1

zj

2025-10-10 080dd1f1de81758b946c01e6db71938c008e9427

 ruoyi-admin/src/main/java/com/ruoyi/web/controller/product/UserPolicyController.java

@@ -2,6 +2,7 @@

import cn.hutool.core.date.DateUtil;
import cn.hutool.core.util.ObjectUtil;
import com.alibaba.fastjson2.JSON;
import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
import com.ruoyi.common.core.controller.BaseController;
import com.ruoyi.common.core.domain.AjaxResult;
@@ -12,13 +13,17 @@
import com.ruoyi.im.service.InsuranceProductService;
import com.ruoyi.im.service.MedicalInsuranceAccountService;
import com.ruoyi.im.service.impl.InsurancePositionServiceImpl;
import com.ruoyi.im.util.PayService;
import com.ruoyi.im.util.RedisDistributedLock;
import com.ruoyi.im.util.UserPolicyUtils;
import com.ruoyi.system.domain.*;
import com.ruoyi.system.domain.dto.PayCallbackDTO;
import com.ruoyi.system.domain.dto.UserPolicyDto;
import com.ruoyi.im.service.UserPolicyService;
import com.ruoyi.system.service.UserAccountService;
import lombok.extern.slf4j.Slf4j;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.beans.factory.annotation.Value;
import org.springframework.transaction.annotation.Transactional;
import org.springframework.transaction.interceptor.TransactionAspectSupport;
import org.springframework.util.CollectionUtils;
@@ -26,16 +31,18 @@

import javax.validation.Valid;
import java.math.BigDecimal;
import java.math.RoundingMode;
import java.nio.charset.StandardCharsets;
import java.security.MessageDigest;
import java.security.NoSuchAlgorithmException;
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.util.Calendar;
import java.util.Date;
import java.util.List;
import java.util.UUID;
import java.util.*;
import java.util.stream.Collectors;

@RestController
@RequestMapping("/userPolicy")
@Slf4j
public class UserPolicyController extends BaseController {

    @Autowired
@@ -55,6 +62,11 @@

    @Autowired
    InsuranceProductService insuranceProductService;
    @Autowired
    private PayService payService;

    @Value("${pay.key}")
    private String key;

    /**
     * 保险购买申请
@@ -97,7 +109,10 @@
        try {
            UserAccount userAccount = userAccountService.getOne(new LambdaQueryWrapper<UserAccount>()
                    .eq(UserAccount::getAccount,account));
            List<UserPolicy> list = userPolicyService.list(new LambdaQueryWrapper<UserPolicy>().eq(UserPolicy::getUserId, userAccount.getId()));
            List<UserPolicy> list = userPolicyService.list(new LambdaQueryWrapper<UserPolicy>()
                    .eq(UserPolicy::getUserId, userAccount.getId())
                    .eq(UserPolicy::getPayStatus,2)
            );
            return Result.success(list);
        }catch (Exception e){
            e.printStackTrace();
@@ -131,6 +146,7 @@
            wrapper.ne(UserPolicy::getApprovalStatus, 0);
        }else{
            wrapper.eq(UserPolicy::getApprovalStatus, 0);
            wrapper.eq(UserPolicy::getPayStatus,2);
        }

        // 按创建时间倒序排列
@@ -160,6 +176,9 @@
            if(approvalStatus == 2 && StringUtils.isEmpty(message)){
                return AjaxResult.error("驳回理由不能为空！");
            }
            if(userPolicy.getPayStatus() != 3 && userPolicy.getPayStatus() != 2){
                return AjaxResult.error("保单未支付完成，不能进行审批！");
            }
            UserAccount userAccount = userAccountService.getById(userPolicy.getUserId());
            if(approvalStatus == 2){
                userPolicy.setApprovalStatus(approvalStatus);
@@ -183,13 +202,18 @@
            userPolicy.setUpdatedAt(new Date());
            userPolicyService.updateById(userPolicy);


            //每天可领
            BigDecimal amountClaimed = userPolicy.getCoverageAmount()
                    .divide(new BigDecimal(userPolicy.getTerm()), 4, RoundingMode.HALF_UP);

            MedicalInsuranceAccount medicalInsuranceAccount = new MedicalInsuranceAccount();
            medicalInsuranceAccount.setUserId(userPolicy.getUserId());
            medicalInsuranceAccount.setPolicyId(userPolicy.getId());
            medicalInsuranceAccount.setProductId(userPolicy.getProductId());
            medicalInsuranceAccount.setTotalQuota(userPolicy.getCoverageAmount());
            medicalInsuranceAccount.setRemainingBalance(BigDecimal.ZERO);
            medicalInsuranceAccount.setAmountClaimed(userPolicy.getCoverageAmount());
            medicalInsuranceAccount.setAmountClaimed(amountClaimed);
            medicalInsuranceAccount.setAlreadyReceived(BigDecimal.ZERO);
            medicalInsuranceAccount.setAmountAlreadyUsed(BigDecimal.ZERO);
            medicalInsuranceAccount.setEffectiveDate(userPolicy.getStartDate());
@@ -297,4 +321,154 @@
            throw new IllegalArgumentException("基准日期不能为null");
        }
    }



