package com.ruoyi.im.service.impl;
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import cn.hutool.core.util.ObjectUtil;
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import cn.hutool.json.JSON;
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import cn.hutool.json.JSONUtil;
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import com.alibaba.druid.support.json.JSONUtils;
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import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
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import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
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import com.ruoyi.common.utils.DateUtils;
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import com.ruoyi.im.comm.Result;
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import com.ruoyi.im.service.InsuranceProductService;
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import com.ruoyi.im.service.UserKycService;
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import com.ruoyi.im.service.UserPolicyService;
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import com.ruoyi.im.util.PayService;
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import com.ruoyi.im.util.ValidatorUtil;
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import com.ruoyi.imenum.PaymentMode;
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import com.ruoyi.system.domain.*;
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import com.ruoyi.system.domain.dto.UserPolicyDto;
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import com.ruoyi.system.mapper.SystemConfigurationMapper;
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import com.ruoyi.system.mapper.UserPolicyMapper;
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import com.ruoyi.system.service.FundsLogService;
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import com.ruoyi.system.service.GroupWelcomeConfigService;
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import com.ruoyi.system.service.PaymentRecordService;
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import com.ruoyi.system.service.UserAccountService;
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import org.json.JSONObject;
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import org.springframework.beans.factory.annotation.Autowired;
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import org.springframework.stereotype.Service;
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import org.springframework.transaction.annotation.Transactional;
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import java.math.BigDecimal;
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import java.text.ParseException;
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import java.time.LocalDate;
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import java.time.LocalDateTime;
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import java.time.format.DateTimeFormatter;
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import java.util.Date;
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import java.util.Map;
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import java.util.Random;
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import java.util.concurrent.atomic.AtomicLong;
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@Service
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public class UserPolicyServiceImpl extends ServiceImpl<UserPolicyMapper, UserPolicy> implements UserPolicyService {
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@Autowired
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InsuranceProductService insuranceProductService;
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@Autowired
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UserAccountService userAccountService;
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@Autowired
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private PayService payService;
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@Autowired
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private PaymentRecordService paymentRecordService;
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@Autowired
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private UserKycService userKycService;
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@Autowired
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private GroupWelcomeConfigService groupWelcomeConfigService;
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@Autowired
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private FundsLogService fundsLogService;
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@Autowired
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private SystemConfigurationMapper systemConfigurationMapper;
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@Autowired
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private UserPolicyService userPolicyService;
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@Override
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@Transactional(rollbackFor = Exception.class)
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public Result purchaseApplication(UserPolicyDto dto) throws ParseException {
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UserAccount userAccount = userAccountService.getOne(new LambdaQueryWrapper<UserAccount>()
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.eq(UserAccount::getAccount,dto.getAccount()));
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if(ObjectUtil.isEmpty(userAccount)){
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return Result.error("请重新登录，未查询到你的信息！");
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}
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if(userAccount.getKycStatus() == 2){
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return Result.error("请先实名认证");
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}else if(userAccount.getKycStatus() == 0){
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return Result.error("实名认证审核中，请耐心等等");
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}
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// 验证手机号
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boolean isPhoneValid = ValidatorUtil.isValidPhone(dto.getPhone());
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if(!isPhoneValid){
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return Result.error("手机号格式不正确！");
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}
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SystemConfiguration systemConfiguration = systemConfigurationMapper.selectById(1);
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if(ObjectUtil.isEmpty(systemConfiguration)){
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return Result.error("无可用支付方式！");
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}
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long count = count(new LambdaQueryWrapper<UserPolicy>()
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.eq(UserPolicy::getUserId, userAccount.getId())
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.eq(UserPolicy::getProductId,dto.getProductId())
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.eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
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.and(a-> a.eq(UserPolicy::getApprovalStatus, 1)
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.or()
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.eq(UserPolicy::getPayStatus, 2))
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);
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if(count > 0){
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return Result.error("你已购此保险，请勿重复申请！");
