserAssets userAssets) throws IOException {
- String orderNumber = getOrderTime();
- String result = payForAnOrderTwo(request, response,user, userWithdraw,orderNumber);
- // 创建 ObjectMapper 实例
- ObjectMapper objectMapper = new ObjectMapper();
-
- // 将 JSON 字符串转换为实体类对象
- PayoutResponse payResponse = objectMapper.readValue(result, PayoutResponse.class);
- if (payResponse.getCode() == 1) {
- log.error("代付打款失败！失败原因："+payResponse.getMessage());
- return ServerResponse.createByErrorMsg("代付打款失败！失败原因："+payResponse.getMessage());
- }
-
- TransferResponse transferResponse = new TransferResponse();
- transferResponse.setRespCode(String.valueOf(payResponse.getCode()));
- transferResponse.setSignType("代付2");
- transferResponse.setSign("代付2");
- transferResponse.setErrorMsg(String.valueOf(payResponse.getErrno()));
- transferResponse.setMerTransferId(orderNumber);
- transferResponse.setTransferAmount(userWithdraw.getWithAmt());
- // 获取当前日期和时间
- LocalDateTime currentDateTime = LocalDateTime.now();
- // 定义日期时间格式
- DateTimeFormatter formatter = DateTimeFormatter.ofPattern("yyyy-MM-dd HH:mm:ss");
- // 将当前时间格式化为字符串
- String formattedDate = currentDateTime.format(formatter);
- transferResponse.setApplyDate(formattedDate);
- transferResponse.setTradeNo(payResponse.getData().getOrderNumber());
- transferResponse.setTradeResult(0);
- transferResponse.setCallbackState(0);
- transferResponse.setUserId(user.getId());
- transferResponse.setCreatedAt(new Date());
- transferResponse.setWithId(withId);
- transferResponseService.save(transferResponse);
-
- userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
- userAssetsMapper.updateById(userAssets);
- userWithdraw.setWithStatus(4);
- userWithdraw.setTransTime(new Date());
- int updateCount = this.userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
- if (updateCount > 0) {
- return ServerResponse.createBySuccessMsg("操作成功！");
- }
- return ServerResponse.createBySuccessMsg("操作失败！");
- }
-
- private ServerResponse<Object> getObjectServerResponseOne(Integer withId, HttpServletRequest request, HttpServletResponse response, UserWithdraw userWithdraw, User user, UserAssets userAssets) throws IOException {
- String result = payForAnOrder(request, response, userWithdraw);
- if (StringUtils.isEmpty(result)) {
- return ServerResponse.createByErrorMsg("代付打款失败！");
- }
- ObjectMapper objectMapper = new ObjectMapper();
-
- // 将 JSON 字符串转换为实体类对象
- TransferResponseBo transferResponseBo = objectMapper.readValue(result, TransferResponseBo.class);
- if(transferResponseBo.getRespCode().equals("FAIL")){
- log.error("代付下单失败："+result);
- return ServerResponse.createByErrorMsg("代付下单失败：", request);
- }
- TransferResponse transferResponse = new TransferResponse();
- transferResponse.setRespCode(transferResponseBo.getRespCode());
- transferResponse.setSignType(transferResponseBo.getSignType());
- transferResponse.setSign(transferResponseBo.getSign());
- transferResponse.setMerTransferId(transferResponseBo.getMerTransferId());
- transferResponse.setTransferAmount(new BigDecimal(transferResponseBo.getTransferAmount()));
- transferResponse.setApplyDate(transferResponseBo.getApplyDate());
- transferResponse.setTradeNo(transferResponseBo.getTradeNo());
- transferResponse.setTradeResult(0);
- transferResponse.setCallbackState(0);
- transferResponse.setUserId(user.getId());
- transferResponse.setCreatedAt(new Date());
- transferResponse.setWithId(withId);
- transferResponseService.save(transferResponse);
-
- userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