    @PostMapping("/notify")
    public String payNotify(@RequestBody PayCallbackDTO callbackDTO) {
        try {
            log.info("收到支付回调通知: {}", JSON.toJSONString(callbackDTO));

            // 1. 验证签名
            if (!verifySign(callbackDTO)) {
                log.error("签名验证失败: {}", callbackDTO.getOrderId());
                return "签名验证失败";
            }

            // 2. 根据订单号查询保单
            UserPolicy userPolicy = userPolicyService.getOne(new LambdaQueryWrapper<UserPolicy>()
                    .eq(UserPolicy::getOrderNo, callbackDTO.getOrderId()));
            if (userPolicy == null) {
                log.error("订单不存在: {}", callbackDTO.getOrderId());
                return "订单不存在";
            }
            if(userPolicy.getPayStatus() == 2){
                log.error("订单已支付完成: {}", callbackDTO.getOrderId());
                return "订单已支付完成";
            }
            // 3. 根据订单状态处理业务逻辑
            boolean processResult = processPayResult(callbackDTO, userPolicy);

            return processResult ? "success" : "fail";

        } catch (Exception e) {
            log.error("支付回调处理异常: {}", e.getMessage(), e);
            return "FAIL";
        }
    }

    private boolean verifySign(PayCallbackDTO callbackDTO) {
        try {
            Map<String, Object> params = new HashMap<>();
            params.put("channelCode", callbackDTO.getChannelCode());
            params.put("orderId", callbackDTO.getOrderId());
            params.put("orderMoney", callbackDTO.getOrderMoney());
            params.put("orderStatus", callbackDTO.getOrderStatus());
            params.put("userCode", callbackDTO.getUserCode());

            String generatedSign = generateCallbackSign(params);
            return generatedSign.equalsIgnoreCase(callbackDTO.getSign());
        } catch (Exception e) {
            log.error("签名验证异常: {}", e.getMessage(), e);
            return false;
        }
    }

    private String generateCallbackSign(Map<String, Object> params) {
        try {
            List<String> keys = new ArrayList<>(params.keySet());
            Collections.sort(keys);

            StringBuilder stringA = new StringBuilder();
            for (String key : keys) {
                Object value = params.get(key);
                if (value != null && !"".equals(value.toString().trim()) && !"sign".equals(key)) {
                    if (stringA.length() > 0) {
                        stringA.append("&");
                    }
                    stringA.append(key).append("=").append(value.toString());
                }
            }

            String stringSignTemp = stringA.toString() + "&key=" + key;
            String md5Result = md5(stringSignTemp);
            return md5Result.toLowerCase();

        } catch (Exception e) {
            throw new RuntimeException("生成回调签名失败: " + e.getMessage());
        }
    }

    private boolean processPayResult(PayCallbackDTO callbackDTO, UserPolicy userPolicy) {
        try {
            switch (callbackDTO.getOrderStatus()) {
                case 2: // 已支付
                    return handlePaySuccess(callbackDTO, userPolicy);
                case 3: // 超时/过期
                    return handlePayTimeout(callbackDTO, userPolicy);
                default:
                    log.info("订单状态未完成: {}, 状态: {}", callbackDTO.getOrderId(), callbackDTO.getOrderStatus());
                    return true;
            }
        } catch (Exception e) {
            log.error("处理支付结果异常: {}", e.getMessage(), e);
            return false;
        }
    }

    private boolean handlePaySuccess(PayCallbackDTO callbackDTO, UserPolicy userPolicy) {
        if (userPolicy.getPayStatus() == 2) {
            log.info("订单已支付，无需重复处理: {}", callbackDTO.getOrderId());
            return true;
        }

        userPolicy.setPayStatus(2); // 2-支付成功
        userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.ACTIVE);
        userPolicy.setUpdatedAt(new Date());

        boolean updateResult = userPolicyService.updateById(userPolicy);

        if (updateResult) {
            log.info("支付成功处理完成: {}", callbackDTO.getOrderId());
            return true;
        } else {
            log.error("更新保单状态失败: {}", callbackDTO.getOrderId());
            return false;
        }
    }

    private boolean handlePayTimeout(PayCallbackDTO callbackDTO, UserPolicy userPolicy) {
        userPolicy.setPayStatus(3); // 3-支付超时/过期
        userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.EXPIRED);
        userPolicy.setUpdatedAt(new Date());

        boolean updateResult = userPolicyService.updateById(userPolicy);

        if (updateResult) {
            log.info("支付超时处理完成: {}", callbackDTO.getOrderId());
            return true;
        } else {
            log.error("更新保单超时状态失败: {}", callbackDTO.getOrderId());
            return false;
        }
    }

    private String md5(String input) {
        try {
            MessageDigest md = MessageDigest.getInstance("MD5");
            byte[] messageDigest = md.digest(input.getBytes(StandardCharsets.UTF_8));

            StringBuilder hexString = new StringBuilder();
            for (byte b : messageDigest) {
                String hex = Integer.toHexString(0xff & b);
                if (hex.length() == 1) {
                    hexString.append('0');
                }
                hexString.append(hex);
            }
            return hexString.toString();
        } catch (NoSuchAlgorithmException e) {
            throw new RuntimeException("MD5加密失败", e);
        }
    }
}