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}
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InsuranceProduct insuranceProduct = insuranceProductService.getById(dto.getProductId());
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if(ObjectUtil.isEmpty(insuranceProduct)){
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return Result.error("该产品停止购买或已下架！");
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}
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if(!dto.getPayProductId().equals("0")){
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GroupWelcomeConfig groupWelcomeConfig = groupWelcomeConfigService.getOne(new LambdaQueryWrapper<>(GroupWelcomeConfig.class)
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.eq(GroupWelcomeConfig::getConfigurationName, "IM-BASICS").last(" limit 1"));
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if(ObjectUtil.isNotEmpty(groupWelcomeConfig) && ObjectUtil.isNotEmpty(groupWelcomeConfig.getPaymentSwitch()) && !groupWelcomeConfig.getPaymentSwitch()){
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return Result.error("无可用支付方式！");
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}
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String orderNo = generateOrderNo();
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String payOrder = payService.createOrder(
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insuranceProduct.getPremium(),
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orderNo,
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dto.getPayProductId(),
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systemConfiguration.getCallBackUrl()
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);
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Map<String, Object> parse = (Map<String, Object>) JSONUtils.parse(payOrder);
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Integer code = (Integer) parse.get("code");
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if (code == null) {
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return Result.error("支付系统返回异常");
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}
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String payUrl;
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switch (code) {
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case 200:
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// 成功，获取支付链接
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payUrl = (String) parse.get("result");
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userAccountService.updateById(userAccount);
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UserPolicy one = getOne(new LambdaQueryWrapper<UserPolicy>()
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.eq(UserPolicy::getUserId, userAccount.getId())
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.eq(UserPolicy::getProductId, dto.getProductId())
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.eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
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.eq(UserPolicy::getApprovalStatus, 0)
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.ne(UserPolicy::getPayStatus, 2)
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);
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PaymentMode payment = PaymentMode.getByCode(dto.getPayProductId());
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if(ObjectUtil.isEmpty(one)){
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UserPolicy userPolicy = new UserPolicy();
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userPolicy.setAccount(userAccount.getAccount());
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userPolicy.setProductName(insuranceProduct.getProductName());
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userPolicy.setUserId(userAccount.getId());
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userPolicy.setProductId(insuranceProduct.getId());
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userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
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userPolicy.setPremium(insuranceProduct.getPremium());
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userPolicy.setTerm(insuranceProduct.getTerm());
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userPolicy.setName(dto.getName());
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userPolicy.setGender(dto.getGender());
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userPolicy.setPayStatus(1);
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userPolicy.setOrderNo(orderNo);
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userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
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userPolicy.setNumberDays(insuranceProduct.getNumberDays());
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userPolicy.setOccupation(dto.getOccupation());
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userPolicy.setIdCard(dto.getIdCard());
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userPolicy.setPhone(dto.getPhone());
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userPolicy.setPolicyNumber(generatePolicyNumber());
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userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
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userPolicy.setCreatedAt(new Date());
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userPolicy.setUpdatedAt(new Date());
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userPolicy.setApprovalStatus(0);
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if (payment != null) {
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userPolicy.setModePayment(payment.getMode());
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} else {
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// 处理未知支付方式
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userPolicy.setModePayment(0);
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}
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userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
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save(userPolicy);
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extracted(userAccount, userPolicy.getId(), orderNo,PaymentRecord.PaymentStatus.PENDING.getCode(),userPolicy.getProductId(),userPolicy.getProductName(),payment.getMode());
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return Result.success(payUrl);
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}else{
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extracted(userAccount, one.getId(), orderNo,PaymentRecord.PaymentStatus.PENDING.getCode(),one.getProductId(),one.getProductName(),payment.getMode());
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return Result.success(payUrl);
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}
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case 401:
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extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
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return Result.error("未授权访问支付系统");
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case 403:
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extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
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return Result.error("禁止访问支付系统");
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case 404:
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extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
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return Result.error("支付接口不存在");
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case 0014: // 注意：0014可能是字符串，需要根据实际情况处理
