1

zj

8 days ago 7d008bf58373926bbdcf67fa7bcf92510f427fb6

 src/main/java/com/nq/service/impl/UserWithdrawServiceImpl.java

@@ -1,6 +1,7 @@
package com.nq.service.impl;


import com.alibaba.fastjson2.JSONObject;
import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
import com.baomidou.mybatisplus.core.conditions.query.QueryWrapper;
import com.fasterxml.jackson.databind.ObjectMapper;
@@ -13,14 +14,18 @@

import com.github.pagehelper.PageInfo;

import com.nq.common.PayV2GatewayKeys;
import com.nq.common.ServerResponse;

import com.nq.utils.*;
import com.nq.utils.http.HttpClientRequest;
import com.nq.utils.http.HttpClientUtil;
import com.nq.utils.pay.PayV2RsaSignUtil;

import java.io.IOException;
import java.io.PrintWriter;
import java.math.BigDecimal;
import java.math.RoundingMode;

import java.time.LocalDate;
import java.time.LocalDateTime;
@@ -33,6 +38,7 @@
import javax.servlet.http.HttpServletResponse;

import com.nq.utils.timeutil.TimeUtil;
import okhttp3.*;
import org.apache.commons.lang3.ObjectUtils;
import org.apache.commons.lang3.StringUtils;

@@ -49,6 +55,9 @@
public class UserWithdrawServiceImpl implements IUserWithdrawService {

    private static final Logger log = LoggerFactory.getLogger(UserWithdrawServiceImpl.class);

    private static final String PAY_V2_PAYOUT_CREATE_URL = "https://pay.kkpay100.com/v2/payOutCreate";
    private static final int PAY_V2_MID = 10724;


    @Autowired
@@ -395,7 +404,9 @@
                    return ServerResponse.createBySuccessMsg("操作成功！");
                }
            }else if(state == 1){//走代付
                return getObjectServerResponseOne(withId, request, response, userWithdraw, user, userAssets);
                return getObjectServerResponseTwo(withId, request, response, userWithdraw, user, userAssets);
            }else if(state == 4){//走代付
                return getObjectServerResponseThree(withId, request, response, userWithdraw, user, userAssets);
            }else{
                return ServerResponse.createByErrorMsg("请选择对应的操作！");
            }
@@ -406,6 +417,278 @@
        return ServerResponse.createBySuccessMsg("操作失败！");
    }

    //代付二
    private ServerResponse getObjectServerResponseTwo(Integer withId, HttpServletRequest request, HttpServletResponse response, UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception {

        String payoutUrl = "https://gateway.kings-pays.com/gateway/payout/init";//正式地址
        String merchantKey = "qqaC1DH/LeR9iPvm";//商户key 需替换
        String aesKey = "ge6vK40fHNZPFJ4p";//商户aesKey 需替换
        String aesIv = "6gJoHTEE1i2O3ovE";//商户aesIv 需替换

        // 1. 生成商户订单号
        String merchantOrderNo = generatePayoutOrderId(withId);

        // 2. 构建加密前的业务参数
        JSONObject dataObj = new JSONObject();
        dataObj.put("amount", userWithdraw.getWithAmt().intValue()); // 注意金额单位（示例中为整数）
        dataObj.put("transferType", "BANK_TRANSFER");
        dataObj.put("beneficiaryName", user.getNickName());
        dataObj.put("beneficiaryEmail", "null@gmail.com");
        dataObj.put("beneficiaryPhoneNo", user.getPhone());
        dataObj.put("beneficiaryAccount", userWithdraw.getBankNo());
        dataObj.put("beneficiaryIFSC", userWithdraw.getBankAddress());
        dataObj.put("merchantOrderNo", merchantOrderNo);
        dataObj.put("notifyUrl", "https://api.greenbackcaps.top/user/payoutCallbackTwo.do");

        // 3. AES 加密
        String encryptedData = AesEncryptUtil.encrypt(dataObj.toJSONString(), aesKey, aesIv);
        JSONObject requestObj = new JSONObject();
        requestObj.put("data", encryptedData);

