zj
2026-01-05 a20da8817adb2342bd60f79e47487186a586f93a
代收,代付
6 files modified
394 ■■■■■ changed files
src/main/java/com/nq/common/interceptor/ApiUserAuthorityInterceptor.java 11 ●●●● patch | view | raw | blame | history
src/main/java/com/nq/controller/protol/UserController.java 24 ●●●●● patch | view | raw | blame | history
src/main/java/com/nq/controller/protol/UserWithdrawController.java 5 ●●●● patch | view | raw | blame | history
src/main/java/com/nq/service/IPayService.java 10 ●●●●● patch | view | raw | blame | history
src/main/java/com/nq/service/impl/PayServiceImpl.java 225 ●●●●● patch | view | raw | blame | history
src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java 119 ●●●●● patch | view | raw | blame | history
src/main/java/com/nq/common/interceptor/ApiUserAuthorityInterceptor.java
@@ -81,6 +81,12 @@
        if ("/user/rechargeCallbackZero.do".equals(url)) {//支付回调
            return true;
        }
        if ("/user/rechargeCallbackThree.do".equals(url)) {//支付回调
            return true;
        }
        if ("/user/payoutCallback.do".equals(url)) {//代付回调
            return true;
        }
        User currentUser = getCurrentUser(httpServletRequest);
        GoogleTranslateUtil googleTranslateUtil = new GoogleTranslateUtil();
        String lang = httpServletRequest.getHeader("lang");
@@ -193,20 +199,15 @@
    public User getCurrentUser(HttpServletRequest request) {
        String property = PropertiesUtil.getProperty("user.cookie.name");
        System.out.println(property);
        String loginToken = request.getHeader(property);
        if (loginToken == null) {
            System.out.println("loginToken is null");
            return null;
        }
        System.out.println(loginToken);
        String userJson = RedisShardedPoolUtils.get(loginToken);
        if (userJson == null||"".equals(userJson)){
            System.out.println("userJson is null");
            return null;
        }
//        System.out.println(userJson);
        return (User) JsonUtil.string2Obj(userJson, User.class);
    }
}
src/main/java/com/nq/controller/protol/UserController.java
@@ -492,4 +492,28 @@
        vo.setSign(sign);
        payService.rechargeCallbackTwo(vo,response);
    }
    /**
     * 充值2异步接收地址
     */
    @PostMapping({"rechargeCallbackThree.do"})
    public void rechargeCallbackThree(@RequestBody RechargeCallbackThreeVo callbackVo, HttpServletResponse response) throws IOException {
        TransactionStatusVo vo = new TransactionStatusVo();
        vo.setStatus(callbackVo.getOrder_status());
        vo.setMerchantid(callbackVo.getMerchant_id());
        vo.setOut_trade_no(callbackVo.getSystem_order_id());
        vo.setTotal_fee(callbackVo.getAmount());
        vo.setAccount_fee(callbackVo.getAccount_amount());
        vo.setSign(callbackVo.getSign());
        vo.setPoundage("0");
        payService.rechargeCallbackThree(vo,response);
    }
    /**
     * 代付回调接口
     */
    @PostMapping({"payoutCallback.do"})
    public void payoutCallback(@RequestBody PayoutCallbackVo callbackVo, HttpServletResponse response) throws IOException {
        payService.payoutCallback(callbackVo, response);
    }
}
src/main/java/com/nq/controller/protol/UserWithdrawController.java
@@ -51,10 +51,7 @@
        String requestId = user.getId() + "_" + amt + "_" + bankId;
        if (user.getId() == 1888 || user.getId() == 1752) {
            return ServerResponse.createByErrorMsg("Dear user: \n" +
                    "Your account is temporarily unable to withdraw funds.",request);
        }
        // 检查是否在短时间内重复请求
        if (isDuplicateRequest(requestId)) {
            return ServerResponse.createByErrorMsg("重复提交,请稍后再试。!",request);
src/main/java/com/nq/service/IPayService.java
@@ -3,7 +3,9 @@
import com.nq.common.ServerResponse;
import com.nq.pojo.PaymentResponse;
import com.nq.pojo.PayoutCallbackVo;
import com.nq.pojo.RechargeCallbackVo;
import com.nq.pojo.TransactionStatusVo;
import javax.servlet.http.HttpServletRequest;
import javax.servlet.http.HttpServletResponse;
@@ -30,4 +32,12 @@
  ServerResponse withdrawNotify(HttpServletRequest paramHttpServletRequest,String key) throws IOException;
    void rechargeCallback(PaymentResponse vo, HttpServletResponse response) throws IOException;
    void rechargeCallbackTwo(TransactionStatusVo vo, HttpServletResponse response) throws IOException;