- userAssetsMapper.updateById(userAssets);
- userWithdraw.setWithStatus(4);
- userWithdraw.setTransTime(new Date());
- int updateCount = this.userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
- if (updateCount > 0) {
- return ServerResponse.createBySuccessMsg("操作成功！");
- }
- return ServerResponse.createBySuccessMsg("操作失败！");
- }
-
- public String payForAnOrder(HttpServletRequest request, HttpServletResponse response,UserWithdraw userWithdraw) throws IOException {
- request.setCharacterEncoding("UTF-8");
- Map<String, String> reqMap = new HashMap<String, String>();
- //申请时间 时间格式：yyyy-MM-dd HH:mm:ss
- reqMap.put("apply_date", getOrderTime());
- //收款银行代码 详见附件银行编码或商户后台银行代码表
- reqMap.put("bank_code", "IDPT0001");
- //商户代码 平台分配唯一
- reqMap.put("mch_id", "100789033");
- // 商家转账订单号 保证每笔订单唯一
- reqMap.put("mch_transferId", generatePayOrderId());
- //收款银行账号 银行账号(巴西PIX代付填对应类型的PIX账号)
- reqMap.put("receive_account", userWithdraw.getBankNo());
- //收款银行户名
- reqMap.put("receive_name", userWithdraw.getBankName());
- //转账金额 整数，以元为单位
- reqMap.put("transfer_amount", userWithdraw.getWithAmt().toString());
- //备注
- reqMap.put("remark", userWithdraw.getBankAddress());
- //异步通知地址
- reqMap.put("back_url", "https://api.durocaspitall.com/user/noticePayment.do");
- String signStr = SignUtil.sortData(reqMap);
- //签名方式 固定值MD5，不参与签名
- reqMap.put("sign_type", "MD5");
-
- String reqUrl = "https://api.watchglbpay.com/pay/transfer";
- String merchant_key = "TKFMXNSNKDP0RUFEKV44SW411VUNDZLG";
-
- String sign = SignAPI.sign(signStr, merchant_key);
-
- reqMap.put("sign", sign);
-
- System.out.println("reqMap：" + reqMap.toString().length() + " --> " + reqMap.toString());
- System.out.println("签名参数排序：" + signStr.length() + " --> " + signStr);
- System.out.println("sign值：" + sign.length() + " --> " + sign);
-
- String result = HttpClientUtil.doPost(reqUrl, reqMap, "utf-8");
- System.out.println("result值：" + result);
- return result;
- }
-
-
- public String payForAnOrderTwo(HttpServletRequest request, HttpServletResponse response, User user, UserWithdraw userWithdraw, String orderNumber) throws IOException {
- request.setCharacterEncoding("UTF-8");
- // 创建一个Map来存储请求参数
- Map<String, String> reqMap = new HashMap<String, String>();
-
- // 填充Map参数
- reqMap.put("merchantid", "T805673557385213"); // 商户号
- reqMap.put("out_trade_no",orderNumber ); // 商户订单号
- // 转换为 BigDecimal
- BigDecimal amount = new BigDecimal(String.valueOf(userWithdraw.getWithAmt()));
-
- // 保留两位小数，四舍五入
- amount = amount.setScale(2, BigDecimal.ROUND_HALF_UP);
- reqMap.put("total_fee", String.valueOf(amount)); // 交易金额（保留两位小数）
- reqMap.put("notify_url", "https://www.example.com/notify"); // 异步通知地址
- reqMap.put("timestamp", String.valueOf(System.currentTimeMillis())); // 时间戳
- reqMap.put("payment_mode", "IMPS"); // 代付模式（IMPS）
- reqMap.put("account_number", userWithdraw.getBankNo()); // 账号
- reqMap.put("ifsc", userWithdraw.getBankName()); // IFSC
- reqMap.put("customer_name", StringUtils.isEmpty(UserNameUtil.formatCustomerName(user.getNickName())) ? "IsNotSet" : UserNameUtil.formatCustomerName(user.getNickName())); // 客户姓名（必须是英文，去除空格）
- reqMap.put("customer_mobile", user.getPhone()); // 客户手机号
- reqMap.put("customer_email", "test@gmail.com"); // 客户手机号
- // 生成签名
- String sign = SignatureGeneratorUtil.generateSign(reqMap,"0cfc8e1a446a1e5214b4032f2d6007e2");
- reqMap.put("sign", sign);
- String reqUrl = "https://v2.fastechservicepro.com/payout/unifiedorder";
