1

dd

2025-11-29 9437600612eb0243a3371ff1e4fa3689cce8c83a

 ruoyi-admin/src/main/java/com/ruoyi/web/controller/product/UserPolicyController.java

@@ -1,32 +1,54 @@
package com.ruoyi.web.controller.product;

import cn.hutool.core.date.DateUtil;
import cn.hutool.core.util.ObjectUtil;
import com.alibaba.fastjson2.JSON;
import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
import com.ruoyi.common.core.controller.BaseController;
import com.ruoyi.common.core.domain.AjaxResult;
import com.ruoyi.common.core.domain.R;
import com.ruoyi.common.core.page.TableDataInfo;
import com.ruoyi.common.utils.StringUtils;
import com.ruoyi.im.comm.Result;
import com.ruoyi.im.service.InsuranceProductService;
import com.ruoyi.im.service.MedicalInsuranceAccountService;
import com.ruoyi.system.domain.MedicalInsuranceAccount;
import com.ruoyi.system.domain.UserPolicy;
import com.ruoyi.im.service.impl.InsurancePositionServiceImpl;
import com.ruoyi.im.util.PayService;
import com.ruoyi.im.util.RedisDistributedLock;
import com.ruoyi.im.util.UserPolicyUtils;
import com.ruoyi.system.domain.*;
import com.ruoyi.system.domain.dto.PayCallbackDTO;
import com.ruoyi.system.domain.dto.SubordinateInformationDto;
import com.ruoyi.system.domain.dto.UserPolicyDto;
import com.ruoyi.im.service.UserPolicyService;
import com.ruoyi.system.domain.out.UserTeamAndPositionOut;
import com.ruoyi.system.service.FundsLogService;
import com.ruoyi.system.service.PaymentRecordService;
import com.ruoyi.system.service.UserAccountService;
import lombok.extern.slf4j.Slf4j;
import org.apache.catalina.User;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.beans.factory.annotation.Value;
import org.springframework.transaction.annotation.Transactional;
import org.springframework.transaction.interceptor.TransactionAspectSupport;
import org.springframework.util.CollectionUtils;
import org.springframework.web.bind.annotation.*;

import javax.validation.Valid;
import java.math.BigDecimal;
import java.math.RoundingMode;
import java.nio.charset.StandardCharsets;
import java.security.MessageDigest;
import java.security.NoSuchAlgorithmException;
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.util.Calendar;
import java.util.Date;
import java.util.List;
import java.util.*;
import java.util.stream.Collectors;

@RestController
@RequestMapping("/userPolicy")
public class UserPolicyController {
@Slf4j
public class UserPolicyController extends BaseController {

    @Autowired
    UserPolicyService userPolicyService;
@@ -34,16 +56,95 @@
    @Autowired
    MedicalInsuranceAccountService medicalInsuranceAccountService;

    @Autowired
    UserAccountService userAccountService;

    @Autowired
    InsurancePositionServiceImpl insurancePositionService;

    @Autowired
    private RedisDistributedLock redisDistributedLock;

    @Autowired
    InsuranceProductService insuranceProductService;

    @Autowired
    PaymentRecordService paymentRecordService;

    @Autowired
    FundsLogService fundsLogService;

    @Value("${pay.key}")
    private String key;

    /**
     * 保险购买申请
     */
    @PostMapping("/purchaseApplication")
    public Result purchaseApplication(UserPolicyDto dto) {
        synchronized (dto.getAccount()) {
            // 生成锁的key：基于用户ID和产品ID，防止同一用户同时购买同一产品
            String lockKey = redisDistributedLock.generateLockKey(dto.getAccount(), dto.getProductId());

            boolean lockAcquired = false;
            try {
                // 尝试获取分布式锁：等待10秒，锁过期30秒
                lockAcquired = redisDistributedLock.tryLock(lockKey, 30L, 10L);

                if (!lockAcquired) {
                    return Result.error("操作过于频繁，请稍后重试");
                }