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extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
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return Result.error("当前支付不可用，请更换其他支付方式！");
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default:
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extracted(userAccount, null, orderNo,PaymentRecord.PaymentStatus.FAILED.getCode(),null,"获取支付通道失败",0);
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// 其他错误码
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String message = (String) parse.get("message");
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if (message != null && !message.isEmpty()) {
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return Result.error("支付失败: " + message);
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} else {
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return Result.error("获取支付通道失败！");
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}
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}
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}else{
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if(userAccount.getBalance().compareTo(insuranceProduct.getPremium()) < 0){
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return Result.error("余额不足！");
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}
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userAccount.setBalance(userAccount.getBalance().subtract(insuranceProduct.getPremium()));
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userAccountService.updateById(userAccount);
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String orderNo = generateOrderNo();
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UserPolicy one = getOne(new LambdaQueryWrapper<UserPolicy>()
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.eq(UserPolicy::getUserId, userAccount.getId())
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.eq(UserPolicy::getProductId, dto.getProductId())
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.eq(UserPolicy::getPolicyStatus, UserPolicy.PolicyStatus.PENDING)
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.eq(UserPolicy::getApprovalStatus, 0)
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.ne(UserPolicy::getPayStatus, 2)
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);
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if(ObjectUtil.isEmpty(one)){
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UserPolicy userPolicy = new UserPolicy();
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userPolicy.setAccount(userAccount.getAccount());
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userPolicy.setProductName(insuranceProduct.getProductName());
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userPolicy.setUserId(userAccount.getId());
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userPolicy.setProductId(insuranceProduct.getId());
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userPolicy.setCoverageAmount(insuranceProduct.getCoverageAmount());
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userPolicy.setPremium(insuranceProduct.getPremium());
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userPolicy.setTerm(insuranceProduct.getTerm());
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userPolicy.setName(dto.getName());
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userPolicy.setGender(dto.getGender());
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userPolicy.setPayStatus(2);
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userPolicy.setOrderNo(orderNo);
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userPolicy.setBirthDate(LocalDate.parse(dto.getBirthDate()));
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userPolicy.setNumberDays(insuranceProduct.getNumberDays());
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userPolicy.setOccupation(dto.getOccupation());
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userPolicy.setIdCard(dto.getIdCard());
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userPolicy.setPhone(dto.getPhone());
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userPolicy.setPolicyNumber(generatePolicyNumber());
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userPolicy.setPolicyStatus(UserPolicy.PolicyStatus.PENDING);
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userPolicy.setCreatedAt(new Date());
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userPolicy.setUpdatedAt(new Date());
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userPolicy.setApprovalStatus(0);
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userPolicy.setModePayment(3);
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userPolicy.setIsLifelong(insuranceProduct.getTerm() == 0 ? 0 : 1);
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save(userPolicy);
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UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
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.eq(UserKyc::getAccount, userAccount.getAccount())
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);
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PaymentRecord paymentRecord = new PaymentRecord();
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paymentRecord.setUserId(userAccount.getId());
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paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.PAID.getCode());
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paymentRecord.setProductId(userPolicy.getProductId());
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paymentRecord.setOrderId(userPolicy.getId());
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paymentRecord.setPayOrdeNo(orderNo);
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paymentRecord.setAccount(userAccount.getAccount());
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paymentRecord.setName(userKyc.getName());
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paymentRecord.setInvitationCode(userAccount.getInvitationCode());
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paymentRecord.setProductName(insuranceProduct.getProductName());
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paymentRecord.setModePayment(3);
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paymentRecordService.save(paymentRecord);
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fundsLogService.addLog(userAccount.getId(), userAccount.getAccount(), insuranceProduct.getPremium(), OperationType.USER_ORDER);
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// 生成资金日志
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return Result.success();
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}else{
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one.setApprovalStatus(0);
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one.setModePayment(3);
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one.setPayStatus(2);
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updateById(one);
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UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
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.eq(UserKyc::getAccount, userAccount.getAccount())
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);
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PaymentRecord paymentRecord = new PaymentRecord();
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paymentRecord.setUserId(userAccount.getId());
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paymentRecord.setPaymentStatus(PaymentRecord.PaymentStatus.PAID.getCode());
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paymentRecord.setProductId(one.getProductId());
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paymentRecord.setOrderId(one.getId());