    void rechargeCallbackZero(com.nq.pojo.PaymentNotifyResponse vo, HttpServletResponse response) throws IOException;
    void rechargeCallbackThree(TransactionStatusVo vo, HttpServletResponse response) throws IOException;
    void payoutCallback(PayoutCallbackVo vo, HttpServletResponse response) throws IOException;
}
src/main/java/com/nq/service/impl/PayServiceImpl.java
@@ -95,6 +95,9 @@
    @Autowired
    UserAssetsServices userAssetsServices;
    @Autowired
    TransferResponseService transferResponseService;
    private static final String KEY_ALGORITHM = "AES";
    private static final String AES128CBC = "AES/CBC/PKCS5Padding";
@@ -114,13 +117,14 @@
        }
        if(type == 0){//支付1
            return getPaymentOne(tradeAmount, reqUrl,user,request);
        }else if(type == 2){//支付2
            return getPaymentTwo(tradeAmount, uipReqRul, user,request);
        } else if(type == 3){//支付2
            return getPaymentThree(tradeAmount, threeUrl, user,request);
        }else if(type == 2){//支付2
            return getPaymentThree(tradeAmount, threeUrl, user,request);
        } else if(type == 3){//支付2
//            return getPaymentOne(tradeAmount, reqUrl,user,request);
            return getPaymentTwo(tradeAmount, uipReqRul, user,request);
        }else if(type == 1){
            return getPaymentZero(tradeAmount, uipReqRul, user,request);
            return getPaymentZero(tradeAmount, uipReqRul, user,request);
        }
        return ServerResponse.createByErrorMsg("获取支付方式失败",request);
    }
@@ -219,8 +223,8 @@
    private ServerResponse getPaymentThree(String tradeAmount, String uipReqRul, User user, HttpServletRequest request) throws Exception {
        // 配置参数(建议放到配置文件中)
        String appId = "your_app_id_here"; // 从商户后台获取
        String key = "your_key_here"; // 商户密钥
        String appId = "db270b73dc384c89ae7241d6465cee03"; // 从商户后台获取
        String key = "PAXkm5ptBhvzNYBSpdm3p7ipwGUQOF8Fm3tYp0"; // 商户密钥
        String payChannel = "INDIA_NATIVE"; // 支付通道,根据实际情况选择
        // 生成商户订单号
@@ -236,8 +240,8 @@
        params.put("merchant_order_id", merchantOrderId);
        params.put("amount", amount.toString());
        params.put("pay_channel", payChannel);
        params.put("notify_url", "https://api.durocaspitall.com/user/rechargeCallbackTwo.do"); // 异步通知地址
        params.put("page_return_url", "https://yourdomain.com/pay/return"); // 前端返回地址
        params.put("notify_url", "https://api.durocaspitall.com/user/rechargeCallbackThree.do"); // 异步通知地址
        params.put("page_return_url", "https://stock.durocapital.net/#/user"); // 前端返回地址
        // 可选参数
        if (user != null) {
@@ -1274,4 +1278,207 @@
            pw.close();
        }
    }
    public void rechargeCallbackThree(TransactionStatusVo vo, HttpServletResponse response) throws IOException {
        log.info("充值回调进来了:"+vo.toString());
        synchronized (vo.getOut_trade_no()){
            PrintWriter pw = response.getWriter();
            PaymentRecharge paymentRecharge = paymentRechargeService.getOne(new LambdaQueryWrapper<>(PaymentRecharge.class)
                    .eq(PaymentRecharge::getMchOrderNo,vo.getOut_trade_no())
                    .eq(PaymentRecharge::getStatus,1)
            );
            if(ObjectUtils.isEmpty(paymentRecharge)){
                log.info("未找到充值订单");
                pw.print("error 未找到充值订单");
                return;
            }
            UserRecharge userRecharge = userRechargeMapper.selectOne(new LambdaQueryWrapper<>(UserRecharge.class)
                    .eq(UserRecharge::getOrderSn, paymentRecharge.getOrderNo())
                    .eq(UserRecharge::getOrderStatus, 0).last(" limit 1"));
            if(ObjectUtils.isEmpty(userRecharge)){
                log.info("未找到充值记录订单");
                pw.print("error 未找到充值订单");
                return;
            }
            if(vo.getStatus().equals("PAY_ING")){
                log.error("充值3回调交易中:"+vo.toString());
                return;
            }else if(vo.getStatus().equals("PAY_FAIL")){
                paymentRecharge.setStatus(2);
                paymentRecharge.setAmount(new BigDecimal(vo.getTotal_fee()));
                paymentRecharge.setPayInfo(vo.toString());
                paymentRechargeService.updateById(paymentRecharge);