                // 执行购买逻辑
                return userPolicyService.purchaseApplication(dto);

            } catch (Exception e) {
                e.printStackTrace();
                return Result.error("购买失败");
            } finally {
                // 释放锁
                if (lockAcquired) {
                    redisDistributedLock.releaseLock(lockKey);
                }
            }
        }
    }

    /**
     * 保险购买申请
     */
    @PostMapping("/updatePolicy")
    public AjaxResult updatePolicy(UserPolicyDto dto) {

        UserPolicy userPolicy = userPolicyService.getById(dto.getId());
        if(ObjectUtil.isNotEmpty(userPolicy)){
            userPolicy.setPhone(dto.getPhone());
            userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
            userPolicyService.updateById(userPolicy);
            return AjaxResult.success("更新成功");
        }else{
            return AjaxResult.error("保单不存在");
        }
    }



    /**
     * 根据用户id查询保单
     */
    @GetMapping("/updateGender")
    public AjaxResult updateGender(@RequestParam(value = "id") Integer id,@RequestParam(value = "gender") UserPolicy.Gender gender) {
        try {
            return userPolicyService.purchaseApplication(dto);
            UserPolicy userPolicy = userPolicyService.getById(id);
            if(ObjectUtil.isEmpty(userPolicy)){
                AjaxResult.error("保单不存在！");
            }
            userPolicy.setGender(gender);
            userPolicyService.updateById(userPolicy);
            return AjaxResult.success("修改成功");
        }catch (Exception e){
            e.printStackTrace();
            return Result.error("购买失败");
            return AjaxResult.error("修改失败！");
        }
    }

@@ -51,14 +152,85 @@
     * 根据用户id查询保单
     */
    @GetMapping("/getPolicyById")
    public Result getPolicyById(@RequestParam(value = "id") Integer id) {
    public Result getPolicyById(@RequestParam(value = "account") String account) {
        try {
            List<UserPolicy> list = userPolicyService.list(new LambdaQueryWrapper<UserPolicy>().eq(UserPolicy::getUserId, id));
            UserAccount userAccount = userAccountService.getOne(new LambdaQueryWrapper<UserAccount>()
                    .eq(UserAccount::getAccount,account));
            List<UserPolicy> list = userPolicyService.list(new LambdaQueryWrapper<UserPolicy>()
                    .eq(UserPolicy::getUserId, userAccount.getId())
                    .eq(UserPolicy::getPayStatus,2)
                    .eq(UserPolicy::getApprovalStatus,1)
            );
            return Result.success(list);
        }catch (Exception e){
            e.printStackTrace();
            return Result.error("查询失败");
        }
    }

    /**
     * 保单列表
     */
    @GetMapping("/list")
    public TableDataInfo list(@RequestParam(value = "account",required = false) String account,
                              @RequestParam(value = "state",defaultValue = "0") Integer state,
                              @RequestParam(value = "productName",required = false) String productName) {
        startPage();

        LambdaQueryWrapper<UserPolicy> wrapper = new LambdaQueryWrapper<>();

        // 产品名称模糊查询
        if (org.apache.commons.lang3.StringUtils.isNotBlank(account)) {
            wrapper.like(UserPolicy::getAccount, account);
        }

        // 产品代码模糊查询
        if (org.apache.commons.lang3.StringUtils.isNotBlank(productName)) {
            wrapper.like(UserPolicy::getProductName, productName);
        }

        // 审批状态
        if (state != null && state == 3) {
            wrapper.ne(UserPolicy::getApprovalStatus, 0);
        }else{
            wrapper.eq(UserPolicy::getApprovalStatus, 0);
            wrapper.eq(UserPolicy::getPayStatus,2);
        }

        // 按创建时间倒序排列
        wrapper.orderByDesc(UserPolicy::getCreatedAt);

        List<UserPolicy> list = userPolicyService.list(wrapper);
        return getDataTable(list);
    }