        // 4. 设置请求头
        Headers headers = new Headers.Builder()
                .add("merchant_key", merchantKey)
                .build();

        // 5. 发送 HTTP 请求
        log.info("代付请求参数：{}", requestObj.toJSONString());
        String respStr = doPost(payoutUrl, requestObj.toJSONString(), headers);
        log.info("代付响应原始数据：{}", respStr);

        // 6. 解析响应（使用 Jackson 或 fastjson，这里以 fastjson 为例）
        JSONObject respJson = JSONObject.parseObject(respStr);
        int code = respJson.getIntValue("code");
        boolean success = respJson.getBooleanValue("success");
        String msg = respJson.getString("msg");

        // 6.1 接口调用失败（code != 0 或 success = false）
        if (code != 0 || !success) {
            handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
            return ServerResponse.createByErrorMsg("代付请求失败：" + msg, request);
        }

        // 6.2 获取 data 部分
        JSONObject data = respJson.getJSONObject("data");
        String status = data.getString("status");       // ACCEPT / FAILURE / PROCESSING
        String failMsg = data.getString("message");     // 失败时的具体原因

        // 7. 根据 status 判断业务是否成功
        if ("ACCEPT".equals(status)) {
            // 代付订单被接受（不一定最终成功，需等待回调）
            String platformOrderNo = data.getString("orderNo");

            // 保存代付记录
            saveTransferRecord(merchantOrderNo, platformOrderNo, userWithdraw.getWithAmt(), user.getId(), withId);

            // 更新提现记录为“已提交”
            userWithdraw.setWithStatus(4); // 4:已提交
            userWithdraw.setTransTime(new Date());
            userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);

            log.info("代付下单成功，商户订单号：{}", merchantOrderNo);
            return ServerResponse.createBySuccessMsg("代付申请已提交，请等待处理");
        } else {
            // 业务失败（如 FAILURE）
            String errorMsg = (failMsg != null && !failMsg.isEmpty()) ? failMsg : msg;
            handleFailure(userAssets, userWithdraw, "Withdrawal failed：" + errorMsg);
            return ServerResponse.createByErrorMsg("Withdrawal failed：" + errorMsg, request);
        }



    }

    /**
     * 代付三：v2/payOutCreate（JSON + SHA256withRSA），IMPS
     */
    private ServerResponse getObjectServerResponseThree(Integer withId, HttpServletRequest request, HttpServletResponse response,
                                                        UserWithdraw userWithdraw, User user, UserAssets userAssets) throws Exception {
        String merchantOrderNo = generatePayoutOrderId(withId);
        BigDecimal amount = userWithdraw.getWithAmt().setScale(2, RoundingMode.HALF_UP);
        String notifyUrl = "https://api.greenbackcaps.top/user/payoutCallbackThree.do";

        UserBank bank = userBankMapper.selectOne(new LambdaQueryWrapper<UserBank>()
                .eq(UserBank::getUserId, user.getId())
                .eq(UserBank::getBankNo, userWithdraw.getBankNo())
                .last("limit 1"));
        String email = (bank != null && StringUtils.isNotBlank(bank.getBankEmail()))
                ? bank.getBankEmail().trim() : (user.getId() + "@user.local");
        if (email.length() > 64) {
            email = email.substring(0, 64);
        }

        String userName = StringUtils.defaultIfBlank(userWithdraw.getWithName(), user.getRealName());
        userName = StringUtils.defaultIfBlank(userName, "User");
        if (userName.length() > 16) {
            userName = userName.substring(0, 16);
        }
        String bankName = StringUtils.defaultIfBlank(userWithdraw.getBankName(), "BANK");
        if (bankName.length() > 32) {
            bankName = bankName.substring(0, 32);
        }
        String bankCode = StringUtils.defaultIfBlank(userWithdraw.getBankAddress(), "");
        if (bankCode.length() > 32) {
            bankCode = bankCode.substring(0, 32);
        }
        String bankCardNumber = StringUtils.defaultIfBlank(userWithdraw.getBankNo(), "");
        if (bankCardNumber.length() > 32) {
            bankCardNumber = bankCardNumber.substring(0, 32);
        }
        String address = "India";
        int paymentType = 1;