- String result = HttpClientUtil.doPost(reqUrl, reqMap, "utf-8");
- System.out.println("result值：" + result);
- return result;
- }
- public String generatePayOrderId() {
- // 获取当前时间戳（毫秒）
- long timestamp = System.currentTimeMillis();
-
- // 生成一个随机的UUID并截取前8位
- String randomUUID = UUID.randomUUID().toString().replace("-", "").substring(0, 8);
-
- // 将时间戳和随机UUID结合生成订单号
- return timestamp + randomUUID;
- }
-
- public static String getOrderTime() {
- // 获取当前时间
- LocalDateTime now = LocalDateTime.now();
-
- // 定义输出格式
- DateTimeFormatter formatter = DateTimeFormatter.ofPattern("yyyy-MM-dd HH:mm:ss");
-
- // 格式化当前时间
- return now.format(formatter);
- }
public int deleteByUserId(Integer userId) {
return this.userWithdrawMapper.deleteByUserId(userId);
@@ -619,152 +440,118 @@
}
- @Override
- public void noticePayment(TradeResultVO vo, HttpServletResponse response) throws IOException {
- log.info("代付回调信息："+vo.toString());
- synchronized (vo.getTradeNo()){
- TransferResponse transferResponse = transferResponseService.getOne(new LambdaQueryWrapper<>(TransferResponse.class)
- .eq(TransferResponse::getMerTransferId, vo.getMerTransferId())
- .eq(TransferResponse::getTradeNo, vo.getTradeNo())
- .eq(TransferResponse::getTradeResult, 0)
- .eq(TransferResponse::getCallbackState, 0)
- );
- if(ObjectUtils.isNotEmpty(transferResponse)){
- UserAssets userAssets = iUserAssetsServices.assetsByTypeAndUserId("IN", transferResponse.getUserId());
- UserWithdraw userWithdraw = this.userWithdrawMapper.selectByPrimaryKey(transferResponse.getWithId());
-
-
- if (transferResponse.getRespCode().equals("SUCCESS") && (vo.getTradeResult().equals(1) || vo.getTradeResult().equals("1"))) {
- transferResponse.setTradeResult(1);
- transferResponse.setCallbackState(1);
- transferResponseService.updateById(transferResponse);
-
- userWithdraw.setWithStatus(1);
- userWithdraw.setTransTime(new Date());
- userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
-
- log.info("代付回调----成功");
- PrintWriter pw = response.getWriter();
- pw.print("success");
- pw.flush();
- pw.close(); // 验签成功，响应SUCCESS
- return;
- } else {
- if (userAssets == null) {
- log.error("用户资金账户不存在！");
- PrintWriter pw = response.getWriter();
- pw.print("Signature Error");
- pw.flush();
- pw.close();
- return;
- }
- if(userAssets.getAmountToBeCovered().compareTo(BigDecimal.ZERO) > 0){
- BigDecimal subtract = userWithdraw.getWithAmt().subtract(userAssets.getAmountToBeCovered());
- if(subtract.compareTo(BigDecimal.ZERO) > 0){
- userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(subtract));
- userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(subtract));
- userAssets.setAmountToBeCovered(BigDecimal.ZERO);
- }else{
- userAssets.setAmountToBeCovered(userAssets.getAmountToBeCovered().subtract(userWithdraw.getWithAmt()));
- }
- }else{
- userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
- userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
- }
- int updateCount = userAssetsMapper.updateById(userAssets);
- if (updateCount > 0) {
- log.info("提现失败，返还用户资金成功！");
- } else {
- log.error("返还用户资金出错，抛出异常");
- }
- userWithdraw.setWithMsg("代付验证失败"+",回调信息【"+vo.toString()+"】");
- userWithdraw.setWithStatus(2);
- userWithdraw.setTransTime(new Date());
- userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
- transferResponse.setTradeResult(2);
- transferResponse.setCallbackState(2);
- transferResponseService.updateById(transferResponse);
- PrintWriter pw = response.getWriter();
- pw.print("Signature Error");
- pw.flush();
- pw.close();