    /**
     * 支付记录列表
     */
    @GetMapping("/PaymentRecordList")
    public TableDataInfo PaymentRecordList( @RequestParam(value = "account",required = false)  String account,
            @RequestParam(value = "payOrdeNo",required = false)  String payOrdeNo,
                                           @RequestParam(value = "paymentStatus",required = false)  Integer paymentStatus) {
        startPage();

        LambdaQueryWrapper<PaymentRecord> wrapper = new LambdaQueryWrapper<>();

        if (StringUtils.isNotEmpty(account)) {
            wrapper.eq(PaymentRecord::getAccount, account);
        }
        // 产品名称模糊查询
        if (StringUtils.isNotEmpty(payOrdeNo)) {
            wrapper.eq(PaymentRecord::getPayOrdeNo, payOrdeNo);
        }
        if (paymentStatus != null) {
            wrapper.eq(PaymentRecord::getPaymentStatus, paymentStatus);
        }
        // 按创建时间倒序排列
        wrapper.orderByDesc(PaymentRecord::getCreateTime);

        List<PaymentRecord> list = paymentRecordService.list(wrapper);
        return getDataTable(list);
    }

    /**
@@ -80,17 +252,41 @@
            if(approvalStatus == 2 && StringUtils.isEmpty(message)){
                return AjaxResult.error("驳回理由不能为空！");
            }
            if(userPolicy.getPayStatus() != 3 && userPolicy.getPayStatus() != 2){
                return AjaxResult.error("保单未支付完成，不能进行审批！");
            }
            UserAccount userAccount = userAccountService.getById(userPolicy.getUserId());
            if(approvalStatus == 2){
                userPolicy.setApprovalStatus(approvalStatus);
                userPolicy.setMessage(message);
                userPolicy.setUpdatedAt(new Date());
                userPolicyService.updateById(userPolicy);

                userAccount.setBalance(userAccount.getBalance().add(userPolicy.getPremium()));
                userAccountService.updateById(userAccount);
                fundsLogService.addLog(userAccount.getId(), userAccount.getAccount(), userPolicy.getPremium(), OperationType.REFUND);

                return AjaxResult.success("审批成功");
            }

            //计算到期时间
            LocalDate expirationTime = calculateInsuranceEndDate(LocalDate.now(), userPolicy.getTerm());
            //保险金领取到期时间
            LocalDate insuranceBenefitExpiryDate = calculateInsuranceEndDateToDay(LocalDate.now(), userPolicy.getNumberDays());

            userPolicy.setApprovalStatus(approvalStatus);
            userPolicy.setMessage(message);
            userPolicy.setStartDate(LocalDate.now());
            userPolicy.setEndDate(expirationTime);
            userPolicy.setEndDate(expirationTime.minusDays(1));
            userPolicy.setInsuranceBenefitExpiryDate(insuranceBenefitExpiryDate);
            userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.ACTIVE);
            userPolicy.setUpdatedAt(new Date());
            userPolicyService.updateById(userPolicy);


            //每天可领
            BigDecimal amountClaimed = userPolicy.getCoverageAmount()
                    .divide(new BigDecimal(userPolicy.getNumberDays()), 4, RoundingMode.HALF_UP);

            MedicalInsuranceAccount medicalInsuranceAccount = new MedicalInsuranceAccount();
            medicalInsuranceAccount.setUserId(userPolicy.getUserId());
@@ -98,15 +294,59 @@
            medicalInsuranceAccount.setProductId(userPolicy.getProductId());
            medicalInsuranceAccount.setTotalQuota(userPolicy.getCoverageAmount());
            medicalInsuranceAccount.setRemainingBalance(BigDecimal.ZERO);
            medicalInsuranceAccount.setAmountClaimed(userPolicy.getCoverageAmount());
            medicalInsuranceAccount.setAmountClaimed(amountClaimed);
            medicalInsuranceAccount.setAlreadyReceived(BigDecimal.ZERO);
            medicalInsuranceAccount.setAmountAlreadyUsed(BigDecimal.ZERO);
            medicalInsuranceAccount.setEffectiveDate(userPolicy.getStartDate());
            medicalInsuranceAccount.setInsuranceBenefitExpiryDate(userPolicy.getInsuranceBenefitExpiryDate());
            medicalInsuranceAccount.setExpiryDate(userPolicy.getEndDate());
            medicalInsuranceAccount.setAccountStatus(MedicalInsuranceAccount.AccountStatus.ACTIVE);
            medicalInsuranceAccount.setCreatedAt(new Date());
            medicalInsuranceAccount.setUpdatedAt(new Date());
            medicalInsuranceAccountService.save(medicalInsuranceAccount);