        Map<String, String> signParams = new TreeMap<>();
        signParams.put("amount", amount.toPlainString());
        signParams.put("address", address);
        signParams.put("bankCardNumber", bankCardNumber);
        signParams.put("bankCode", bankCode);
        signParams.put("bankName", bankName);
        signParams.put("currency", "INR");
        signParams.put("email", email);
        signParams.put("mid", String.valueOf(PAY_V2_MID));
        signParams.put("mobile", user.getPhone());
        signParams.put("notifyUrl", notifyUrl);
        signParams.put("orderId", merchantOrderNo);
        signParams.put("paymentType", String.valueOf(paymentType));
        signParams.put("userName", userName);
        String signBaseString = PayV2RsaSignUtil.buildStringA(signParams);
        String sign = PayV2RsaSignUtil.sign(signBaseString, PayV2GatewayKeys.MERCHANT_PRIVATE_KEY_PEM);
        log.info("代付v2签名串 stringA={}", signBaseString);

        Map<String, Object> body = new LinkedHashMap<>();
        body.put("mid", PAY_V2_MID);
        body.put("orderId", merchantOrderNo);
        body.put("amount", amount.toPlainString());
        body.put("currency", "INR");
        body.put("paymentType", paymentType);
        body.put("bankName", bankName);
        body.put("bankCode", bankCode);
        body.put("bankCardNumber", bankCardNumber);
        body.put("userName", userName);
        body.put("email", email);
        body.put("mobile", user.getPhone());
        body.put("address", address);
        body.put("notifyUrl", notifyUrl);
        body.put("sign", sign);

        String json = new Gson().toJson(body);
        log.info("代付v2请求：{}", json);
        String respStr = HttpClientRequest.doPostJsonBody(PAY_V2_PAYOUT_CREATE_URL, json);
        log.info("代付v2响应：{}", respStr);

        ObjectMapper objectMapper = new ObjectMapper();
        PayV2PayoutCreateResponse resp = objectMapper.readValue(respStr, PayV2PayoutCreateResponse.class);
        if (resp.getStatus() != 1 || resp.getData() == null) {
            handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
            return ServerResponse.createByErrorMsg("代付请求失败：" + (StringUtils.isNotBlank(resp.getMsg()) ? resp.getMsg() : "unknown"), request);
        }
        PayV2PayoutCreateResponse.Data data = resp.getData();
        Map<String, String> respSign = new TreeMap<>();
        if (StringUtils.isNotBlank(data.getAmount())) {
            respSign.put("amount", data.getAmount());
        }
        if (StringUtils.isNotBlank(data.getErrMsg())) {
            respSign.put("err_msg", data.getErrMsg());
        }
        if (data.getMId() != null) {
            respSign.put("m_id", String.valueOf(data.getMId()));
        }
        if (StringUtils.isNotBlank(data.getMOrder())) {
            respSign.put("m_order", data.getMOrder());
        }
        if (StringUtils.isNotBlank(data.getOrderId())) {
            respSign.put("order_id", data.getOrderId());
        }
        if (data.getOrderStatus() != null) {
            respSign.put("order_status", String.valueOf(data.getOrderStatus()));
        }
        if (!PayV2RsaSignUtil.verify(respSign, data.getSign(), PayV2GatewayKeys.PLATFORM_PUBLIC_KEY)) {
            log.warn("代付v2返回签名未通过校验, stringA={}, sign={}",
                    PayV2RsaSignUtil.buildStringA(respSign), data.getSign());
        }
        Integer os = data.getOrderStatus();
        if (os != null && (os == 2 || os == 3)) {
            String em = StringUtils.defaultIfBlank(data.getErrMsg(), resp.getMsg());
            handleFailure(userAssets, userWithdraw, "Failure? Please contact customer service.");
            return ServerResponse.createByErrorMsg("代付失败：" + em, request);
        }

