新增贷款，优化

zyy

2025-07-18 c8b031a405ebd2b450f5098bb37e5e63390f364c

 src/main/java/com/nq/controller/echo/EChoController.java

@@ -3,6 +3,7 @@
import com.nq.common.ServerResponse;
import com.nq.dao.EChoMapper;
import com.nq.dao.UserAssetsMapper;
import com.nq.enums.EStockType;
import com.nq.pojo.EChoBean;
import com.nq.pojo.User;
import com.nq.pojo.UserAssets;
@@ -50,6 +51,9 @@
    @PostMapping("buyEcho.do")
    @ResponseBody
    public ServerResponse buyEcho(@RequestParam("eId") String eid, @RequestParam("money") BigDecimal money, HttpServletRequest request) {
        if(null == money || money.compareTo(BigDecimal.ZERO) <= 0){
            return ServerResponse.createByErrorMsg("金额不能小于0",request);
        }
        EChoBean eChoBean = eChoMapper.selectById(Integer.parseInt(eid));
        if (eChoBean == null) {
            return ServerResponse.createByErrorMsg("基金产品不存在",request);
@@ -59,11 +63,14 @@
            }
        }
        User user = this.iUserService.getCurrentRefreshUser(request);
        UserAssets userAssets = userAssetsServices.assetsByTypeAndUserId("IN", user.getId());
        UserAssets userAssets = userAssetsServices.assetsByTypeAndUserId(EStockType.MX.getCode(), user.getId());
        if(userAssets.getAmountToBeCovered().compareTo(BigDecimal.ZERO) > 0){
            return ServerResponse.createByErrorMsg("请先缴清待补资金", request);
        }
        if(userAssets.getAvailableBalance().compareTo(money) < 0){
            return ServerResponse.createByErrorMsg("配资不足",request);
        }
        if (iEchoServices.buyECho(eid, money,request)) {
        if (iEchoServices.buyECho(eid, money, userAssets.getAccectType(), request)) {
            return ServerResponse.createBySuccess("购买成功",request);
        } else {
            return ServerResponse.createByErrorMsg("购买失败",request);