            //判断上级用户职位达成
            if(approvalStatus == 1){
                if(StringUtils.isNotEmpty(userAccount.getInvitationAccount())){
                    //上级
                    UserAccount superiorUser = userAccountService.getOne(new LambdaQueryWrapper<UserAccount>()
                            .eq(UserAccount::getAccount, userAccount.getInvitationAccount())
                    );
                    //查询上级的所有下级
                    List<UserAccount> userAccountList = userAccountService.list(new LambdaQueryWrapper<UserAccount>()
                            .eq(UserAccount::getInvitationAccount, superiorUser.getAccount())
                    );
                    if(userAccountList.size() == 0){
                        return AjaxResult.success("审批成功");
                    }
                    List<Integer> idList = userAccountList.stream()
                            .map(UserAccount::getId)
                            .collect(Collectors.toList());
                    //查询下级的保单
                    List<UserPolicy> userPolicyList = userPolicyService.list(new LambdaQueryWrapper<>(UserPolicy.class)
                            .in(UserPolicy::getUserId, idList)
                    );
                    // 手动将当前审批的保单加入到列表中（因为事务隔离可能查不到）
                    userPolicyList.add(userPolicy);
                    if(userPolicyList.size() == 0){
                        return AjaxResult.success("审批成功");
                    }
                    //生效保单数量
                    long activePolicies = UserPolicyUtils.countActivePolicies(userPolicyList);
                    //查询所有职位
                    List<InsurancePosition> positions = insurancePositionService.list();
                    positions.forEach(f->{
                        if(activePolicies >= f.getNumberPeople()){
                            if(!superiorUser.getPosition().equals(f.getPosition())){
                                superiorUser.setPosition(f.getPosition());
                                superiorUser.setAgreedTime(LocalDate.now());
                            }
                        }
                    });
                    userAccountService.updateById(superiorUser);
                }
                return AjaxResult.success("审批成功");
            }
            return AjaxResult.success("审批成功");
        }catch (Exception e){
            e.printStackTrace();
@@ -114,6 +354,29 @@
            TransactionAspectSupport.currentTransactionStatus().setRollbackOnly();
            return AjaxResult.error("审批失败！");
        }
    }

    /**
     * 计算保险到期日按天
     * @param startDate 保险开始日期
     * @param termDays 保险天数
     * @return 保险到期日期
     */
    public static LocalDate calculateInsuranceEndDateToDay(LocalDate startDate, int termDays) {
        return calculateDateAfterDays(startDate, termDays);
    }

    /**
     * 计算指定天数后的日期
     * @param startDate 开始日期
     * @param daysToAdd 要添加的天数
     * @return 计算后的日期
     */
    public static LocalDate calculateDateAfterDays(LocalDate startDate, int daysToAdd) {
        if (startDate == null) {
            throw new IllegalArgumentException("开始日期不能为空");
        }
        return startDate.plusDays(daysToAdd);
    }

    /**
@@ -142,4 +405,217 @@
            throw new IllegalArgumentException("基准日期不能为null");
        }
    }



    @PostMapping("/notify")
    public String payNotify(@RequestBody PayCallbackDTO callbackDTO) {
        try {
            log.info("收到支付回调通知: {}", JSON.toJSONString(callbackDTO));