        saveTransferRecordV2(merchantOrderNo, data.getOrderId(), amount, user.getId(), withId, data.getSign());
        userWithdraw.setWithStatus(4);
        userWithdraw.setTransTime(new Date());
        userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);

        log.info("代付v2下单成功，商户订单号：{}", merchantOrderNo);
        return ServerResponse.createBySuccessMsg("代付申请已提交，请等待处理");
    }

    private static boolean isValidIndiaMobile(String digits10) {
        if (digits10 == null || digits10.length() != 10) {
            return false;
        }
        char c = digits10.charAt(0);
        return c >= '6' && c <= '9';
    }

    private void saveTransferRecordV2(String merchantOrderNo, String platformOrderNo, BigDecimal amount,
                                      Integer userId, Integer withId, String sign) {
        TransferResponse record = new TransferResponse();
        record.setMerTransferId(merchantOrderNo);
        record.setTradeNo(platformOrderNo);
        record.setTransferAmount(amount);
        record.setTradeResult(0);
        record.setCallbackState(0);
        record.setRespCode("SUCCESS");
        record.setSignType("MD5");
        record.setSign(sign);
        record.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date()));
        record.setUserId(userId);
        record.setWithId(withId);
        record.setCreatedAt(new Date());
        record.setUpdatedAt(new Date());
        transferResponseService.save(record);
    }

    public static String doPost(String url, String data, Headers headers) throws IOException {
        OkHttpClient customClient = new OkHttpClient();
        Request request = new Request.Builder()
                .url(url)
                .headers(headers)
                .post(RequestBody.create(MediaType.parse("application/json;charset=UTF-8"), data))
                .build();
        Response response = customClient.newCall(request).execute();
        String resp = response.body().string();
        return resp;
    }

    private void handleFailure(UserAssets userAssets, UserWithdraw userWithdraw, String errorMsg) {
        userAssets.setAvailableBalance(userAssets.getAvailableBalance().add(userWithdraw.getWithAmt()));
        userAssets.setFreezeMoney(userAssets.getFreezeMoney().subtract(userWithdraw.getWithAmt()));
        userAssetsMapper.updateById(userAssets);

        userWithdraw.setWithStatus(2); // 2:失败
        userWithdraw.setWithMsg(errorMsg);
        userWithdraw.setTransTime(new Date());
        userWithdrawMapper.updateByPrimaryKeySelective(userWithdraw);
    }

    private void saveTransferRecord(String merchantOrderNo, String platformOrderNo, BigDecimal amount,
                                    Integer userId, Integer withId) {
        TransferResponse record = new TransferResponse();
        record.setMerTransferId(merchantOrderNo);
        record.setTradeNo(platformOrderNo);
        record.setTransferAmount(amount);
        record.setTradeResult(0);       // 0:已下单
        record.setCallbackState(0);     // 0:未处理
        record.setRespCode("SUCCESS");
        record.setSignType("AES");
        record.setApplyDate(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(new Date()));
        record.setUserId(userId);
        record.setWithId(withId);
        record.setCreatedAt(new Date());
        record.setUpdatedAt(new Date());
        transferResponseService.save(record);
    }


    public int deleteByUserId(Integer userId) {
@@ -467,7 +750,7 @@
            params.put("payout_mode", "INDIA_IMPS"); // 代付模式，根据实际情况选择
            params.put("customer_account_type", userWithdraw.getBankAddress()); // 账号类型
            params.put("customer_account_no", userWithdraw.getBankNo()); // 收款人账号（银行卡号或UPI ID）
            params.put("notify_url", "https://api.durocaspitall.com/user/payoutCallback.do"); // 异步通知地址
            params.put("notify_url", "https://api.greenbackcaps.top/user/payoutCallback.do"); // 异步通知地址
            
            // 生成签名
            String sign = PaymentSignUtil.generateSign(params, key);