- }
+ /**
+ * 代付接口调用
+ */
+ private ServerResponse getObjectServerResponseOne(Integer withId, HttpServletRequest request,
+ HttpServletResponse response, UserWithdraw userWithdraw,
+ User user, UserAssets userAssets) throws Exception {
+ try {
+ // 配置参数（建议放到配置文件中）
+ String appId = "db270b73dc384c89ae7241d6465cee03"; // 从商户后台获取
+ String key = "PAXkm5ptBhvzNYBSpdm3p7ipwGUQOF8Fm3tYp0"; // 商户密钥
+ String payoutUrl = "https://www.copays.net/open-api/create-payout-order"; // 代付接口地址
+
+ // 生成商户订单号
+ String merchantOrderId = generatePayoutOrderId(withId);
+
+ // 处理金额，保留两位小数
+ BigDecimal amount = userWithdraw.getWithAmt();
+ amount = amount.setScale(2, BigDecimal.ROUND_HALF_UP);
+
+ // 构建请求参数
+ Map<String, String> params = new HashMap<>();
+ params.put("app_id", appId);
+ params.put("merchant_order_id", merchantOrderId);
+ params.put("amount", amount.toString());
+ params.put("payout_mode", "INDIA_IMPS"); // 代付模式，根据实际情况选择
+ params.put("customer_account_type", userWithdraw.getBankAddress()); // 账号类型
+ params.put("customer_account_no", userWithdraw.getBankNo()); // 收款人账号（银行卡号或UPI ID）
+ params.put("notify_url", "https://api.durocaspitall.com/user/payoutCallback.do"); // 异步通知地址
+
+ // 生成签名
+ String sign = PaymentSignUtil.generateSign(params, key);
+ params.put("sign", sign);
+
+ log.info("代付请求参数：{}", params);
+ log.info("生成的签名：{}", sign);
+
+ // 发送请求
+ String result = HttpClientUtil.doPost(payoutUrl, params, "utf-8");
+ log.info("代付返回参数：{}", result);
+
+ // 解析响应
+ ObjectMapper objectMapper = new ObjectMapper();
+ PayoutOrderResponseVo payoutResponse = objectMapper.readValue(result, PayoutOrderResponseVo.class);
+
+ // 检查响应
+ if (!Integer.valueOf(200).equals(payoutResponse.getCode())) {
+ log.error("代付下单失败，返回码：{}，消息：{}，请求参数：{}",
+ payoutResponse.getCode(), payoutResponse.getMessage(), params);
+
+ // 代付失败，返还用户资金
+ userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
+ userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
+ userAssetsMapper.updateById(userAssets);
+
+ userWithdraw.setWithStatus(2); // 失败
+ userWithdraw.setWithMsg("代付下单失败：" + payoutResponse.getMessage());
+ userWithdraw.setTransTime(new Date());
+ userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
+
+ return ServerResponse.createByErrorMsg("代付下单失败：" + payoutResponse.getMessage());
}
+
+ // 保存代付记录
+ PayoutOrderResponseVo.PayoutOrderData responseData = payoutResponse.getData();
+ TransferResponse transferResponse = new TransferResponse();
+ transferResponse.setMerTransferId(merchantOrderId); // 商户订单号
+ transferResponse.setTradeNo(responseData.getSystemOrderId()); // 系统订单号
+ transferResponse.setTransferAmount(amount);
+ transferResponse.setTradeResult(0); // 0:已下单
+ transferResponse.setCallbackState(0); // 0:未处理
+ transferResponse.setRespCode("SUCCESS"); // 响应状态：下单成功
+ transferResponse.setSignType("MD5"); // 签名方式
+ transferResponse.setSign(responseData.getSign()); // 签名
+ transferResponse.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date())); // 订单时间
+ transferResponse.setUserId(user.getId());
+ transferResponse.setWithId(withId);
+ transferResponse.setCreatedAt(new Date());
+ transferResponse.setUpdatedAt(new Date());
+ transferResponseService.save(transferResponse);
+
+ // 更新提现记录状态为已提交（4）
+ userWithdraw.setWithStatus(4); // 已提交
+ userWithdraw.setTransTime(new Date());
+ userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
+
+ log.info("代付下单成功，订单号：{}", merchantOrderId);
+ return ServerResponse.createBySuccessMsg("代付申请已提交，请等待处理");
+
+ } catch (Exception e) {