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paymentRecord.setPayOrdeNo(orderNo);
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paymentRecord.setAccount(userAccount.getAccount());
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paymentRecord.setName(userKyc.getName());
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paymentRecord.setInvitationCode(userAccount.getInvitationCode());
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paymentRecord.setProductName(insuranceProduct.getProductName());
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paymentRecord.setModePayment(3);
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paymentRecordService.save(paymentRecord);
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fundsLogService.addLog(userAccount.getId(), userAccount.getAccount(), insuranceProduct.getPremium(), OperationType.USER_ORDER);
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// 生成资金日志
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return Result.success();
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}
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}
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}
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private void extracted(UserAccount userAccount, Integer userPolicyId,
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String orderNo,Integer payCode,Integer productId,String productName,Integer modePayment) {
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UserKyc userKyc = userKycService.getOne(new LambdaQueryWrapper<UserKyc>()
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.eq(UserKyc::getAccount, userAccount.getAccount())
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);
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PaymentRecord paymentRecord = new PaymentRecord();
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paymentRecord.setUserId(userAccount.getId());
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paymentRecord.setAccount(userAccount.getAccount());
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paymentRecord.setName(userKyc.getName());
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paymentRecord.setInvitationCode(userAccount.getInvitationCode());
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paymentRecord.setProductName(productName);
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paymentRecord.setPaymentStatus(payCode);
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if(userPolicyId != null){
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paymentRecord.setOrderId(userPolicyId);
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}
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if(userPolicyId != null){
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paymentRecord.setOrderId(userPolicyId);
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}
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paymentRecord.setProductId(productId);
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paymentRecord.setPayOrdeNo(orderNo);
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paymentRecord.setModePayment(modePayment);
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paymentRecordService.save(paymentRecord);
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}
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private final Random random = new Random();
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/**
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* 生成随机订单号 (格式: 时间戳 + 6位随机数)
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*/
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public String generateOrderNo() {
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long timestamp = System.currentTimeMillis();
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int randomNum = random.nextInt(900000) + 100000; // 6位随机数
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return "ORDER" + timestamp + randomNum;
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}
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/**
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* 处理支付结果 - 这里您自己实现业务逻辑
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*/
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private void verifySign(String orderNo, String status, String amount, Map<String, String> params) {
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// TODO: 在这里实现您的具体业务逻辑
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if ("2".equals(status)) {
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// 支付成功
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System.out.println("=== 支付成功 ===");
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System.out.println("订单号: " + orderNo);
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System.out.println("金额: " + amount);
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System.out.println("=================");
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// 示例业务逻辑：
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// 1. 更新订单状态为已支付
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// 2. 记录支付时间
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// 3. 发放商品或服务
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// 4. 发送通知等
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} else if ("3".equals(status)) {
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// 业务处理完成
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System.out.println("订单 " + orderNo + " 业务处理完成");
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} else {
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System.out.println("订单 " + orderNo + " 状态: " + status);
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}
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}
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// 使用原子长整型确保线程安全
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private static final AtomicLong lastTimestamp = new AtomicLong(0);
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private static final String PREFIX = "POL";
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/**
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* 基于时间毫秒生成唯一保单号
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* 格式: POL + 时间戳 + 随机数
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* 示例: POL16973512345671234
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*/
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public String generatePolicyNumber() {
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long currentTimestamp = System.currentTimeMillis();
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long lastTime = lastTimestamp.get();
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// 如果时间戳相同，增加序列号
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if (currentTimestamp == lastTime) {
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// 等待下一毫秒
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while (currentTimestamp <= lastTime) {
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currentTimestamp = System.currentTimeMillis();
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}
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}
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lastTimestamp.set(currentTimestamp);
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// 生成4位随机数
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int randomNum = random.nextInt(10000);
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String randomStr = String.format("%04d", randomNum);
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return PREFIX + currentTimestamp + randomStr;
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}
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}
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