1

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2025-09-25 5e179f4180fd2dc93623699af614df9a2497ded6

 ruoyi-admin/src/main/java/com/ruoyi/im/service/impl/UserPolicyServiceImpl.java

@@ -1,7 +1,9 @@
package com.ruoyi.im.service.impl;

import cn.hutool.core.util.ObjectUtil;
import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
import com.ruoyi.common.utils.DateUtils;
import com.ruoyi.im.comm.Result;
import com.ruoyi.im.service.InsuranceProductService;
import com.ruoyi.im.service.UserPolicyService;
@@ -16,6 +18,10 @@
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Transactional;

import java.text.ParseException;
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.time.format.DateTimeFormatter;
import java.util.Date;
import java.util.Random;
import java.util.concurrent.atomic.AtomicLong;
@@ -31,26 +37,52 @@

    @Override
    @Transactional(rollbackFor = Exception.class)
    public Result purchaseApplication(UserPolicyDto dto) {
        UserAccount userAccount = userAccountService.getById(dto.getUserId());
    public Result purchaseApplication(UserPolicyDto dto) throws ParseException {
        UserAccount userAccount = userAccountService.getOne(new LambdaQueryWrapper<UserAccount>()
                .eq(UserAccount::getAccount,dto.getAccount()));
        if(ObjectUtil.isEmpty(userAccount)){
            return Result.error("请重新登录，未查询到你的信息！");
        }

        if(userAccount.getKycStatus() == 2){
            return Result.error("请先实名认证");
        }else if(userAccount.getKycStatus() == 0){
            return Result.error("实名认证审核中，请耐心等等");
        }

        // 验证手机号
        boolean isPhoneValid = ValidatorUtil.isValidPhone(dto.getPhone());
        if(!isPhoneValid){
            return Result.error("手机号格式不正确！");
        }
        // 验证身份证
        boolean isIdCardValid = ValidatorUtil.isValidIdCard(dto.getIdCard());
        if(!isIdCardValid){
            return Result.error("身份证格式不正确！");

        long count = count(new LambdaQueryWrapper<UserPolicy>()
                .eq(UserPolicy::getUserId, userAccount.getId())
                .eq(UserPolicy::getProductId,dto.getProductId())
                .eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.ACTIVE)
                .and(a-> a.eq(UserPolicy::getApprovalStatus, 0)
                .or()
                .eq(UserPolicy::getApprovalStatus, 1))

        );
        if(count > 0){
            return Result.error("你已申购此保险，请勿重复申购");
        }
        InsuranceProduct insuranceProduct = insuranceProductService.getById(dto.getProductId());
        if(ObjectUtil.isEmpty(insuranceProduct)){
            return Result.error("该产品停止购买或已下架！");
        }
        if(userAccount.getBalance().compareTo(insuranceProduct.getPremium()) < 0){
            return Result.error("余额不足！");
        }

        userAccount.setBalance(userAccount.getBalance().subtract(insuranceProduct.getPremium()));

        userAccountService.updateById(userAccount);

        UserPolicy userPolicy = new UserPolicy();
        userPolicy.setAccount(userAccount.getAccount());
        userPolicy.setProductName(insuranceProduct.getProductName());
        userPolicy.setUserId(userAccount.getId());
        userPolicy.setProductId(insuranceProduct.getId());
        userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
@@ -58,7 +90,9 @@
        userPolicy.setTerm(insuranceProduct.getTerm());
        userPolicy.setName(dto.getName());
        userPolicy.setGender(dto.getGender());
        userPolicy.setBirthDate(dto.getBirthDate());

        userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));

        userPolicy.setOccupation(dto.getOccupation());
        userPolicy.setIdCard(dto.getIdCard());
        userPolicy.setPhone(dto.getPhone());
@@ -70,6 +104,8 @@
        userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);

        save(userPolicy);


        return Result.success("购买成功，注意查看资料审核状态！");
    }