                userRecharge.setOrderStatus(2);
                userRechargeMapper.updateById(userRecharge);
                log.error("充值回调失败:"+vo.toString());
                return;
            }else if(!vo.getStatus().equals("PAY_ING") && !vo.getStatus().equals("PAY_FAIL") && !vo.getStatus().equals("PAY_SUCCESS")){
                log.error("充值回调失败----未知状态:"+vo.toString());
                return;
            }
            userAssetsServices.availablebalanceChange(EStockType.IN.getCode(),
                    paymentRecharge.getUserId(), EUserAssets.TOP_UP,new BigDecimal(vo.getTotal_fee().toString()),"","");
            paymentRecharge.setStatus(2);
            paymentRecharge.setAmount(new BigDecimal(vo.getTotal_fee()));
            paymentRecharge.setPayInfo(vo.toString());
            paymentRechargeService.updateById(paymentRecharge);
            userRecharge.setOrderStatus(1);
            userRechargeMapper.updateById(userRecharge);
            log.info("充值回调----完成");
            pw.print("success");
            pw.flush();
            pw.close();
        }
    }
    /**
     * 代付回调处理
     */
    @Override
    public void payoutCallback(PayoutCallbackVo vo, HttpServletResponse response) throws IOException {
        log.info("代付回调进来了:" + vo.toString());
        PrintWriter pw = response.getWriter();
        try {
            // 验证签名
            String key = "PAXkm5ptBhvzNYBSpdm3p7ipwGUQOF8Fm3tYp0"; // 商户密钥
            Map<String, String> signParams = new HashMap<>();
            signParams.put("merchant_id", vo.getMerchantId());
            signParams.put("app_id", vo.getAppId());
            signParams.put("system_order_id", vo.getSystemOrderId());
            signParams.put("merchant_order_id", vo.getMerchantOrderId());
            signParams.put("amount", vo.getAmount());
            signParams.put("order_status", vo.getOrderStatus());
            signParams.put("msg", vo.getMsg());
            boolean signValid = PaymentSignUtil.verifySign(signParams, key, vo.getSign());
            if (!signValid) {
                log.error("代付回调签名验证失败");
                pw.print("error 签名验证失败");
                pw.flush();
                pw.close();
                return;
            }
            // 根据商户订单号查找代付记录
            TransferResponse transferResponse = transferResponseService.getOne(
                    new LambdaQueryWrapper<>(TransferResponse.class)
                            .eq(TransferResponse::getMerTransferId, vo.getMerchantOrderId())
                            .last("limit 1")
            );
            if (ObjectUtils.isEmpty(transferResponse)) {
                log.info("未找到代付订单记录,商户订单号:{}", vo.getMerchantOrderId());
                pw.print("error 未找到代付订单");
                pw.flush();
                pw.close();
                return;
            }
            // 检查是否已处理过
            if (transferResponse.getCallbackState() != 0) {
                log.info("代付回调已处理过,商户订单号:{}", vo.getMerchantOrderId());
                pw.print("success");
                pw.flush();
                pw.close();
                return;
            }
            // 查找提现记录
            UserWithdraw userWithdraw = userWithdrawMapper.selectByPrimaryKey(transferResponse.getWithId());
            if (ObjectUtils.isEmpty(userWithdraw)) {
                log.info("未找到提现记录,withId:{}", transferResponse.getWithId());
                pw.print("error 未找到提现记录");
                pw.flush();
                pw.close();
                return;
            }
            // 根据订单状态处理
            String orderStatus = vo.getOrderStatus();
            if ("WAIT_CONFIRM".equals(orderStatus) || "WAIT_PAY".equals(orderStatus) || "PAY_ING".equals(orderStatus)) {
                log.info("代付回调交易中,商户订单号:{},状态:{}", vo.getMerchantOrderId(), orderStatus);
                pw.print("success");
                pw.flush();
                pw.close();
                return;
            } else if ("PAY_FAIL".equals(orderStatus)) {
                // 代付失败
                transferResponse.setTradeResult(2); // 失败
                transferResponse.setCallbackState(2); // 失败
                transferResponse.setRespCode("FAIL"); // 响应状态:失败
                transferResponse.setErrorMsg(vo.getMsg()); // 失败原因
                transferResponse.setSignType("MD5"); // 签名方式
                transferResponse.setSign(vo.getSign()); // 签名
