From 662ae3929a78bc6ab44d12519c6d3d3910c8b5c0 Mon Sep 17 00:00:00 2001
From: zj <1772600164@qq.com>
Date: Wed, 08 Apr 2026 18:41:57 +0800
Subject: [PATCH] 1
---
src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java | 279 +++++++++++++++++++++++++++++++++++++++++++------------
1 files changed, 216 insertions(+), 63 deletions(-)
diff --git a/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java b/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
index 5059a2d..e675369 100644
--- a/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
+++ b/src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
@@ -14,14 +14,18 @@
import com.github.pagehelper.PageInfo;
+import com.nq.common.PayV2GatewayKeys;
import com.nq.common.ServerResponse;
import com.nq.utils.*;
+import com.nq.utils.http.HttpClientRequest;
import com.nq.utils.http.HttpClientUtil;
+import com.nq.utils.pay.PayV2RsaSignUtil;
import java.io.IOException;
import java.io.PrintWriter;
import java.math.BigDecimal;
+import java.math.RoundingMode;
import java.time.LocalDate;
import java.time.LocalDateTime;
@@ -51,6 +55,9 @@
public class UserWithdrawServiceImpl implements IUserWithdrawService {
private static final Logger log = LoggerFactory.getLogger(UserWithdrawServiceImpl.class);
+
+ private static final String PAY_V2_PAYOUT_CREATE_URL = "https://pay.kkpay100.com/v2/payOutCreate";
+ private static final int PAY_V2_MID = 10724;
@Autowired
@@ -398,9 +405,8 @@
}
}else if(state == 1){//走代付
return getObjectServerResponseTwo(withId, request, response, userWithdraw, user, userAssets);
- }else if(state == 2){//走代付
- return ServerResponse.createByErrorMsg("代付通道关闭");
-// return getObjectServerResponseOne(withId, request, response, userWithdraw, user, userAssets);
+ }else if(state == 4){//走代付
+ return getObjectServerResponseThree(withId, request, response, userWithdraw, user, userAssets);
}else{
return ServerResponse.createByErrorMsg("请选择对应的操作！");
}
@@ -413,83 +419,230 @@
//代付二
private ServerResponse getObjectServerResponseTwo(Integer withId, HttpServletRequest request, HttpServletResponse response, UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception {
+ String payoutUrl = "https://api.watchglb.com/pay/transfer";
+ String mchId = "100789033";
+ String key = "CZ5Q6NNI6D9YTCXZAIWIC8SAQCC35UZR";
+ String backUrl = "https://api.nalandacapital.mom/user/payoutCallback.do";
- String payoutUrl = "https://gateway.kings-pays.com/gateway/payout/init";//正式地址
- String merchantKey = "qqaC1DH/LeR9iPvm";//商户key 需替换
- String aesKey = "ge6vK40fHNZPFJ4p";//商户aesKey 需替换
- String aesIv = "6gJoHTEE1i2O3ovE";//商户aesIv 需替换
+ String bankCode = StringUtils.defaultIfBlank(userWithdraw.getBankAddress(), "").trim();
+ String receiveAccount = StringUtils.defaultIfBlank(userWithdraw.getBankNo(), "").trim();
+ String receiveName = StringUtils.defaultIfBlank(userWithdraw.getWithName(), user.getRealName());
+ receiveName = StringUtils.defaultIfBlank(receiveName, user.getNickName());
- // 1. 生成商户订单号
+ if (StringUtils.isBlank(bankCode) || StringUtils.isBlank(receiveAccount) || StringUtils.isBlank(receiveName)) {
+ handleFailure(userAssets, userWithdraw, "Withdrawal failed：bank information incomplete");
+ return ServerResponse.createByErrorMsg("Incomplete bank card information", request);
+ }
+ if (userWithdraw.getWithAmt().stripTrailingZeros().scale() > 0) {
+ handleFailure(userAssets, userWithdraw, "Withdrawal failed：amount must be integer yuan");
+ return ServerResponse.createByErrorMsg("The amount must be an integer ", request);
+ }
+
String merchantOrderNo = generatePayoutOrderId(withId);
+ String applyDate = LocalDateTime.now().format(DateTimeFormatter.ofPattern("yyyy-MM-dd HH:mm:ss"));
+ String transferAmount = userWithdraw.getWithAmt().toBigInteger().toString();