            // 1. 验证签名
            if (!verifySign(callbackDTO)) {
                log.error("签名验证失败: {}", callbackDTO.getOrderId());
                return "签名验证失败";
            }
            PaymentRecord paymentRecord = paymentRecordService.getOne(new LambdaQueryWrapper<PaymentRecord>()
                    .eq(PaymentRecord::getPayOrdeNo, callbackDTO.getOrderId())
            );
            if (paymentRecord == null) {
                log.error("支付订单不存在: {}", paymentRecord.getPayOrdeNo());
                return "支付订单不存在";
            }
            // 2. 根据订单号查询保单
            UserPolicy userPolicy = userPolicyService.getOne(new LambdaQueryWrapper<UserPolicy>()
                    .eq(UserPolicy::getId, paymentRecord.getOrderId()));
            if (userPolicy == null) {
                log.error("订单不存在: {}", callbackDTO.getOrderId());
                return "订单不存在";
            }
            if(userPolicy.getPayStatus() == 2){
                log.error("订单已支付完成: {}", callbackDTO.getOrderId());
                return "订单已支付完成";
            }
            // 3. 根据订单状态处理业务逻辑
            boolean processResult = processPayResult(callbackDTO, userPolicy);

            return processResult ? "success" : "fail";

        } catch (Exception e) {
            log.error("支付回调处理异常: {}", e.getMessage(), e);
            return "FAIL";
        }
    }

    private boolean verifySign(PayCallbackDTO callbackDTO) {
        try {
            Map<String, Object> params = new HashMap<>();
            params.put("channelCode", callbackDTO.getChannelCode());
            params.put("orderId", callbackDTO.getOrderId());
            params.put("orderMoney", callbackDTO.getOrderMoney());
            params.put("orderStatus", callbackDTO.getOrderStatus());
            params.put("userCode", callbackDTO.getUserCode());

            String generatedSign = generateCallbackSign(params);
            return generatedSign.equalsIgnoreCase(callbackDTO.getSign());
        } catch (Exception e) {
            log.error("签名验证异常: {}", e.getMessage(), e);
            return false;
        }
    }

    private String generateCallbackSign(Map<String, Object> params) {
        try {
            List<String> keys = new ArrayList<>(params.keySet());
            Collections.sort(keys);

            StringBuilder stringA = new StringBuilder();
            for (String key : keys) {
                Object value = params.get(key);
                if (value != null && !"".equals(value.toString().trim()) && !"sign".equals(key)) {
                    if (stringA.length() > 0) {
                        stringA.append("&");
                    }
                    stringA.append(key).append("=").append(value.toString());
                }
            }

            String stringSignTemp = stringA.toString() + "&key=" + key;
            String md5Result = md5(stringSignTemp);
            return md5Result.toLowerCase();

        } catch (Exception e) {
            throw new RuntimeException("生成回调签名失败: " + e.getMessage());
        }
    }

    private boolean processPayResult(PayCallbackDTO callbackDTO, UserPolicy userPolicy) {
        try {
            switch (callbackDTO.getOrderStatus()) {
                case 2: // 已支付
                    return handlePaySuccess(callbackDTO, userPolicy);
                case 3: // 超时/过期
                    return handlePayTimeout(callbackDTO, userPolicy);
                default:
                    log.info("订单状态未完成: {}, 状态: {}", callbackDTO.getOrderId(), callbackDTO.getOrderStatus());
                    return true;
            }
        } catch (Exception e) {
            log.error("处理支付结果异常: {}", e.getMessage(), e);
            return false;
        }
    }

    private boolean handlePaySuccess(PayCallbackDTO callbackDTO, UserPolicy userPolicy) {
        if (userPolicy.getPayStatus() == 2) {
            log.info("订单已支付，无需重复处理: {}", callbackDTO.getOrderId());
            return true;
        }

        userPolicy.setPayStatus(2); // 2-支付成功
//        userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.ACTIVE);
        userPolicy.setUpdatedAt(new Date());