                transferResponse.setUpdatedAt(new Date());
                transferResponseService.updateById(transferResponse);
                userWithdraw.setWithStatus(2); // 失败
                userWithdraw.setWithMsg("代付失败:" + vo.getMsg());
                userWithdraw.setTransTime(new Date());
                userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
                // 返还用户资金
                UserAssets userAssets = iUserAssetsServices.assetsByTypeAndUserId("IN", userWithdraw.getUserId());
                if (userAssets != null) {
                    userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
                    userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
                    userAssetsMapper.updateById(userAssets);
                }
                log.info("代付回调失败,商户订单号:{}", vo.getMerchantOrderId());
                pw.print("success");
                pw.flush();
                pw.close();
                return;
            } else if ("PAY_SUCCESS".equals(orderStatus)) {
                // 代付成功
                transferResponse.setTradeResult(1); // 成功
                transferResponse.setCallbackState(1); // 成功
                transferResponse.setRespCode("SUCCESS"); // 响应状态:成功
                transferResponse.setSignType("MD5"); // 签名方式
                transferResponse.setSign(vo.getSign()); // 签名
                transferResponse.setUpdatedAt(new Date());
                transferResponseService.updateById(transferResponse);
                userWithdraw.setWithStatus(1); // 成功
                userWithdraw.setWithMsg("代付成功");
                userWithdraw.setTransTime(new Date());
                userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
                // 扣除冻结资金
                UserAssets userAssets = iUserAssetsServices.assetsByTypeAndUserId("IN", userWithdraw.getUserId());
                if (userAssets != null) {
                    userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
                    userAssetsMapper.updateById(userAssets);
                }
                log.info("代付回调成功,商户订单号:{}", vo.getMerchantOrderId());
                pw.print("success");
                pw.flush();
                pw.close();
                return;
            } else {
                log.error("代付回调未知状态,商户订单号:{},状态:{}", vo.getMerchantOrderId(), orderStatus);
                pw.print("error 未知状态");
                pw.flush();
                pw.close();
                return;
            }
        } catch (Exception e) {
            log.error("代付回调处理异常:", e);
            pw.print("error 处理异常");
            pw.flush();
            pw.close();
        }
    }
}
src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java
@@ -25,6 +25,7 @@
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.time.format.DateTimeFormatter;
import java.text.SimpleDateFormat;
import java.util.*;
import javax.annotation.Resource;
@@ -393,6 +394,8 @@
                if (updateCount > 0) {
                    return ServerResponse.createBySuccessMsg("操作成功!");
                }
            }else if(state == 1){//走代付
                return getObjectServerResponseOne(withId, request, response, userWithdraw, user, userAssets);
            }else{
                return ServerResponse.createByErrorMsg("请选择对应的操作!");
            }
@@ -402,6 +405,8 @@
        }
        return ServerResponse.createBySuccessMsg("操作失败!");
    }
    public int deleteByUserId(Integer userId) {
        return this.userWithdrawMapper.deleteByUserId(userId);
@@ -434,5 +439,119 @@
    }
    /**
     * 代付接口调用
     */
    private ServerResponse getObjectServerResponseOne(Integer withId, HttpServletRequest request,
                                                       HttpServletResponse response, UserWithdraw userWithdraw,
                                                       User user, UserAssets userAssets) throws Exception {
        try {
            // 配置参数(建议放到配置文件中)
            String appId = "db270b73dc384c89ae7241d6465cee03"; // 从商户后台获取
            String key = "PAXkm5ptBhvzNYBSpdm3p7ipwGUQOF8Fm3tYp0"; // 商户密钥
            String payoutUrl = "https://www.copays.net/open-api/create-payout-order"; // 代付接口地址
            // 生成商户订单号
            String merchantOrderId = generatePayoutOrderId(withId);