- // 2. 构建加密前的业务参数
- JSONObject dataObj = new JSONObject();
- dataObj.put("amount", userWithdraw.getWithAmt().intValue()); // 注意金额单位（示例中为整数）
- dataObj.put("transferType", "BANK_TRANSFER");
- dataObj.put("beneficiaryName", user.getNickName());
- dataObj.put("beneficiaryEmail", "null@gmail.com");
- dataObj.put("beneficiaryPhoneNo", user.getPhone());
- dataObj.put("beneficiaryAccount", userWithdraw.getBankNo());
- dataObj.put("beneficiaryIFSC", userWithdraw.getBankAddress());
- dataObj.put("merchantOrderNo", merchantOrderNo);
- dataObj.put("notifyUrl", "https://api.greenbackcaps.top/user/payoutCallbackTwo.do");
+ Map<String, String> params = new HashMap<>();
+ params.put("sign_type", "MD5");
+ params.put("mch_id", mchId);
+ params.put("mch_transferId", merchantOrderNo);
+ params.put("transfer_amount", transferAmount);
+ params.put("apply_date", applyDate);
+ params.put("bank_code", bankCode);
+ params.put("receive_name", receiveName);
+ params.put("receive_account", receiveAccount);
+ params.put("back_url", backUrl);
+ if (StringUtils.isNotBlank(user.getPhone())) {
+ params.put("receiver_telephone", user.getPhone().trim());
+ }
- // 3. AES 加密
- String encryptedData = AesEncryptUtil.encrypt(dataObj.toJSONString(), aesKey, aesIv);
- JSONObject requestObj = new JSONObject();
- requestObj.put("data", encryptedData);
+ Map<String, String> signParams = new TreeMap<>();
+ for (Map.Entry<String, String> entry : params.entrySet()) {
+ if (!"sign".equals(entry.getKey()) && !"sign_type".equals(entry.getKey())
+ && StringUtils.isNotBlank(entry.getValue())) {
+ signParams.put(entry.getKey(), entry.getValue());
+ }
+ }
+ String sign = PaymentSignUtil.generateSign(signParams, key);
+ params.put("sign", sign);
- // 4. 设置请求头
- Headers headers = new Headers.Builder()
- .add("merchant_key", merchantKey)
- .build();
+ log.info("watchglb代付请求参数：{}", params);
+ String respStr = HttpClientUtil.doPost(payoutUrl, params, "utf-8");
+ log.info("watchglb代付响应原始数据：{}", respStr);
- // 5. 发送 HTTP 请求
- log.info("代付请求参数：{}", requestObj.toJSONString());
- String respStr = doPost(payoutUrl, requestObj.toJSONString(), headers);
- log.info("代付响应原始数据：{}", respStr);
-
- // 6. 解析响应（使用 Jackson 或 fastjson，这里以 fastjson 为例）
JSONObject respJson = JSONObject.parseObject(respStr);
- int code = respJson.getIntValue("code");
- boolean success = respJson.getBooleanValue("success");
- String msg = respJson.getString("msg");
-
- // 6.1 接口调用失败（code != 0 或 success = false）
- if (code != 0 || !success) {
- handleFailure(userAssets, userWithdraw, "代付请求失败：" + msg);
- return ServerResponse.createByErrorMsg("代付请求失败：" + msg, request);
+ String respCode = respJson.getString("respCode");
+ String errorMsg = respJson.getString("errorMsg");
+ if (!"SUCCESS".equalsIgnoreCase(respCode)) {
+ String failMsg = StringUtils.defaultIfBlank(errorMsg, "unknown");
+ handleFailure(userAssets, userWithdraw, "Withdrawal failed：" + failMsg);
+ return ServerResponse.createByErrorMsg("" + failMsg, request);
}
- // 6.2 获取 data 部分
- JSONObject data = respJson.getJSONObject("data");
- String status = data.getString("status"); // ACCEPT / FAILURE / PROCESSING
- String failMsg = data.getString("message"); // 失败时的具体原因
+ String platformOrderNo = StringUtils.defaultIfBlank(respJson.getString("tradeNo"), merchantOrderNo);
+ String respSign = respJson.getString("sign");
+ saveTransferRecordV2(merchantOrderNo, platformOrderNo, userWithdraw.getWithAmt(), user.getId(), withId, respSign);
- // 7. 根据 status 判断业务是否成功
- if ("ACCEPT".equals(status)) {
- // 代付订单被接受（不一定最终成功，需等待回调）
- String platformOrderNo = data.getString("orderNo");
+ userWithdraw.setWithStatus(4);
+ userWithdraw.setTransTime(new Date());
+ userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
- // 保存代付记录