+ log.error("代付下单异常：", e);
+
+ // 异常时返还用户资金
+ userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
+ userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
+ userAssetsMapper.updateById(userAssets);
+
+ userWithdraw.setWithStatus(2); // 失败
+ userWithdraw.setWithMsg("代付下单异常：" + e.getMessage());
+ userWithdraw.setTransTime(new Date());
+ userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
+
+ throw e;
}
}
- @Override
- public void noticePaymentTwo(PaymentCallbackTwo vo, HttpServletResponse response) throws IOException {
- log.info("代付回调信息："+vo.toString());
- synchronized (vo.getOrder_number()){
- TransferResponse transferResponse = transferResponseService.getOne(new LambdaQueryWrapper<>(TransferResponse.class)
- .eq(TransferResponse::getMerTransferId, vo.getOut_trade_no())
- .eq(TransferResponse::getTradeNo, vo.getOrder_number())
- .eq(TransferResponse::getTradeResult, 0)
- .eq(TransferResponse::getCallbackState, 0)
- );
-
- if(ObjectUtils.isNotEmpty(transferResponse)){
- UserAssets userAssets = iUserAssetsServices.assetsByTypeAndUserId("IN", transferResponse.getUserId());
- UserWithdraw userWithdraw = this.userWithdrawMapper.selectByPrimaryKey(transferResponse.getWithId());
-
-
- if (transferResponse.getRespCode().equals(1) && vo.getStatus().equals("payout_success")) {
- transferResponse.setTradeResult(1);
- transferResponse.setCallbackState(1);
- transferResponseService.updateById(transferResponse);
-
- userWithdraw.setWithStatus(1);
- userWithdraw.setTransTime(new Date());
- userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
-
- log.info("代付回调----成功");
- PrintWriter pw = response.getWriter();
- pw.print("success");
- pw.flush();
- pw.close(); // 验签成功，响应SUCCESS
- return;
- } else if(vo.getStatus().equals("payout_fail")){
- if (userAssets == null) {
- log.error("用户资金账户不存在！");
- PrintWriter pw = response.getWriter();
- pw.print("Signature Error");
- pw.flush();
- pw.close();
- return;
- }
- if(userAssets.getAmountToBeCovered().compareTo(BigDecimal.ZERO) > 0){
- BigDecimal subtract = userWithdraw.getWithAmt().subtract(userAssets.getAmountToBeCovered());
- if(subtract.compareTo(BigDecimal.ZERO) > 0){
- userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(subtract));
- userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(subtract));
- userAssets.setAmountToBeCovered(BigDecimal.ZERO);
- }else{
- userAssets.setAmountToBeCovered(userAssets.getAmountToBeCovered().subtract(userWithdraw.getWithAmt()));
- }
- }else{
- userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
- userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
- }
- int updateCount = userAssetsMapper.updateById(userAssets);
- if (updateCount > 0) {
- log.info("提现失败，返还用户资金成功！");
- } else {
- log.error("返还用户资金出错，抛出异常");
- }
- userWithdraw.setWithMsg("代付2验证失败:"+vo.getFail_info()+",回调信息【"+vo.toString()+"】");
- userWithdraw.setWithStatus(2);
- userWithdraw.setTransTime(new Date());
- userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
- transferResponse.setTradeResult(2);
- transferResponse.setCallbackState(2);
- transferResponseService.updateById(transferResponse);
- PrintWriter pw = response.getWriter();
- pw.print("Signature Error");
- pw.flush();
- pw.close();
- }
- }
- }
+
+ /**
+ * 生成代付订单号
+ */
+ private String generatePayoutOrderId(Integer withId) {
+ // 使用提现ID + 时间戳生成唯一订单号
+ long timestamp = System.currentTimeMillis();
+ return "PAYOUT_" + withId + "_" + timestamp;
}
}
--
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