            // 处理金额,保留两位小数
            BigDecimal amount = userWithdraw.getWithAmt();
            amount = amount.setScale(2, BigDecimal.ROUND_HALF_UP);
            // 构建请求参数
            Map<String, String> params = new HashMap<>();
            params.put("app_id", appId);
            params.put("merchant_order_id", merchantOrderId);
            params.put("amount", amount.toString());
            params.put("payout_mode", "INDIA_IMPS"); // 代付模式,根据实际情况选择
            params.put("customer_account_type", userWithdraw.getBankAddress()); // 账号类型
            params.put("customer_account_no", userWithdraw.getBankNo()); // 收款人账号(银行卡号或UPI ID)
            params.put("notify_url", "https://api.durocaspitall.com/user/payoutCallback.do"); // 异步通知地址
            // 生成签名
            String sign = PaymentSignUtil.generateSign(params, key);
            params.put("sign", sign);
            log.info("代付请求参数:{}", params);
            log.info("生成的签名:{}", sign);
            // 发送请求
            String result = HttpClientUtil.doPost(payoutUrl, params, "utf-8");
            log.info("代付返回参数:{}", result);
            // 解析响应
            ObjectMapper objectMapper = new ObjectMapper();
            PayoutOrderResponseVo payoutResponse = objectMapper.readValue(result, PayoutOrderResponseVo.class);
            // 检查响应
            if (!Integer.valueOf(200).equals(payoutResponse.getCode())) {
                log.error("代付下单失败,返回码:{},消息:{},请求参数:{}",
                        payoutResponse.getCode(), payoutResponse.getMessage(), params);
                // 代付失败,返还用户资金
                userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
                userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
                userAssetsMapper.updateById(userAssets);
                userWithdraw.setWithStatus(2); // 失败
                userWithdraw.setWithMsg("代付下单失败:" + payoutResponse.getMessage());
                userWithdraw.setTransTime(new Date());
                userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
                return ServerResponse.createByErrorMsg("代付下单失败:" + payoutResponse.getMessage());
            }
            // 保存代付记录
            PayoutOrderResponseVo.PayoutOrderData responseData = payoutResponse.getData();
            TransferResponse transferResponse = new TransferResponse();
            transferResponse.setMerTransferId(merchantOrderId); // 商户订单号
            transferResponse.setTradeNo(responseData.getSystemOrderId()); // 系统订单号
            transferResponse.setTransferAmount(amount);
            transferResponse.setTradeResult(0); // 0:已下单
            transferResponse.setCallbackState(0); // 0:未处理
            transferResponse.setRespCode("SUCCESS"); // 响应状态:下单成功
            transferResponse.setSignType("MD5"); // 签名方式
            transferResponse.setSign(responseData.getSign()); // 签名
            transferResponse.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date())); // 订单时间
            transferResponse.setUserId(user.getId());
            transferResponse.setWithId(withId);
            transferResponse.setCreatedAt(new Date());
            transferResponse.setUpdatedAt(new Date());
            transferResponseService.save(transferResponse);
            // 更新提现记录状态为已提交(4)
            userWithdraw.setWithStatus(4); // 已提交
            userWithdraw.setTransTime(new Date());
            userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
            log.info("代付下单成功,订单号:{}", merchantOrderId);
            return ServerResponse.createBySuccessMsg("代付申请已提交,请等待处理");
        } catch (Exception e) {
            log.error("代付下单异常:", e);
            // 异常时返还用户资金
            userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
            userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
            userAssetsMapper.updateById(userAssets);
            userWithdraw.setWithStatus(2); // 失败
            userWithdraw.setWithMsg("代付下单异常:" + e.getMessage());
            userWithdraw.setTransTime(new Date());
            userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
            throw e;
        }
    }
    /**
     * 生成代付订单号
     */
    private String generatePayoutOrderId(Integer withId) {
        // 使用提现ID + 时间戳生成唯一订单号
        long timestamp = System.currentTimeMillis();
        return "PAYOUT_" + withId + "_" + timestamp;
    }
}