- saveTransferRecord(merchantOrderNo, platformOrderNo, userWithdraw.getWithAmt(), user.getId(), withId);
+ log.info("watchglb代付下单成功，商户订单号：{}，平台订单号：{}", merchantOrderNo, platformOrderNo);
+ return ServerResponse.createBySuccessMsg("代付申请已提交，请等待处理");
- // 更新提现记录为“已提交”
- userWithdraw.setWithStatus(4); // 4:已提交
- userWithdraw.setTransTime(new Date());
- userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
- log.info("代付下单成功，商户订单号：{}", merchantOrderNo);
- return ServerResponse.createBySuccessMsg("代付申请已提交，请等待处理");
- } else {
- // 业务失败（如 FAILURE）
- String errorMsg = (failMsg != null && !failMsg.isEmpty()) ? failMsg : msg;
- handleFailure(userAssets, userWithdraw, "Withdrawal failed：" + errorMsg);
- return ServerResponse.createByErrorMsg("Withdrawal failed：" + errorMsg, request);
+
+ }
+
+ /**
+ * 代付三：v2/payOutCreate（JSON + SHA256withRSA），IMPS
+ */
+ private ServerResponse getObjectServerResponseThree(Integer withId, HttpServletRequest request, HttpServletResponse response,
+ UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception {
+ String merchantOrderNo = generatePayoutOrderId(withId);
+ BigDecimal amount = userWithdraw.getWithAmt().setScale(2, RoundingMode.HALF_UP);
+ String notifyUrl = "https://api.nalandacapital.mom/user/payoutCallbackThree.do";
+
+ UserBank bank = userBankMapper.selectOne(new LambdaQueryWrapper<UserBank>()
+ .eq(UserBank::getUserId, user.getId())
+ .eq(UserBank::getBankNo, userWithdraw.getBankNo())
+ .last("limit 1"));
+ String email = (bank != null && StringUtils.isNotBlank(bank.getBankEmail()))
+ ? bank.getBankEmail().trim() : (user.getId() + "@user.local");
+ if (email.length() > 64) {
+ email = email.substring(0, 64);
}
+ String userName = StringUtils.defaultIfBlank(userWithdraw.getWithName(), user.getRealName());
+ userName = StringUtils.defaultIfBlank(userName, "User");
+ if (userName.length() > 16) {
+ userName = userName.substring(0, 16);
+ }
+ String bankName = StringUtils.defaultIfBlank(userWithdraw.getBankName(), "BANK");
+ if (bankName.length() > 32) {
+ bankName = bankName.substring(0, 32);
+ }
+ String bankCode = StringUtils.defaultIfBlank(userWithdraw.getBankAddress(), "");
+ if (bankCode.length() > 32) {
+ bankCode = bankCode.substring(0, 32);
+ }
+ String bankCardNumber = StringUtils.defaultIfBlank(userWithdraw.getBankNo(), "");
+ if (bankCardNumber.length() > 32) {
+ bankCardNumber = bankCardNumber.substring(0, 32);
+ }
+ String address = "India";
+ int paymentType = 1;
+ Map<String, String> signParams = new TreeMap<>();
+ signParams.put("amount", amount.toPlainString());
+ signParams.put("address", address);
+ signParams.put("bankCardNumber", bankCardNumber);
+ signParams.put("bankCode", bankCode);
+ signParams.put("bankName", bankName);
+ signParams.put("currency", "INR");
+ signParams.put("email", email);
+ signParams.put("mid", String.valueOf(PAY_V2_MID));
+ signParams.put("mobile", user.getPhone());
+ signParams.put("notifyUrl", notifyUrl);
+ signParams.put("orderId", merchantOrderNo);
+ signParams.put("paymentType", String.valueOf(paymentType));
+ signParams.put("userName", userName);
+ String signBaseString = PayV2RsaSignUtil.buildStringA(signParams);
+ String sign = PayV2RsaSignUtil.sign(signBaseString, PayV2GatewayKeys.MERCHANT_PRIVATE_KEY_PEM);
+ log.info("代付v2签名串 stringA={}", signBaseString);
+ Map<String, Object> body = new LinkedHashMap<>();
+ body.put("mid", PAY_V2_MID);
+ body.put("orderId", merchantOrderNo);
+ body.put("amount", amount.toPlainString());
+ body.put("currency", "INR");
+ body.put("paymentType", paymentType);
+ body.put("bankName", bankName);
+ body.put("bankCode", bankCode);
+ body.put("bankCardNumber", bankCardNumber);
+ body.put("userName", userName);
+ body.put("email", email);
+ body.put("mobile", user.getPhone());
+ body.put("address", address);