        boolean updateResult = userPolicyService.updateById(userPolicy);
        PaymentRecord paymentRecord = paymentRecordService.getOne(new LambdaQueryWrapper<PaymentRecord>()
                .eq(PaymentRecord::getPayOrdeNo, callbackDTO.getOrderId())
        );
        if(ObjectUtil.isNotEmpty(paymentRecord)){
            paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.PAID.getCode());
            paymentRecordService.updateById(paymentRecord);
        }
        if (updateResult) {
            log.info("支付成功处理完成: {}", callbackDTO.getOrderId());
            return true;
        } else {
            log.error("更新保单状态失败: {}", callbackDTO.getOrderId());
            return false;
        }
    }

    private boolean handlePayTimeout(PayCallbackDTO callbackDTO, UserPolicy userPolicy) {
        userPolicy.setPayStatus(3); // 3-支付超时/过期
        userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.EXPIRED);
        userPolicy.setUpdatedAt(new Date());

        boolean updateResult = userPolicyService.updateById(userPolicy);
        PaymentRecord paymentRecord = paymentRecordService.getOne(new LambdaQueryWrapper<PaymentRecord>()
                .eq(PaymentRecord::getPayOrdeNo, callbackDTO.getOrderId())
        );
        if(ObjectUtil.isNotEmpty(paymentRecord)){
            paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.EXPIRED.getCode());
            paymentRecordService.updateById(paymentRecord);
        }
        if (updateResult) {
            log.info("支付超时处理完成: {}", callbackDTO.getOrderId());
            return true;
        } else {
            log.error("更新保单超时状态失败: {}", callbackDTO.getOrderId());
            return false;
        }
    }

    private String md5(String input) {
        try {
            MessageDigest md = MessageDigest.getInstance("MD5");
            byte[] messageDigest = md.digest(input.getBytes(StandardCharsets.UTF_8));

            StringBuilder hexString = new StringBuilder();
            for (byte b : messageDigest) {
                String hex = Integer.toHexString(0xff & b);
                if (hex.length() == 1) {
                    hexString.append('0');
                }
                hexString.append(hex);
            }
            return hexString.toString();
        } catch (NoSuchAlgorithmException e) {
            throw new RuntimeException("MD5加密失败", e);
        }
    }

    /**
     * 保单列表
     */
    @GetMapping("/deleteRecordById")
    public AjaxResult PaymentRecordList(@RequestParam(value = "id",required = false)  Integer id) {
        // 查询所有创建时间超过5分钟且状态为待支付的订单
        PaymentRecord byId = paymentRecordService.getById(id);
        if(ObjectUtil.isEmpty(byId)){
            return AjaxResult.error("订单不存在！");
        }
        if(byId.getPaymentStatus() == 2){
            return AjaxResult.error("订单已支付，禁止删除");
        }else{
            paymentRecordService.removeById(byId);
        }
        UserPolicy userPolicy = userPolicyService.getById(byId.getOrderId());

        if(ObjectUtil.isNotEmpty(userPolicy)  && userPolicy.getPayStatus() == 2){
            return AjaxResult.error("订单已支付，禁止删除");
        }else{
            userPolicyService.removeById(userPolicy);
        }
        return AjaxResult.success("删除成功");
    }

    /**
     * 保单列表
     */
    @GetMapping("/getFundsLogList")
    public TableDataInfo getFundsLogList(@RequestParam(value = "account",required = false)  String account,@RequestParam(value = "operationType",required = false)  Integer operationType) {
        startPage();

        LambdaQueryWrapper<FundsLog> wrapper = new LambdaQueryWrapper<>();

       if(StringUtils.isNotEmpty(account)){
           wrapper.eq(FundsLog::getAccount,account);
       }
       if (ObjectUtil.isNotEmpty(operationType)){
           wrapper.eq(FundsLog::getOperationType,operationType);
       }
        wrapper.orderByDesc(FundsLog::getCreateTime);
        List<FundsLog> list = fundsLogService.list(wrapper);
        return getDataTable(list);
    }
}