1

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2025-10-09 df30c88c2c76da0cb607bcf129446f43c9a521da

 ruoyi-admin/src/main/java/com/ruoyi/web/controller/product/UserPolicyController.java

@@ -12,6 +12,7 @@
import com.ruoyi.im.service.InsuranceProductService;
import com.ruoyi.im.service.MedicalInsuranceAccountService;
import com.ruoyi.im.service.impl.InsurancePositionServiceImpl;
import com.ruoyi.im.util.PayService;
import com.ruoyi.im.util.RedisDistributedLock;
import com.ruoyi.im.util.UserPolicyUtils;
import com.ruoyi.system.domain.*;
@@ -26,12 +27,10 @@

import javax.validation.Valid;
import java.math.BigDecimal;
import java.math.RoundingMode;
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.util.Calendar;
import java.util.Date;
import java.util.List;
import java.util.UUID;
import java.util.*;
import java.util.stream.Collectors;

@RestController
@@ -55,6 +54,8 @@

    @Autowired
    InsuranceProductService insuranceProductService;
    @Autowired
    private PayService payService;

    /**
     * 保险购买申请
@@ -97,7 +98,10 @@
        try {
            UserAccount userAccount = userAccountService.getOne(new LambdaQueryWrapper<UserAccount>()
                    .eq(UserAccount::getAccount,account));
            List<UserPolicy> list = userPolicyService.list(new LambdaQueryWrapper<UserPolicy>().eq(UserPolicy::getUserId, userAccount.getId()));
            List<UserPolicy> list = userPolicyService.list(new LambdaQueryWrapper<UserPolicy>()
                    .eq(UserPolicy::getUserId, userAccount.getId())
                    .eq(UserPolicy::getPayStatus,2)
            );
            return Result.success(list);
        }catch (Exception e){
            e.printStackTrace();
@@ -131,6 +135,9 @@
            wrapper.ne(UserPolicy::getApprovalStatus, 0);
        }else{
            wrapper.eq(UserPolicy::getApprovalStatus, 0);
            wrapper.eq(UserPolicy::getPayStatus,3)
                    .or()
                    .eq(UserPolicy::getPayStatus,2);
        }

        // 按创建时间倒序排列
@@ -160,6 +167,9 @@
            if(approvalStatus == 2 && StringUtils.isEmpty(message)){
                return AjaxResult.error("驳回理由不能为空！");
            }
            if(userPolicy.getPayStatus() != 3 && userPolicy.getPayStatus() != 2){
                return AjaxResult.error("保单未支付完成，不能进行审批！");
            }
            UserAccount userAccount = userAccountService.getById(userPolicy.getUserId());
            if(approvalStatus == 2){
                userPolicy.setApprovalStatus(approvalStatus);
@@ -183,13 +193,18 @@
            userPolicy.setUpdatedAt(new Date());
            userPolicyService.updateById(userPolicy);


            //每天可领
            BigDecimal amountClaimed = userPolicy.getCoverageAmount()
                    .divide(new BigDecimal(userPolicy.getTerm()), 4, RoundingMode.HALF_UP);

            MedicalInsuranceAccount medicalInsuranceAccount = new MedicalInsuranceAccount();
            medicalInsuranceAccount.setUserId(userPolicy.getUserId());
            medicalInsuranceAccount.setPolicyId(userPolicy.getId());
            medicalInsuranceAccount.setProductId(userPolicy.getProductId());
            medicalInsuranceAccount.setTotalQuota(userPolicy.getCoverageAmount());
            medicalInsuranceAccount.setRemainingBalance(BigDecimal.ZERO);
            medicalInsuranceAccount.setAmountClaimed(userPolicy.getCoverageAmount());
            medicalInsuranceAccount.setAmountClaimed(amountClaimed);
            medicalInsuranceAccount.setAlreadyReceived(BigDecimal.ZERO);
            medicalInsuranceAccount.setAmountAlreadyUsed(BigDecimal.ZERO);
            medicalInsuranceAccount.setEffectiveDate(userPolicy.getStartDate());
@@ -297,4 +312,53 @@
            throw new IllegalArgumentException("基准日期不能为null");
        }
    }



    /**
     * 支付回调接口 - 支付平台会调用这个接口
     */
    @PostMapping("/notify")
    public String payNotify(@RequestParam Map<String, String> params) {
        System.out.println("收到支付回调: " + params);

        // 验证签名
        if (!payService.verifySign(params)) {
            System.out.println("签名验证失败");
            return "fail";
        }

        // 获取关键参数
        String orderNo = params.get("mchOrderNo");
        String status = params.get("status");
        String amount = params.get("amount");

        System.out.println("订单号: " + orderNo + ", 状态: " + status + ", 金额: " + amount);

        // 这里调用您的业务处理逻辑
        handlePayResult(orderNo, Integer.valueOf(status), params);

        return "success";
    }


    /**
     * 处理支付结果 - 这里您自己实现业务逻辑
     */
    private void handlePayResult(String orderNo, Integer status, Map<String, String> params) {
        UserPolicy userPolicy = userPolicyService.getOne(new LambdaQueryWrapper<UserPolicy>()
                .eq(UserPolicy::getOrderNo,orderNo)
        );
        if(ObjectUtil.isNotEmpty(userPolicy)){
            if ("2".equals(status)) {
                userPolicy.setPayStatus(status);
            } else if ("3".equals(status)) {
                userPolicy.setPayStatus(status);
            } else if ("0010".equals(status)) {
                userPolicy.setPayMsg("系统超时或异常");
            } else if ("0014".equals(status)) {
            userPolicy.setPayMsg("mchId是系统分配的商户号，不能自己生成");
        }
        }
    }
}