+ body.put("notifyUrl", notifyUrl);
+ body.put("sign", sign);
+
+ String json = new Gson().toJson(body);
+ log.info("代付v2请求：{}", json);
+ String respStr = HttpClientRequest.doPostJsonBody(PAY_V2_PAYOUT_CREATE_URL, json);
+ log.info("代付v2响应：{}", respStr);
+
+ ObjectMapper objectMapper = new ObjectMapper();
+ PayV2PayoutCreateResponse resp = objectMapper.readValue(respStr, PayV2PayoutCreateResponse.class);
+ if (resp.getStatus() != 1 || resp.getData() == null) {
+ handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
+ return ServerResponse.createByErrorMsg("代付请求失败：" + (StringUtils.isNotBlank(resp.getMsg()) ? resp.getMsg() : "unknown"), request);
+ }
+ PayV2PayoutCreateResponse.Data data = resp.getData();
+ Map<String, String> respSign = new TreeMap<>();
+ if (StringUtils.isNotBlank(data.getAmount())) {
+ respSign.put("amount", data.getAmount());
+ }
+ if (StringUtils.isNotBlank(data.getErrMsg())) {
+ respSign.put("err_msg", data.getErrMsg());
+ }
+ if (data.getMId() != null) {
+ respSign.put("m_id", String.valueOf(data.getMId()));
+ }
+ if (StringUtils.isNotBlank(data.getMOrder())) {
+ respSign.put("m_order", data.getMOrder());
+ }
+ if (StringUtils.isNotBlank(data.getOrderId())) {
+ respSign.put("order_id", data.getOrderId());
+ }
+ if (data.getOrderStatus() != null) {
+ respSign.put("order_status", String.valueOf(data.getOrderStatus()));
+ }
+ if (!PayV2RsaSignUtil.verify(respSign, data.getSign(), PayV2GatewayKeys.PLATFORM_PUBLIC_KEY)) {
+ log.warn("代付v2返回签名未通过校验, stringA={}, sign={}",
+ PayV2RsaSignUtil.buildStringA(respSign), data.getSign());
+ }
+ Integer os = data.getOrderStatus();
+ if (os != null && (os == 2 || os == 3)) {
+ String em = StringUtils.defaultIfBlank(data.getErrMsg(), resp.getMsg());
+ handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
+ return ServerResponse.createByErrorMsg("代付失败：" + em, request);
+ }
+
+ saveTransferRecordV2(merchantOrderNo, data.getOrderId(), amount, user.getId(), withId, data.getSign());
+ userWithdraw.setWithStatus(4);
+ userWithdraw.setTransTime(new Date());
+ userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
+
+ log.info("代付v2下单成功，商户订单号：{}", merchantOrderNo);
+ return ServerResponse.createBySuccessMsg("代付申请已提交，请等待处理");
+ }
+
+ private static boolean isValidIndiaMobile(String digits10) {
+ if (digits10 == null || digits10.length() != 10) {
+ return false;
+ }
+ char c = digits10.charAt(0);
+ return c >= '6' && c <= '9';
+ }
+
+ private void saveTransferRecordV2(String merchantOrderNo, String platformOrderNo, BigDecimal amount,
+ Integer userId, Integer withId, String sign) {
+ TransferResponse record = new TransferResponse();
+ record.setMerTransferId(merchantOrderNo);
+ record.setTradeNo(platformOrderNo);
+ record.setTransferAmount(amount);
+ record.setTradeResult(0);
+ record.setCallbackState(0);
+ record.setRespCode("SUCCESS");
+ record.setSignType("MD5");
+ record.setSign(sign);
+ record.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date()));
+ record.setUserId(userId);
+ record.setWithId(withId);
+ record.setCreatedAt(new Date());
+ record.setUpdatedAt(new Date());
+ transferResponseService.save(record);
}
public static String doPost(String url, String data, Headers headers) throws IOException {
@@ -593,7 +746,7 @@
params.put("payout_mode", "INDIA_IMPS"); // 代付模式，根据实际情况选择
params.put("customer_account_type", userWithdraw.getBankAddress()); // 账号类型
params.put("customer_account_no", userWithdraw.getBankNo()); // 收款人账号（银行卡号或UPI ID）
- params.put("notify_url", "https://api.greenbackcaps.top/user/payoutCallback.do"); // 异步通知地址
+ params.put("notify_url", "https://api.nalandacapital.mom/user/payoutCallback.do"); // 异步通知地址
// 生成签名
String sign = PaymentSignUtil.generateSign(params, key);
--
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